Angelo Galloway is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 10 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2017, and previously at J.P. Morgan Chase Bank and J.P. Morgan Securities from 2015 to 2017. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management, financial planning services, and a range of custodial and brokerage capabilities.

Christina Ward is a financial advisor with Raymond James & Associates in San Mateo, CA, holding a Series 66 designation and seven years of industry experience. Prior to joining Raymond James, she worked at Accenture. She is also the founder and director of Work for America, Inc., a nonprofit focused on creating employment opportunities for adults with intellectual and developmental disabilities. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Luis Castro is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works collaboratively with clients to understand their financial priorities and develop strategies aimed at achieving their short-, mid-, and long-term objectives. He provides guidance on various financial topics, including general investing, retirement planning, and preparing for unexpected expenses. Luis holds the Personal Investment Advisor (PIA) designation. He has completed an Accredited Certificate Program from the London School of Economics and earned a Bachelor's Degree from the University of Southern California. He also holds a High School Diploma from Woodside Priory. Luis supports clients by connecting them with specialists from Bank of America in areas such as banking, credit, home financing, and small business solutions, providing comprehensive financial advice that adjusts as clients' needs evolve.

Samuel Vaughan is a Series 66-licensed financial advisor with Morgan Stanley in San Francisco, CA. He joined the firm in 2025 and has prior experience working at organizations including Boston University, Mustang Survival, and Sunnyside Marina & Watersport Rentals. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and structured financial planning services utilizing firm-approved tools and models.

Cary Koh is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been a member of the Phelps-Ting & Associates team since 2013. In his role, Cary focuses on building and strengthening client relationships, helping individuals and families translate their goals and priorities into practical wealth management strategies. His areas of expertise include college education planning, family wealth management strategies, retirement income, portfolio management services, and services for endowments, foundations, and non-profits. Before entering the financial industry, Cary was a concert violinist and professional conductor. He holds a bachelor's degree in music from the University of California, Berkeley and a master's degree in violin performance from the Manhattan School of Music in New York City. Cary holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is fluent in English and Mandarin. Cary serves on the Board of Trustees of Cal Performances at UC Berkeley as Bank of America's Corporate Board representative. He is a past president of the Rotary Club of Burlingame & Hillsborough and previously served on the advisory council of the Crowden Music Center in Berkeley. Outside of his professional work, Cary enjoys golfing and playing chamber music.

Tyler Jones is a Series 66-licensed financial advisor with Morgan Stanley in San Mateo, CA, bringing four years of industry experience. Before joining Morgan Stanley in 2021, he worked at Citibank and Bank of America. Outside of his advisory role, he teaches mathematics fundamentals to students. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a range of advisory programs, including tailored financial planning that integrates firm-approved tools and modeling techniques.

Thomas Quinby is a financial advisor at Ameriprise with 19 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for eight years before joining Ameriprise in 2023. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, with an emphasis on assets held in Ameriprise-managed accounts and the use of algorithmic automation in generating recommendations.

Connor Mac Mitchell is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley, he worked at Backblaze and has held teaching positions at the University of California, San Diego, Menlo School, and Tierra Linda Middle School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and models.

Tyler Needman is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning utilizing structured discovery and modeling tools, and manages approximately $2.74 trillion in client assets.

Erica Jang is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2017, following a one-year tenure at UBS Financial Services. She is the sole proprietor of The Infinitum Group, a personal holding company involved in investment decision-making and advice. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning processes supported by firm-approved tools and provides advisory services without offering individual security recommendations as part of standalone planning.

Charles Pollock is a financial advisor with Mass Mutual Investors Services and holds the ChFC® and Series 63 designations. He has 50 years of industry experience, including roles at MetLife Securities and MassMutual Life Insurance Company. Pollock is also involved in individual and group life and health insurance sales through Charles (Ted) Pollock Investment related activities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a focus on collaborative, goal-driven planning and multiple specialized service offerings.

Mary Hambly is a CFP® with 15 years of industry experience and has been with Edward Jones since 2010. She is based in Redwood City, CA, and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management, offering a range of advisory programs and investment solutions through a nationwide network of over 23,700 financial advisors.

Daniel Di Lulo is a financial advisor at Morgan Stanley with 10 years of industry experience. He has been with Morgan Stanley since 2018 and previously worked at Merrill from 2015 to 2018. He holds the Series 66 designation. Outside of his advisory role, he is involved in property management as a partner in a rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Deborah Freeman is a financial advisor at Thrivent Investment Management with eight years of industry experience. She holds the Series 66 designation and has been with Thrivent since 2017. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning across a wide range of topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Sonny Gulati is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor financial plans to clients' goals and risk tolerances.

Jordan Gomez is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2018. Prior to this, he was employed at Cielo24 and Pensionmark Financial Group, and he also spent four years at the University of California, Santa Barbara. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide array of advisory programs, managing approximately $2.74 trillion in client assets.

Mark Bernard is a financial advisor with LPL Financial in San Mateo, CA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with LPL Financial since 2009. Bernard also serves as an instructor at the College of San Mateo. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, providing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Sara Saxe is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 65 designations and bringing 48 years of industry experience. She has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and providing a wide range of financial solutions including fee-based planning and portfolio management.

Melinda Orozco is a financial advisor at LPL Financial with 11 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at U.S. Bank and U.S. Bancorp Investments, Inc. She is involved with Bay Area Financial Wellness, a DBA related to her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Rachael Martindale is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at InfoIMAGE Inc and Dijeau Poage Construction. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and proprietary planning tools.