Matthew Dunigan is a financial advisor with Edward Jones in Catonsville, MD, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory work, he serves as a youth soccer referee with the Harford Sports Officials Association. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of over 23,700 financial advisors and 15,000 branch offices nationwide.

Manuel Alcala is a financial advisor at Morgan Stanley with 28 years of industry experience. He has held roles at Morgan Stanley Smith Barney since 2009 and currently works at Morgan Stanley Private Bank, N.A. in Baltimore, MD. He holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Gualtiero Noto is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding Series 63 and Series 65 designations and bringing 47 years of industry experience. He has been with Robert W. Baird & Co. since 2009. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing a combination of manager-traded and model-traded strategies supported by internal research and ongoing manager monitoring.

Gavin Rayburn is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2012. Outside of his advisory role, he serves on the Finance Committee of the John Carroll School in Bel Air, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with comprehensive financial planning and investment advisory services. The firm manages approximately $2.74 trillion in client assets and provides customized financial strategies supported by structured planning tools and research.

Courtney Massey is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. She previously worked at Merrill, ClearOne Advantage, Lonzo Warren State Farm, Maryland Management Company, and Darden Restaurants. Massey also works as an independent contractor for a travel agency, focusing on trip booking, marketing, and itinerary planning. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Theodore Waters III is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2014. Outside of his advisory role, he serves on the Investment and Finance Committees of St. Thomas Episcopal Church in Owings Mill, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Thomas Barger is a Series 66 licensed financial advisor with 34 years of industry experience. He has worked at Lincoln Financial Advisors Corporation for 33 years before joining LPL Financial, where he currently practices. Outside of his advisory role, he is involved with Blue Harbor Benefits as a health insurance broker. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, utilizing various portfolio strategies and technology tools to support its network of over 22,800 advisors.

Karen Bartz is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 24 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory work, she is in the process of winding down a non-investment-related plastics sales business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques.

Stanley Rodbell is a financial advisor with LPL Financial, holding a Series 66 designation and over 30 years of industry experience. Prior to joining LPL Financial in 2024, he spent 27 years at Lincoln Financial Advisors Corporation. He is also an attorney with a legal practice dating back to 1966. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, including access to third-party subadvisors and institutional platforms.

Jahaira Zorrilla is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Merrill, Bank of America, and Wells Fargo. Outside of her advisory role, she is employed with Exceed Home Care Services, providing care for a minor family member. J.P. Morgan Securities offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in their investment recommendations.

Charles Fuller Jr. is a financial advisor with LPL Financial in Catonsville, MD, holding a Series 66 designation and bringing 20 years of industry experience. His prior firms include Raymond James Financial Services and SunTrust Advisory Services. Outside of his advisory work, he has a longstanding association with Uber spanning over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services supported by technology tools and oversight of over $819 billion in discretionary assets.

Michael Sellitto is a CFP®-designated financial advisor with 16 years of industry experience, currently with LPL Enterprise since 2024. His prior roles include positions at Garrison Forest Advisory Group, Pruco Securities, LLC, and LGS Financial LLC. Outside of advisory work, he is an attorney and operates a bar review business for students. LPL Enterprise offers investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and institutional clients through a network of investment adviser representatives. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and provides access to third-party asset managers and wrap programs.

Jeffrey Lubin is a financial advisor at Morgan Stanley in Baltimore, MD, with 32 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Merrill for 28 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and incorporates structured discovery processes and advanced modeling tools in its financial planning approach.

Albert Antlitz is a financial advisor at Equitable Advisors with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Axa Advisors, LLC and Mony Securities Corporation. Antlitz has been with Equitable Advisors since 2005. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by offering financial planning, retirement plan consulting, and asset-management programs. The firm works through a network of Investment Adviser Representatives and utilizes both proprietary and third-party investment solutions.

Annakate Cross is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2004. Outside of her advisory role, she works as a retail cashier at a shopping mall, performing customer service and cashiering duties. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a discovery-based process and offers both direct and employer-sponsored financial planning services.

James Brady is a Financial Consultant who assists clients and their families in understanding their financial well-being and collaboratively developing plans for their short-term and long-term needs. He emphasizes building relationships based on trust to guide clients toward achieving their financial goals. He has held various roles in the financial services industry, including Investment Consultant, Relationship Manager, and Financial Services Representative at Fidelity Investments from 2022 to 2024. Prior to that, he worked at T. Rowe Price in positions such as Workplace Investment Consultant, High Net Worth Client Representative, and Retail Investment Services Representative between 2019 and 2022. Outside of his professional work, James has interests in concerts, cooking and baking, fitness, football, outdoor adventures, and pets.

Gerald Geddes is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at firms including LPL Financial and Securian Capital of the Chesapeake, and he is the president and CPA of Geddes & Company, P.C., which provides tax preparation and planning services. Geddes is also involved in the sale of fixed insurance products as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and consulting services, operating with more than 10,000 advisors and over $256 billion in assets under management.

David Saffran is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at LPL Financial since 2019 and concurrently at M&T Securities since 2016, following prior experience at M&T Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Stephen Ross is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill and Bank of America prior to joining Morgan Stanley in 2022. He serves on the Investment Committee of the Foundation for Sulpicians of the United States, a civic and religious organization based in Baltimore, Maryland. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to model financial outcomes.

Hugo Warns III is a CFA® charterholder with 30 years of industry experience, currently serving at Stifel, Nicolaus & Company, Incorporated since 2005. He is co-owner and manager of Raptor Investments, LLC, a corporation focused on investments in privately held companies. Additionally, he serves on the boards of the Fred Haskins Commission, which is involved with amateur golf awards, and Bennabis Health, a company dedicated to improving patient health. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and planning, while clients retain discretion over implementation.