John Spatola is a financial advisor at OSAIC with 19 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Royal Alliance, Santander Securities, J.P. Morgan Securities, and Morgan Stanley, among others. Outside of his advisory work, he is co-owner of P&P Temporaries Inc., a temporary employment agency, and owner of Stitch and Ink LLC, a printing business. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation, portfolio optimization tools, and multiple program options, distinguishing itself by scale and a complex affiliate network.

John Renaghan is a financial advisor at UBS Financial Services with a Series 66 license and one year of industry experience. Prior to joining UBS, he held roles at Broderick's Flower Shop, Hudson Wealth Partners, and Facilipay. He also has a background that includes work at Camp Serendipity and education-related positions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor client plans. The firm combines institutional trading capabilities with wealth management services, including discretionary portfolio management, financial planning, and access to capital markets and proprietary research.

Charles Ringwald is a Series 66-licensed financial advisor with 13 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also has roles at MassMutual Life Insurance Company and Creative Financial Group of New Jersey. Outside of his advisory work, he serves as an elected member of the Monmouth County Republican Committee. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by proprietary software and educational seminars.

Stanley Nartowicz is a financial advisor with Primerica Advisors in Neptune, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap fee structure.

Jason Van Brunt is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Prior to that, he spent 11 years at Citigroup Global Markets. Outside of his advisory role, he is involved with JVB LLC and Malex Holdings LLC, both related to investment activities. Morgan Stanley Wealth Management serves individual and institutional clients with a wide array of advisory programs and financial planning services. The firm emphasizes a structured planning process using proprietary tools and manages approximately $2.74 trillion in client assets.

Robert Coon is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, Bank of America, Merrill, and Wachovia Bank. Outside of his advisory work, he is also active as an artist and musician. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm typically employs model-driven investment strategies and offers financial planning, access to third-party asset managers, and a wrap program, alongside affiliated trust, insurance, and lending services.

Scott Barrington is a Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1998 and recently transitioned his career to Merrill. Prior to this, Scott worked within the private bank at another financial firm for nearly 20 years, where he held several positions including Senior Investment Strategist responsible for managing investment strategy for the Northeast region. In this role, he managed a discretionary portfolio totaling over 1 billion dollars for Ultra High Net Worth clients. His areas of expertise include family wealth management strategies, socially responsible, values-based, and ESG investing, as well as tax minimization. Scott and his team focus on minimizing taxes for closely-held business owners and real estate investors, partnering with Commercial Bank, Private Bank, and Wealth Planning teams to provide comprehensive solutions such as liquidity management, individual and corporate investment strategy, legacy planning, M&A advisory, and family wealth management. He values trust and transparency in every client interaction. Scott holds a Bachelor's Degree from Stockton University and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of work, he enjoys coaching soccer and competing in charity runs.

John Mossa is a CFP® with 44 years of industry experience, currently affiliated with LPL Financial since 2018. His prior roles include positions at Cadaret, Grant & Co., Santander Securities, and PNC Wealth Management. In addition to his advisory work, he is licensed as a Medicare Planning Specialist and tax preparer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Stephanie Rathbone is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has worked at Wells Fargo Advisors since 2021 and previously spent six years at Ameriprise Financial Services. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and sports & entertainment planning, using proprietary research and tools to develop tailored recommendations.

Rebecca Trachtenberg is a financial advisor at Cetera with 19 years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial LLC and Kestra Financial Services, Inc. Since 2012, she has also been involved with Regal Wealth Advisors, where she performs administrative duties. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment options.

Anthony Buonomo is a financial advisor with Raymond James Financial in Manasquan, NJ, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and with Raymond James Financial since 2009. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs, including municipal and public finance services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Laura Stamberger is a financial advisor with LPL Financial, holding Series 63 and Series 66 registrations and 13 years of industry experience. She has worked at LPL Financial since 2018, preceded by positions at Kestra Financial Services, Inc. and Deutsche Morgan Grenfell Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, advisory, and brokerage services supported by proprietary research, third-party asset management, and institutional platforms.

Arthur Foreman is Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2012. He has over 25 years of experience in the financial services industry, including roles as Financial Consultant and Investment Representative at Fidelity Investments, as well as a Floor Trader at the New York Stock Exchange from 1997 to 2007. His expertise includes working with Fidelity's High Net Worth clients in areas such as retirement, income, and wealth planning. Arthur leverages his extensive experience to assist clients and their families in pursuing their financial goals.

Carrie Topel is a financial advisor at Cetera with 26 years of industry experience. She holds a Series 66 designation and has worked at Cetera Advisors LLC since 2013. In addition to her advisory role, she maintains a CPA firm, Topel & Silver CPAs, which has been operating since 1994. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Daniel Monzi is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has previously worked at LPL Financial LLC, Ameriprise Financial Services, Inc., McAdam LLC, and Purshe Kaplan Sterling Investments. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a wide range of investment programs and maintaining a complex network of affiliated entities.

Margaret Mac Lellan is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. Her prior work includes roles at Bank of America and Patricia’s of Holmdel, as well as time at Manhattan College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dean Tarta is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and two years of industry experience. His prior work includes roles at LPL Financial, TD Bank, and HomeBridge Financial Services. Outside of his advisory role, he is involved in managing residential investment properties. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and custodians.

Tracy Junquet is a financial advisor at Merrill with 24 years of industry experience and holds a Series 66 designation. She has been with Merrill since 1990. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary strategies for a range of client types including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Darren Armetta is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 66 designation and has worked at major firms including Bank of America, Merrill, and Equitable Advisors prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative manager due diligence with forward-looking capital market assumptions and employs a selective range of eligible investment strategies.

Anthony Alfano is a financial advisor with Cetera, holding the CFP® designation and Series 66 license, and has 13 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2013. Alfano volunteers with 3rd Decade, providing financial education to individuals who cannot afford professional advice. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, corporate, charitable, and institutional clients. The firm offers a broad range of investment advisory and retirement services through a network of over 10,000 advisors and manages more than $256 billion in assets.