Lisa Reyes is a Series 66-licensed financial advisor with Merrill in San Antonio, TX, where she has worked since 2006. She has 11 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Justin Horsman is a financial advisor with Cetera based in San Antonio, TX, holding a Series 66 designation and three years of industry experience. He has worked at various entities within Cetera and serves as secretary and executive board member for FEAST, an educational organization. Horsman is also an executive board member of TeenPact Leadership Schools, a charitable education group. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures and custodial relationships.

Blake Thompson is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining Raymond James, he worked at Innovation Partners LLC and Catalyst Wealth Management LLC. Thompson is also a licensed insurance agent. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports a wide range of advisory programs and institutional consulting services.

Karen Rader is a Series 66 licensed financial advisor with Edward Jones in San Antonio, Texas, and has 14 years of experience at the firm. She has no reported external business activities with responsibilities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and affiliated investment offerings.

Bella Hampton is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. Her prior roles include positions at Charles Schwab Bank, Charles Schwab & Co., USAA Investment Management Company, and USAA Financial Advisors. Outside of finance, she is involved in photography through her sole proprietorship, Bella Hampton Photography, and is a stakeholder in Element Luxury Fitness, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market analyses.

John Shaffer III is a financial advisor at Edward Jones in San Antonio, TX, holding Series 63 and Series 66 designations with 32 years of industry experience. He has been with Edward Jones since 1993. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large network of financial advisors and branch offices nationwide, offering a range of investment advisory programs and affiliated financial services.

Carlos Henriquez is a Series 66 licensed financial advisor with 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and previously worked at J.P. Morgan Chase Bank NA and Edward Jones. He is based in San Antonio, TX. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver written asset allocation advice, manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Marilyn Ramsook Lilly is a CFP® professional with over 26 years of industry experience. She currently works at Fidelity and has held positions at Citigroup, Victory Capital Advisors, and several other financial services firms. She also operated StarApple, LLC as a self-employed business for one year. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to diverse clients, including retail and institutional investors. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and is noted for its use of AI, algorithmic methods, and formal governance procedures.

Dolores Charles is a financial advisor at Charles Schwab with 22 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 2020. Prior to this, she was with USAA Transfer Agency Company and USAA Investment Management Company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated custody and brokerage services.

Rebecca Gonzalez is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and 1 year of industry experience. She has worked at Merrill since 2012 and was previously affiliated with Texas AM International University for 12 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katya Thompson Cantu is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Ameriprise in 2021, she worked for CUNA Brokerage Services, Inc. and Randolph Brooks Federal Credit Union, where she provided financial advice to credit union members. Outside of her advisory role, she is also a freelance musician performing at scheduled events. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce personalized Recommendation Reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Marshall Harrison is a Series 66 licensed advisor with Morgan Stanley in San Antonio, TX, and has three years of industry experience. Prior to joining Morgan Stanley, he worked at Airrosti Rehab Centers and Prosperity Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market scenario modeling.

Michael Clark is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 39 years of industry experience. He previously worked at Aspect Wealth Management for 24 years and has been with Cetera since 2013. Clark is involved in several business ventures outside of advising, including partnerships in mining operations, technology distribution, and carbon credit projects. Cetera Investment Advisers LLC serves a broad client base ranging from individuals to institutional accounts, offering portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm provides access to a multi-manager platform with various program options and manages over $256 billion in assets.

Douglas Ternan is a financial advisor with Edward Jones in Universal City, TX, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He worked at Lincoln Financial Distributors, Inc. for 18 years before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Warren Ganues is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at companies including USAA, Johnson Control Inc., Wells Fargo, Chase Bank, and First Citizens Bank. Outside of advisory work, he serves as a creative director for a social media consulting firm and advises clients on self-defense plans through a separate consulting business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and fiduciary advisory services. The firm is notable for its extensive retail advisor network, affiliated mutual funds, trust company services, and securities-based lending options.

Michael Malchoff is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. He has been with Merrill since 2019 and concurrently affiliated with Bank of America since 2016. Outside of his advisory role, he is a guitarist in a local cover band called Bittersweet Band. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, corporate, and institutional clients.

Wesley Alston is a financial advisor with LPL Financial, holding a Series 63 designation and 27 years of industry experience. His prior roles include positions at Securities America Advisors, 401 K Concierge, WFG Investments Inc., and Lone Star Retirement Services. Outside of his advisory work, he manages a private curation business focused on antiques and collectibles in San Antonio, Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of over 22,800 advisors and more than $819 billion in discretionary assets under management.

Daniel Langella is a financial advisor with Equitable Advisors in San Antonio, TX. He holds Series 63 and Series 66 credentials and has six years of industry experience. Prior to joining Equitable Advisors in 2020, he worked at Flamingo Reys and attended the University of Texas. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm employs a range of advisory programs and works with third-party asset managers and LPL-sponsored programs to deliver investment solutions.

Juan Menchaca Jr. is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Charles Schwab since 2020 and previously spent six years with USAA Investment Management Company. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of wealth advisory, brokerage, custody, and financial planning services through its integrated platform and multi-asset model portfolios.

Morgan Edwards Sr. is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He holds a Series 63 designation and has previously worked at Kestra Advisory, Kestra Investment Services LLC, and VOYA Financial Advisors. Edwards serves on several nonprofit and civic boards, including the Texas Lyceum Association, Los Compadres de San Antonio Missions, Alamo Heights ISD School Board, and the San Antonio Public Library Foundation. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of Financial Professionals and supports both discretionary and non-discretionary management across multiple platforms.