Dawn Demers is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Achieva Credit Union. Outside of financial advising, she is a 50% owner of T3 Digital Media LLC, a website design and SEO services business. Cetera Investment Advisers LLC is an SEC-registered advisory firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

Gerald Holman is a financial advisor with Ameriprise in Palm Harbor, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver these services through a centralized consulting team working alongside financial advisors.

Kalyn Fitzpatrick is a financial advisor at Morgan Stanley with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked at T Rowe Price and Vanguard Skin Specialists prior to joining Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s advisory services include structured planning processes and a broad range of investment programs.

Andrew Gillis is a financial advisor at LPL Financial with 19 years of industry experience. He holds the Series 66 designation and previously worked for Raymond James & Associates for 13 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and other institutions. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by proprietary and third-party research.

Kimberly Douglas is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and totaling 24 years of industry experience. Her previous roles include positions at Grove Point Investments, LLC and E*TRADE Securities LLC. Outside of her advisory work, she owns and manages a rental real estate property. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and government entities. The firm provides non-discretionary wealth advisory planning and investment consulting, supported by a broad affiliate network and specialized municipal finance capabilities.

Zoran Knezevic is a CFA® charterholder with one year of industry experience, currently serving as a financial advisor at Raymond James & Associates. Prior to joining Raymond James, he held roles at Fisher Investments and Franklin Templeton Investments, among others. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base, including high-net-worth individuals and institutional clients, with a notable presence in municipal and public finance.

Jody Lane is a financial advisor with Raymond James Financial in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at various Raymond James entities since 2005 and has been involved with Mycro School Pinellas since 2017. Additionally, she has operated Iris Photographic for over two decades. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored plans developed through detailed risk profiling and supported by extensive research and multiple implementation options.

Janet Nichols is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and 37 years of industry experience. She has been with Raymond James for over 18 years. Outside of her advisory role, she serves on the board and several committees of the Tampa Bay History Museum. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program, along with institutional consulting and public finance capabilities.

Ryan Racine is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Wells Fargo Clearing and Lincoln Financial Distributors. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary advisory programs, with a notable presence in public finance and municipal services.

Travis Gucciardo is a Series 66 licensed advisor with Cetera in Tampa, FL, with seven years of industry experience. He has worked at Cetera and its affiliated entities since 2018 and also serves as a partner and CPA at Nelson & McKay CPAs LLC, providing tax and accounting services. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, automated allocations, and bespoke strategies.

Matthew Miller is a CFP®-credentialed financial advisor with Ameriprise in St. Petersburg, FL, and has four years of industry experience. He has held various roles including positions at the University of Wisconsin-Whitewater and independent business ownership. Outside of financial advising, he is involved in a cardboard box sales business and is a member/partner at BEM Capital Partners, LLC. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement, typically requiring significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendation reports and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Steven Rohde is a financial advisor with Morgan Stanley in Seminole, FL, holding a Series 66 license and 14 years of industry experience. He has been with Morgan Stanley and its affiliated Services Group since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Kellee Leandre is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Raymond James & Associates. Her prior roles include positions at Securian Financial Services, OMNI Financial Services, and SunTrust Investment Services. Outside of her advisory work, she operates a freelance oil and acrylic painting business. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser that offers wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities. The firm provides non-discretionary planning and portfolio recommendations supported by an extensive affiliate network and specialized municipal finance capabilities.

Nicholas Rubino is a financial advisor at Merrill with Series 65 and Series 66 credentials. He joined Merrill and Bank of America in 2025 and has prior experience at Florida Financial Advisors and various roles outside the financial industry. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Daniel Hall is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Northwestern Mutual, and The Boss Group Dallas. Outside of financial services, he manages Gulf Coast Gardening LLC, a wholesale nursery specializing in local and native plants in Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Christopher Hacker is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2013. Hacker holds a Series 66 designation. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Lauren Poindexter is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked at several firms, including Raymond James, Bank of America, Merrill, Charles Schwab, and Fidelity. Outside of her advisory role, she owns an Etsy shop called The Planted Laurel Shop, which sells pre-owned goods. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, including specialized planning for business owners and other niche areas, and integrates advisory services with various financial products and referral channels.

Brendan Thon is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2021, previously serving as an Investment Consultant from 2022 to 2024 and as a Workplace Planning Consultant 2 from 2021 to 2022. Brendan focuses on providing personalized financial guidance to help clients pursue their financial goals with informed decision-making. Throughout his career at Fidelity, Brendan has worked closely with clients to ensure alignment and clarity at every stage of their financial planning process. His approach emphasizes collaboration and education to support clients in achieving their financial objectives. Outside of his professional role, Brendan enjoys activities such as beach outings, boating, fitness, exploring food, outdoor adventures, and running.

Adam Skonicki is a financial advisor at Ameriprise in Saint Petersburg, FL, holding a Series 66 designation with 11 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Girish Thakar is a financial advisor with Raymond James Financial in Clearwater, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2001 and Raymond James Financial since 2009. Outside of his advisory role, Thakar is president of Thakar Financial LLC, a support company operating as an S corporation. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting through Wealth Advisory Services, wrap fee programs, and institutional consulting supported by outside managers and its Institutional Fiduciary Solutions division.