Tara Bechter is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and six years of industry experience. She has been with Vanguard since 2020, including her current role at Vanguard Advisers since 2026. Prior to joining Vanguard, she worked at Georgine's Jr, Delaware Valley University, Temple University, and Giant Food. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized asset allocations primarily using Vanguard funds and ETFs.

Kelly Rose is a financial advisor at Fidelity with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2013. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, employing systematic methodologies and long-term asset allocation benchmarks.

Sophal Pao is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at The Vanguard Group since 2018. Prior to that, he was employed at Axa Advisors, LLC and LaSalle University, and also spent over a decade at Streamlight, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, utilizing proprietary models and largely investing in Vanguard funds and ETFs, while serving a large client base through digital delivery and a team servicing model.

Leslie Chatty is a CFP® with 25 years of industry experience, currently serving at Vanguard Advisers since 2016. She has also worked with Vanguard Marketing Corporation and The Vanguard Group since 2012. Leslie holds Series 63 and Series 65 licenses. Outside of her advisory role, she is an investor in Botanery Barn Distilling, LLC, a business located in Elverson, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Matthew Jaskel is a CFP® with eight years of industry experience, currently serving as an advisor at Vanguard Advisers in Malvern, PA. His career includes multiple roles at Vanguard entities since 2017 and prior experience at GWFS Equities and Infosys BPM Limited. Outside of his financial career, he works as a freelance videographer for a local sports TV show. Vanguard Advisers provides both automated and human-supported investment advice, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios primarily from Vanguard funds and ETFs with various tax-aware and customization features.

Edward Zobian is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with clients to preserve, grow, and efficiently distribute their wealth to help them achieve their financial goals. Since 1995, he has provided financial strategies and services that include retirement and estate planning, access to capital, philanthropic strategies, and investment strategies. Edward begins his process by thoroughly understanding his clients' needs and goals and collaborates with them to build plans aimed at achieving their objectives. Edward earned a Bachelor's Degree in Economics from Haverford College in Pennsylvania. Over the years, he has cultivated expertise in a range of client focus areas, including family wealth management strategies, services for endowments, foundations, and non-profits, personal retirement planning, philanthropic planning, socially responsible investing, special needs planning, and retirement income strategies. He holds the Professional Designation of Personal Investment Advisor (PIA). In addition to his professional work, Edward is actively involved in community organizations. He serves on the Board of Habitat for Humanity of Chester County and is the Chair of the Board of Presidential Advisors for Fiorenza's Food for Friends. Through these roles, he contributes to efforts such as helping families build affordable homes and connecting excess food sources with organizations that feed the hungry.

Michael Connelly is a financial advisor with Wells Fargo Clearing in Newtown Square, PA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he owns an ancillary investment group based in Newtown Square. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to support diversified investment approaches and offers both brokerage and advisory solutions.

Raymond Querey is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with The Vanguard Group since 1995. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Andrew Norton is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Lincoln Financial Advisors Corporation, Citadel FCU, and CUSO Financial Services LP. Outside of his advisory role, he is involved as a selling agent at Delphi Insurance Management Group LLC, offering various insurance products including health, disability, long-term care, and life insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options and uses firm-supported tools for portfolio construction and management.

David Hubbs is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and has held roles at firms including Citizens Bank, Lockwood Advisors, Merrill, and New York Life Insurance Company prior to joining J.P. Morgan in 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary services delivered by select Wealth Advisors and maintains a range of registrations that enable access to diverse product types.

Brian Concannon is a CFA® charterholder and Series 63 licensed advisor with 10 years of industry experience. He has worked at The Vanguard Group since 2017 and previously held a position at London Business School. He also serves as a limited agent for an immediate family member in an investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations constructed largely from Vanguard funds and ETFs, supported by its digital delivery platform and team servicing model.

Gabriela Rudeck is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. She previously worked at Ameriprise and has five years of experience as a self-employed advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Beth Wentzel is a financial advisor at Ameriprise with eight years of industry experience. She has been with Ameriprise and its affiliated entities since 2016. Outside of her advisory role, she has ownership in a real estate business in Gilbertsville, Pennsylvania. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research and modeling with tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Kurt Johnson is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with The Vanguard Group since 2015. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach that employs proprietary models to create personalized asset allocations, largely using Vanguard funds and ETFs.

George Webber is a CFP® with 26 years of industry experience and is currently with LPL Enterprise. His prior experience includes roles at Pruco Securities LLC, Bank of America, Merrill, Cambridge Investment Research Advisors, GWN Securities Inc., and Ameriprise. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm emphasizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in the Model Wealth Portfolios wrap program.

Kevin Connelly is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Lincoln Financial Distributors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Frederick Hoey III is a financial advisor with Merrill who holds a Series 66 designation and has 22 years of industry experience. He has worked at Merrill since 2003 and has also been affiliated with Bank of America, N.A. since 2011. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and monitoring through multiple program strategies and leverages its integration with Bank of America affiliates for trading, lending, and capital-markets activities.

Paul Riley is a financial advisor at Vanguard Advisers with one year of industry experience. He holds a Series 66 designation and has worked at several entities affiliated with Vanguard since 2026. Outside of his advisory role, he has been involved with various businesses and organizations including PMR Ventures LLC and Hillsong Church. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customization options.

Sean Bordier is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Trumark Credit Union, LPL Financial, and The Prudential Insurance Company of America. Outside of advisory work, he is an online content creator on Twitch. Vanguard Advisers offers both automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

Alan Stutman is a CFP® with 21 years of experience in the financial industry, currently serving at Vanguard Advisers since 2005. He holds a Series 63 designation and is based in Malvern, PA. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary methodologies and portfolios largely composed of Vanguard funds and ETFs.