Paul Krause is a financial advisor at Osaic with 38 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at SagePoint Financial since 2013. Krause is also the owner of Krause Investment Advisory Group, LLC, which he has operated since 2013. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a broad network of advisors. The firm employs various asset-allocation tools and offers integrated brokerage, advisory services, financial planning, and access to third-party money managers across multiple platforms.

Robert Di Falco is a financial advisor with Raymond James & Associates in Pennington, NJ, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Raymond James & Associates since 2009. Outside of his advisory role, he serves on the Pennington Borough Board of Fire Commissioners. Raymond James & Associates offers financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, along with institutional consulting and public finance services.

Vincent Giarrocco Jr. is a financial advisor with Cetera, holding CPA credentials and three years of industry experience. He has worked at Avantax Advisory Services and operates his own tax preparation and business planning practice. Prior to his advisory career, he spent over three decades at Great Atlantic Graphics Inc. Cetera Investment Advisers LLC is a nationwide, SEC-registered firm serving individual, institutional, and retirement plan clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers.

Ernest Luster is a financial advisor at Merrill with the Series 66 designation and five years of industry experience. He has worked at Bank of America, Merrill, Northwestern Mutual, and Kohl’s, and previously operated Luster Services. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Nevin Sari is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and has previously worked at Citigroup and Citco Fund Services, as well as BNY Mellon. Outside of his advisory role, he serves as a board member of the Turkish Women's League of America, an organization focused on teaching and preserving the Turkish language. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary financial planning and discretionary portfolio management, with notable capabilities in public finance and municipal work.

Kevin Young is a financial advisor with UBS Financial Services in Newtown, PA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS Financial Services since 1995. Outside of his advisory role, he volunteers as a mentor on the LaSalle Leadership Council at LaSalle College High School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Kenneth Kussay is a Series 66 licensed financial advisor with over 31 years of industry experience. He has been affiliated with Linsco/Private Ledger Corp. since 2006 and operates under the DBA Granite Financial Solutions, LLC. He is based in Colmar, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and financial services supported by research and model portfolios, serving both discretionary and non-discretionary management needs.

Christopher Crail is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has held roles at Primerica Advisors since 2012 and also teaches at Penn State Abington. Outside of his advisory work, he receives compensation for referrals related to home security and automation products through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited selection of separately managed accounts to individual and high-net-worth clients under a wrap-fee structure. The firm focuses on curated third-party asset managers and uses an independent consultant to oversee manager selection and model implementation.

Patrick Dinan is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America’s corporate platform, providing access to a wide range of products and services.

David Weaver is a Series 66-licensed financial advisor with eight years of industry experience. He is currently with Merrill and has previously worked at Wells Fargo Clearing, Wells Fargo Bank, Primary Financial, and Axa Advisors. Outside of his advisory role, he is the sole owner of a rental property in New Jersey. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Ira Fox is a financial advisor with Cetera, holding a Series 63 designation and 26 years of industry experience. He has worked at Cetera since 2004 and is also the owner of Fox & Company PC, a CPA firm providing accounting and tax services since 1983. Outside of advising, he is involved with Creative Financial Services, Inc., which supports his investment practice. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple investment strategies through a large nationwide network of independent advisors.

Jonathan Sklar is a financial advisor at Merrill with 11 years of experience at the firm. He holds the Series 66 designation. Outside of advising, he is a co-owner of a rental property in Philadelphia with family members. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Kristin Hillsley is a financial advisor at Robert W. Baird & Co. with 21 years of industry experience and holds the Series 66 designation. She has been with Robert W. Baird & Co. since 2015. Outside of her advisory role, she is a partner in a self-published book project called Winning at Retirement, where she manages the website and Facebook advertising. She is part of the DDK Group within Robert W. Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of financial planning and portfolio management services, utilizing a mix of manager-traded and model-traded strategies, tax management, and internal research including artificial intelligence tools.

Evan Levitsky is a financial advisor with LPL Enterprise in Warrington, PA, holding a Series 66 credential and three years of industry experience. He previously worked with The Prudential Insurance Company of America and Pruco Securities LLC, and he has held roles outside finance, including employment at Boscov’s involving video surveillance and loss prevention. Outside of his advisory role, he is involved as a referee and coach in sports and fitness. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model portfolios and third-party asset management programs, and a range of brokerage and insurance products.

Elizabeth Fizell Jenkins is a Wealth Management Advisor specializing in helping clients manage their wealth in alignment with their individual needs and values. She incorporates Sustainable, Responsible, and Impact (SRI) investing considerations and Environmental, Social, and Governance (ESG) analysis to assist clients in pursuing measurable social and environmental impact alongside their financial goals. Elizabeth has particular experience working with women, individuals going through divorce, and members of the LGBT community, recognizing the unique needs of non-traditional families. Before joining Merrill Lynch Wealth Management, Elizabeth spent 25 years as a technologist and consultant. She holds a B.A. in Economics from the University of Virginia and has earned several professional designations, including Certified Divorce Financial Analyst (CDFA), Certified Private Wealth Advisor (CPWA), and Chartered SRI Counselor (CSRIC). She co-founded a nonprofit organization dedicated to supporting clients through the challenges of divorce. Elizabeth is involved in her community through various organizations, including serving as a Board Member for the Cancer Support Community of Greater Philadelphia and participating in local chambers of commerce and cultural groups. She lives in Bucks County with her husband and has interests in live music, crocheting, and ice hockey.

Denise Martin is a Wealth Management Advisor, First Vice President, and Portfolio Advisor at Merrill Lynch in Doylestown, Pennsylvania. She has provided integrated wealth management and financial advice for over three decades, serving affluent individuals, business owners, and corporate executives. Denise focuses on retirement income planning and analysis, distribution options for employer-sponsored retirement plan assets, estate planning issues, and strategic investment processes. She leads a team that delivers annual in-depth strategic analyses of portfolios, considering risk tolerance, time horizon, liquidity needs, and asset allocation to support clients in pursuing their financial goals. Denise holds several professional designations, including Accredited Asset Management Specialist (AAMS®), Certified Plan Fiduciary Advisor (CPFA®), Chartered Retirement Planning Counselor (CRPC™), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA®). She is a licensed long-term health care and life insurance agent, including annuities, and is a member of the Bucks County Estate Planning Council. Denise earned her bachelor's degree from LaSalle University, where she also studied in Switzerland at the University of Fribourg. She graduated from Villa Joseph Marie High School in Holland, Pennsylvania. In addition to her professional work, Denise is involved with various non-profit organizations in the Bucks County community. She enjoys biking, cooking, football, music, reading, running, spending time with her family, swimming, traveling, and yoga. Denise values meeting clients face-to-face and fostering an educational environment through webinars and in-person events to facilitate shared learning and financial growth.

Miguel Fiel is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selectively managed accounts primarily for individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and curates third-party asset managers while delegating trading responsibilities to BNY Mellon Advisors.

Kevin Kindig is a financial advisor at Merrill with Series 63 and Series 66 licenses and nine years of industry experience. His previous roles include positions at The Vanguard Group, Mercer, and Bank of America. He also worked at The Pennsylvania State University - Great Valley Campus early in his career. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad set of products and services beyond traditional advisory offerings.

Mark Uehling is a financial advisor with UBS Financial Services in Newtown, PA, holding a Series 66 designation and eight years of industry experience. He has worked at UBS since 2017 and previously held a position at Smith and Nephew from 2011 to 2017. Uehling serves on the board of The ARC Alliance, a charity providing therapy services to children with developmental disabilities. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans aligned with clients' goals and risk tolerances.

Frank Staves is a financial advisor with Ameriprise, holding Series 63, 65, and 66 licenses and 27 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. He serves on the Board of Directors and as Treasurer for the Knights of Columbus Governing Board. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.