William Nicklas is a financial advisor at Merrill with Series 66 and Series 63 licenses. He joined Merrill in 2026 and has prior experience at T. Rowe Price and Capital Teachers. Outside of finance, he has been involved in various educational roles and operates a self-employed dog sitting service. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.

Jeffrey Munson is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 26 years of industry experience. He worked at RBC Capital Markets from 2009 to 2021 before joining Wells Fargo Advisors. Munson is involved in entrepreneurial ventures, including a financial practice under Bucket123 LLC. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients through a network of advisors. The firm offers a broad range of financial planning services and integrates advisory recommendations with other financial products and referral channels.

Thomas Paholsky is a financial advisor with Edward Jones in Littlestown, PA, holding a Series 66 designation and eight years of industry experience. He worked at New Windsor State Bank for nine years prior to joining Edward Jones in 2017. Outside of his advisory role, Paholsky serves on the board of the Littlestown chapter of Rotary International, chairs the Pastoral Council at St. Aloysius Catholic Church, and is a committee member for the Fund for Littlestown under the Adams County Community Foundation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Benjamin Maulone is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and one year of industry experience. His prior work includes positions at Bank of America and Encore Global. Outside of his financial career, he is a saxophone player with the Mood Swings Big Band, which performs at events such as weddings and fundraisers. Merrill provides managed account services through the Select Portfolio Solutions program to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Justin Arter is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and John C. Grimberg. Outside of finance, he has been involved with organizations such as the Y of the Chesapeake and McDaniel College. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies, relying on a centralized team that collaborates with advisors and uses a combination of investment research, data, and algorithmic tools.

Thomas Mc Elwee is a financial advisor at LPL Enterprise with 13 years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Mutual of Omaha. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory and brokerage services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory programs with financial product sales.

Stacey Spedden Irrgang is a financial advisor with Osaic, holding a Series 66 designation and 32 years of industry experience. She previously worked for Lincoln Financial Advisors Corporation for 32 years before joining Osaic in 2025. Outside of her advisory role, she owns Stacey Spedden & Associates, LLC, an entity used for business expenses and payroll, and is involved in offering insurance products including accident and health, disability, traditional life insurance, fixed annuities, and health savings accounts. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, providing integrated brokerage and investment advisory services. The firm utilizes various tools and third-party platforms to construct portfolios and support client investment needs, operating under a complex corporate structure with multiple mergers and private-equity ownership.

Rodney Sams is a financial advisor at Merrill with two years of industry experience. He holds the Series 66 designation and has worked previously at Truist Bank, M&T Bank, Belk, and GameStop. Outside of his financial advisory role, he serves as a consultant and independent contractor for Limitless Volleyball Club, assisting the head coach with training and administrative support. Merrill offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, providing model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Robert Bobango is a ChFC® credentialed financial advisor with 35 years of industry experience. He is currently with LPL Enterprise and has also held long-term roles at Prudential Insurance Company of America and Pruco Securities, LLC. His professional activities include involvement in non-variable insurance through Prudential’s affiliated agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering advisory and brokerage services. The firm provides integrated financial planning, access to model portfolios, third-party asset management, and insurance products through a combined platform.

Gary Dowling is a financial advisor with Merrill based in Hunt Valley, MD. He holds a Series 66 designation and has four years of industry experience. His prior work includes positions at Bank of America, Progressive Insurance, and Walker Trading Company. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Akofa Allen is a Series 66-licensed financial advisor at Merrill with three years of industry experience. Prior to joining Merrill, Allen worked at Bank of America, N.A., and has held roles at Aerotek, Uber, and Govolution LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Ryan Raitzyk is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and five years of industry experience. He has worked at Cambridge Investment Research Advisors since 2022 and previously spent nine years at Christopher J. Seling and Associates, Inc. Outside of advisory work, he also provides tax services as a sole proprietor. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing multiple custody platforms and both discretionary and non-discretionary investment strategies.

John Maranto II is a financial advisor with Merrill, holding a Series 66 designation and based in Hunt Valley, MD. He has been associated with Merrill since 2022 and has also held positions at Wesleyan University, Altmore Capital, The Boys Latin School of Maryland, and Valley Swim and Tennis Club. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Meir Teichman is a financial advisor at RBC Capital Markets with two years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley Private Bank and Morgan Stanley. Teichman serves on the Board of Directors for the Baltimore Zionist District, where he assists in planning events and spreading awareness about the organization. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers customized portfolio management and advisory programs, utilizing a combination of in-house and third-party investment managers and tailored strategies to meet clients’ risk profiles.

Brandon Stone is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co. since 2006. Outside of his advisory role, Stone is also an insurance agent working with various carriers offering life, health, fixed annuities, disability income insurance, and long-term care products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Scott Schuebel is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding a Series 66 designation and 28 years of industry experience. He has been affiliated with MassMutual and its subsidiaries since 1994. Outside of his advisory role, he is involved in insurance-related business activities through ownership and agency roles in several related entities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment management.

Michael Morey is a Series 66-credentialed financial advisor with 12 years of industry experience. He has been associated with Merrill since 2014 and concurrently works with Bank of America, N.A. since 2015. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies integrated within Bank of America’s broader corporate platform.

Matthew Boltz is a financial advisor with Ameriprise, holding a Series 66 designation and with 24 years of industry experience. He has been with Ameriprise since 2005. Boltz also manages MM Boltz LLC, a business entity related to his financial planning practice. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, offering tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis.

Christopher Olechno is a financial advisor at Cetera with two years of industry experience. He holds the Series 66 designation and has worked previously at Charlemagne Institute and Proven Media Solutions. Olechno also served in the United States Army Reserve for six years. Cetera Investment Advisers LLC is a nationwide registered advisor serving a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and oversees over $256 billion in assets under management.

Li Wen Kang is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in the Towson office since December 2010. He has extensive experience spanning from 1992 to 2010 in investment banking and money management, having worked in New York, London, and Baltimore. His expertise includes family wealth management strategies, services for endowments, foundations, and non-profits, LGBT wealth planning, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, tax minimization, and retirement income. Li holds a Bachelor's degree from Harvard University and is a Personal Investment Advisor (PIA). He serves on several professional boards, including the Baltimore School for the Arts Board of Trustees—where he is Vice Chair and leads the strategic planning committee—Shriver Hall Concert Series, and the Harvard-Radcliffe Orchestra Foundation. Fluent in Chinese and English, Li lives in Baltimore with his wife and their twin boys. Outside of work, he enjoys music, traveling, spending time with his family, sports as a spectator, podcasts on sports and culture, and Friday movie nights.