Michael Feistel is a financial advisor with Ameriprise Financial Services in Calabasas, CA. He holds a Series 66 designation and has 9 years of industry experience. His prior roles include positions at Ameriprise Financial Services, LLC since 2020, Ameriprise Financial Services, Inc. from 2016 to 2020, and Oak & Heart from 2015 to 2026. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service that provides written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Matthew Williams is a CFP® and holds a Series 66 license with 16 years of industry experience. He has worked at Ameriprise since 2020 and previously spent nine years at Edward Jones. He is based in Westlake Village, CA. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement-income advice, primarily for clients with Ameriprise-managed accounts.

Douglas Martin is a Series 66-licensed financial advisor with 26 years of industry experience, currently associated with LPL Financial since 2025. Prior to joining LPL, he worked for Western International Securities, Inc. for 12 years. Douglas is based in Westlake Village, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party subadvisors.

Therese Tukalski is a financial advisor at Raymond James & Associates with 17 years of industry experience. She holds a Series 66 designation and previously worked at Stifel Nicolaus & Co Inc from 2011 to 2016 before joining Raymond James in 2017. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Shawn Bean is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at TD Ameritrade. Outside of his advisory role, he is involved in rental property management. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment solutions supported by integrated brokerage, custody, and advisory services.

Narek Davoodian is a Planning Consultant at Fidelity. In this role, he works with clients to understand their financial goals and deliver personalized investment strategies. He provides guidance on portfolio construction, retirement planning, and wealth planning. Prior to his current position, Narek worked as a Financial Representative at Fidelity Investments from 2023 to 2025. He holds a California Insurance License.

John Janios is a CFP®-certified financial advisor at Osaic Wealth Inc with 15 years of industry experience. His background includes roles at LPL Financial, Logix FCU, and Invest Financial Corporation. Janios also owns and operates Aristo Wealth Management, an S Corp through which he provides financial planning and wealth advisory services. Osaic Wealth Inc serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing firm-provided asset-allocation tools and third-party platforms to construct portfolios across multiple asset classes.

Curtis Parry is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He previously worked at Merrill and Bank of America, N.A. Outside of his advisory role, he is involved with several investment-related activities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of advisory services and utilizes research and analytics while providing both brokerage and advisory solutions.

Oganes Gambarian is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He has held his current roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2014. He holds a Series 66 designation. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Derrick Kimbrough is affiliated with Primerica Advisors and holds Series 63 and Series 65 credentials. He has 32 years of industry experience, including 15 years at Boeing Aerospace and longstanding roles at PFS Investments Inc. and Primerica Financial Services. Outside of advisory work, he has been involved in sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Louis Ashamallah is a CFP® with 19 years of industry experience, currently serving as a financial advisor at LPL Financial since 2023. Prior to joining LPL, he worked at Ameriprise Financial Services, Inc. for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and portfolio management solutions supported by proprietary research and third-party subadvisors.

Honora Domines is a financial advisor with Wells Fargo Clearing, holding Series 63, Series 65, and Series 66 credentials and 22 years of industry experience. She has worked at Wells Fargo Clearing since 2019 and previously spent four years at Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with a broader range of investment options including insurance-related vehicles and bank deposit sweep programs.

Adam Jolivet is a financial advisor with Ameriprise in Woodland Hills, CA, holding a Series 66 credential and 22 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Outside of his advisory work, he owns a small business focused on buying and selling sports cards and memorabilia. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports delivered in partnership with financial advisors.

Leon Smith is a CFP® with 31 years of industry experience and is currently affiliated with Cetera. He has worked in various capacities within Avantax and related firms for over three decades. In addition to his advisory role, he provides tax preparation and accounting services. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers comprehensive portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Michael Gattuso is a financial advisor with OSAIC in Santa Clarita, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked for American Portfolios Financial Services, Inc. for 16 years before joining OSAIC in 2024. Outside of his advisory role, he owns and operates Gattuso Financial Services, an insurance business. OSAIC serves a broad range of retail and institutional clients, providing integrated brokerage, investment advisory services, and access to multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various asset classes and offers both discretionary and non-discretionary account management options.

Jennifer Despain is a CFP® professional with 15 years of industry experience, currently advising at Cetera since 2021. She previously worked with Avantax Advisory Services and its related entities for nearly a decade. In addition to her advisory role, she owns and operates Canyon Oak Financial, where she prepares tax returns, develops tax planning strategies, and manages bookkeeping and payroll services for clients. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with various discretionary and non-discretionary portfolio management options, financial planning, and access to third-party money managers.

Riley Welles is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has previously worked at Canyon Oak Financial, California State University of Northridge, and King's Seafood Company. In addition to his advisory role, he provides bookkeeping and accounting services as a staff accountant at Canyon Oak Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing a multi-manager platform with access to affiliated and third-party investment managers.

Bryce Wallington is a CFP® professional associated with Edward Jones, with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is involved in managing a commercial rental property in Agoura Hills, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Oliver Alvarado Algarate is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Deluxe Media and The Cheesecake Factory. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ronald Sera is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at firms including Cetera and Financial West Group. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary consulting through various advisory programs and institutional solutions.