James Mitchell is a financial advisor at Vanguard Advisers with 12 years of industry experience. He holds the Series 66 credential and has previously worked at Charles Schwab and USAA Financial Advisors. Outside of his advisory role, he operates several e-commerce ventures and works as an independent contractor for delivery services including Uber Eats, DoorDash, and Spark. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct personalized portfolios primarily from Vanguard funds and ETFs, serving a large client base through a digital platform and a team servicing model.

Eric Black is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 63 designation and bringing 17 years of industry experience. He has previously worked at SagePoint Financial for seven years before joining LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, and institutions. The firm offers various advisory programs and financial planning services, utilizing model portfolios and research from multiple sources to support its investment strategies.

Luke Fairchild is a financial advisor at Raymond James & Associates with six years of industry experience. He holds Series 63, 65, and 66 licenses. Prior to joining Raymond James & Associates, he worked at firms including Morgan Stanley and Wells Fargo. Outside of his advisory work, he has been an independent contractor for Uber since 2018. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients with a focus that includes municipal finance and public-sector investment services.

Matthew Howell is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served since 1996. He works alongside partners Rupert Watson and Brad Stouffer, as well as Registered Wealth Management Client Associates Jo Ann Loubet, Sue Appleby, and Chloe Zaft. Together, they provide comprehensive wealth management services to clients in the Scottsdale area. Matthew's expertise spans a wide range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, LGBT wealth planning, personal retirement planning, portfolio management services, socially responsible investing, women and wealth issues, tax minimization, and retirement income planning. He holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's Degree from the University of Iowa. In addition to his professional pursuits, Matthew is actively involved in community organizations such as Big Brothers Big Sisters of Central Arizona and Family Housing Resources in Tucson, AZ. Outside of work, he enjoys adventure sports, camping, fishing, football, hiking, music, painting, and reading.

Chad Johnson is a financial advisor with Osaic Wealth, Inc. in Scottsdale, AZ, holding Series 63 and Series 65 designations and 24 years of industry experience. He was previously with Sagepoint Financial, Inc. for 14 years before joining Osaic in 2023. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party solutions to manage portfolios across a broad spectrum of investments.

Jerry Padilla is a financial advisor with Raymond James & Associates in Scottsdale, AZ. He holds Series 63 and Series 66 credentials and has 20 years of industry experience. His prior work includes roles at Fidelity Brokerage Services and Charles Schwab, as well as entrepreneurial activities with The Producer's Choice LLC and Matrix Biologics. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, pension plans, and government entities. The firm provides wealth advisory and investment consulting services through non-discretionary planning and recommendations, supported by a broad affiliate network and notable capabilities in municipal and public finance.

Mario Gradillas is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016, following five years at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Walker Wilson is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and five years of industry experience. He has worked at various Vanguard entities since 2021 and has been involved in small business and educational roles prior to his current position. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach that combines proprietary models with Vanguard funds and ETFs, delivering scalable digital solutions supported by a large advisor team.

William Puggini is a CFA® charterholder with 17 years of industry experience. He is currently with Vanguard Advisers and has been associated with The Vanguard Group, Inc. since 2008. Puggini holds a Series 63 license and is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, managing portfolios primarily with Vanguard funds and ETFs while offering various customization options.

John Clayton is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Triad Advisors, Inc. since 2012 before joining OSAIC in 2024. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios and supports both discretionary and non-discretionary account management.

David Nurczynski is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2014, advancing to his current role in 2020. He collaborates with local clients and their families to help define and pursue their personal visions of wealth. Throughout his career, he has worked in various positions across financial services. Prior to his current position, David held roles at Merrill Lynch as a Financial Solutions Consultant and at Quicken Loans, where he progressed from Mortgage Banker to Director of Mortgage Banking and subsequently Senior Director of Mortgage Banking. He holds a California Insurance License. Outside of his professional duties, David enjoys fitness, football, golf, outdoor adventures, social events with friends, and parenthood.

Krista Iverson is a financial advisor at OSAIC with 24 years of industry experience. She holds a Series 66 designation and has worked since 2008 at Woodbury Financial Services, Inc. before joining OSAIC in 2024. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to multiple third-party money managers and wrap programs. The firm uses asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various investment types, managing accounts on either a discretionary or non-discretionary basis.

Erik Thunberg is a financial advisor with Vanguard Advisers and holds a Series 66 designation. He has been with Vanguard and its affiliated entities since 2026. Prior to joining Vanguard, his work experience includes roles at CyrusOne Management Services LLC, Healthcare Trust of America, Inc., and Georgetown University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models and largely investing in Vanguard funds and ETFs, supported by a large team that manages a high volume of client relationships.

Spiro Valasakos is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Equitable Advisors in 2021, he held positions at Costco Wholesale, Athens Services, and Azusa Pacific University. He is also a sales associate with Realty Benefit Services. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a wide range of third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Bennett Smith is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and bringing eight years of industry experience. His prior roles include positions at Ameriprise Financial Services and Stifel Nicolaus & Co. Smith serves on the investment committee for the Boy Scouts of America Grand Canyon Council. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, utilizing research-driven portfolio strategies and providing both brokerage and advisory solutions.

Vince Hawley is a financial advisor at Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 65 credentials with 37 years of industry experience. He has been with Robert W. Baird & Co. since 2008. Robert W. Baird & Co.’s DDK Group operates within the firm’s Private Wealth Management department, serving individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm provides financial planning, discretionary and non-discretionary portfolio management, separately managed accounts, and custody and brokerage services, supported by internal research, manager selection, and oversight.

Steven Hughes is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Sidoti & Company, LLC, and involvement with several professional sports organizations such as the Washington Commanders Football Team, Sacramento River Cats Baseball, and Tucson Sugar Skulls Football. Vanguard Advisers provides automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios mainly comprised of Vanguard funds and ETFs.

Michael Lammers is a financial advisor at OSAIC based in Scottsdale, AZ, holding a Series 66 designation with 10 years of industry experience. His prior work includes roles at J.P. Morgan Securities, Securities America, and Axa Advisors. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to construct diversified portfolios.

Vishal Patel is a CFA® charterholder and holds Series 66 and Series 63 licenses, currently advising at Edward Jones with four years of industry experience. He previously worked at Wells Fargo from 2013 to 2019 and at Edward Jones Trust Company from 2019 to 2024 before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Jacob Ceschin is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Mass Mutual, Mutual of Omaha, and Arizona State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs and financial planning services.