Harry Bayard is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 24 years of industry experience. His prior roles include positions at Cetera Advisor Networks, J P Turner & Company Capital Management, Wells Fargo Clearing, and A. G. Edwards & Sons. Bayard operates H.R. Bayard & Associates, LLC, which provides investment-related and non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by technology tools for operational and research purposes.

Michael Ball is a financial advisor at Edward Jones in Apollo Beach, FL, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2019, he served 20 years in the United States Navy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm offers a range of advisory and investment management services supported by a large national network of financial advisors and branch offices.

Teon Gunn is a financial advisor at Morgan Stanley in Tampa, FL, with 18 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Capital Management and E*Trade Securities. Outside of his advisory work, he is the sole proprietor of Her Things LLC, a retail and online store based in Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models as part of its financial planning process.

Ann Vakalis is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 65 licenses. She has 40 years of industry experience, including 14 years with Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Manuel Calderon Jr. is a financial advisor with LPL Financial in Riverview, FL, holding Series 63 and Series 66 credentials and 27 years of industry experience. He has been with LPL Financial since 2015 and previously worked at Invest Financial Corporation from 2007 to 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and technology.

Cameron Lee is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Morgan Stanley, he worked in roles at Cheval Athletic Club, Hillsborough County Parks and Recreation, the Tampa Bay Buccaneers, and Steinbrenner High School. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Bryan Boesen is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved with Diamond Mudcats, a sports foundation that provides financial assistance to young athletes competing in competitive athletics. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and the Global Investment Committee’s Secular Return Estimates. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client engagements and corporate financial planning agreements.

Ryan Gaum is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and 10 years of industry experience. His prior work history includes positions at Merrill, Citigroup, Fidelity Brokerage Services LLC, and Wells Fargo Advisors, LLC. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, with services that include tailored financial planning supported by a structured discovery process and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through employer-based financial planning agreements.

Alex Mc Namara is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Morgan Stanley, his work experience spans a variety of industries, including roles at Purlgata Supply LLC and Total Quality Logistics. Outside of finance, he has been involved with Purlgata Supply LLC, an entrepreneurial venture. Morgan Stanley Wealth Management is an SEC-registered investment adviser offering a broad range of advisory programs to individuals and institutions. The firm provides tailored financial planning supported by firm-approved tools and invests approximately $2.74 trillion in client assets.

Michael Crimmins is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers its services directly and through corporate financial planning agreements.

Paris Manis is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley, he worked at First Command Advisory Services, INC and related entities. Manis also serves as a Financial Management Officer with the Florida National Guard. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Rollan Degeare is a financial advisor with UBS Financial Services in Tampa, FL, holding a Series 66 designation and 26 years of industry experience. He previously worked at Sanford C. Bernstein & Co., LLC for 21 years and has been affiliated with Alliance Capital Management LP during his career. Outside of advising, he is involved in a cybersecurity and managed services business for small companies. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary capital market research and model-based asset allocations to tailor investment strategies aligned with clients’ goals and risk tolerances.

Luke Carvalho is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2008 in their Plant City, FL office. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated products, operates under a fiduciary standard, and is notable for its extensive advisor and branch network as well as affiliated capabilities beyond advisory services.

Corey Charles is a financial advisor at Morgan Stanley with one year of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Morgan Stanley, he worked at Fisher Investments and has a decade of experience running Quiet Storm Surf Shop. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured discovery conversations and advanced planning tools.

Jackson Berman is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. He has been with JPMorgan Chase Bank and JPMorgan Securities LLC since 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Danny Vargas is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has been with Morgan Stanley since 2015 and is currently associated with Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Mansoor Ahmed is a financial advisor at Cetera with 18 years of industry experience and holds the Series 66 designation. He previously worked at Summit Financial Group Inc and Summit Brokerage Services before joining Cetera and its affiliated entity Cetera Wealth Services, LLC. Ahmed is also the sole partner of Gain Strategy Wealth Management LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, retirement services, and access to third-party money managers, managing assets exceeding $256 billion.

Jason Degolyer is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at Regions Bank, Cetera Investment Advisors, Merrill, and Bank of America. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party data to support investment decisions.

Steven Katzman is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds Series 63 and Series 65 credentials. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individuals and institutional clients, providing tailored financial planning and a range of advisory programs supported by firm-approved tools and processes.

Neda Hooks is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has worked at various Morgan Stanley entities since 2010. Outside of her advisory role, she is a partner in Swan Capital Properties, LLC, a company involved in property management and investment activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured tools and methodologies.