James Formato is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following thirteen years at Credit Suisse Securities (USA) LLC and a year at Pershing LLC. Outside of his advisory work, he serves as power of attorney for his mother. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Janice Onyrscuk is a financial advisor with Primerica Advisors in Brooklyn, NY, holding Series 65 and Series 63 licenses and bringing 21 years of industry experience. She has been with Primerica Advisors since 2005 and has a background that includes nearly 30 years at Coldwell Banker Residential Brokerage. Outside of her advisory role, she is involved in sales activities related to loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers advisory services through model-delivery strategies managed by unaffiliated asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Brendan Foley is a financial advisor with Wells Fargo Advisors in Cranbury, NJ, holding Series 63 and Series 65 licenses and 33 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he serves as a public notary in New Jersey. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including specialized services such as business-owner transition planning and special-needs analysis, delivered through tailored recommendations based on Wells Fargo research and tools.

Linda Gaucher is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including cash-flow, retirement, education, and niche areas such as business-owner transition and special-needs analysis, utilizing Wells Fargo research and planning tools.

Brian Thompson is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and having three years of industry experience. His prior work includes roles at Citizens Securities, Ameriprise Financial Services, and TD Bank. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by internal and third-party strategists and offers financial planning, access to third-party asset managers, and various affiliated services.

Andre Krause is a CFP® with 26 years of industry experience. He is currently affiliated with Cetera and has previously worked at Ic Advisory Services, Inc. and The Investment Center, Inc. In addition to his advisory role, Krause is a general partner at Krause Financial Group, LLP, where he provides tax advisory and preparation services, and he also holds a notary position. Cetera Investment Advisers LLC operates a multi-manager platform serving a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, leveraging both affiliated and third-party managers across various program structures and custodial relationships.

Robert Scherzer is a CFP®-designated financial advisor with Wells Fargo Advisors, bringing 42 years of industry experience. He has worked with Wells Fargo in various capacities since 2009. Scherzer is involved in wealth management through his ownership in Knight's Pledge Wealth Management and Scherzer Wealth Management LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting net-worth thresholds, utilizing Wells Fargo’s research and planning tools to develop customized recommendations.

Wai Cheung is a CFP®-designated financial advisor with 17 years of industry experience, currently with Cetera since 2019. Prior to joining Cetera, he worked at VOYA Financial Advisors from 2014 to 2019 and operates W.C. Tax And Consulting Service, Inc., a tax preparation business. He is also a part owner of an online retail company, Patron’s Favorite, Inc. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

John Devlin Jr. is a Series 66-licensed financial advisor with STIFEL, where he has worked since 2015. He has 29 years of industry experience, including prior roles at Barclays Capital, Lehman Brothers, and Morgan Stanley. Outside of his advisory work, he serves as President of the Board of Trustees for Rumson Country Day School, a private grade school in Rumson, NJ. STIFEL serves a diverse client base, including individuals, institutions, and municipal entities, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Daniel Stizza serves as the Senior Resident Director at the Toms River Branch of Merrill, where he leads the Stizza Clawson Group to provide advisory services tailored to affluent individuals and corporations locally and nationally. His expertise includes divorce transition planning, personal retirement planning, tax minimization, and retirement income, underpinned by thoughtful, tax-sensitive investment guidance aimed at supporting clients' lifestyles, retirement needs, and legacy goals. Daniel holds a Bachelor's degree from The College of New Jersey and is a CERTIFIED FINANCIAL PLANNER® professional, also holding the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). He serves as a board member of the RWJ Monmouth Medical Southern Campus Charitable Foundation. Residing in Point Pleasant Beach with his family, Daniel is engaged in his community through involvement with the Make a Wish Foundation, Point Pleasant Beach Little League, and the Point Pleasant Beach Recreation Committee. He coaches his son's little league team and emphasizes giving back, as reflected by the name of his boat, the "Give Back Sea."

Nicholas Trombetta is a financial advisor at Wells Fargo Advisors with 35 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Banc of America Investment Services, and Quick & Reilly. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment recommendations supported by proprietary research and tools.

John Busco is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes roles at UBS Financial Services and Wells Fargo Clearing prior to joining Wells Fargo Advisors. He owns and operates two investment-related businesses based in Toms River, NJ. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and written summaries, with flexible implementation options available to clients.

Alan Tennant is a Series 66–registered financial advisor with Edward Jones in Clark, NJ, where he has worked since 2016. He has nine years of industry experience. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a variety of advisory strategies and operates under a fiduciary standard, managing approximately $1.01 trillion in assets with a large network of financial advisors nationwide.

Michael Corsey is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding Series 63, Series 65, and Series 66 licenses and bringing 35 years of industry experience. His prior work includes roles at Wachovia Bank, Citigroup Global Markets, and multiple tenures with Wells Fargo Clearing. Outside of finance, he owns and operates a photography business focused on event photography. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with diversification principles and offers both brokerage and advisory solutions across a large platform.

Jonathan Schlenger is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, with prior experience at Wells Fargo Bank and PNC Wealth Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Vorvolakos is a financial advisor with LPL Financial, holding a Series 63 designation and possessing 29 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, he is a member of ASR255 LLC, a real estate rental business in Brooklyn, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Tonnianne Muller is a Series 63-registered financial advisor with Wells Fargo Clearing Services, LLC, based in Red Bank, NJ. She has six years of industry experience, including roles at Wells Fargo Bank, NA since 2016 and Wells Fargo Clearing since 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Matthew Reichert is a financial advisor with Osaic, holding a Series 66 designation and 22 years of industry experience. He has been with Osaic since 2004 and has also worked at St. Francis College for 30 years. Outside of his advisory role, he is involved in tax preparation through Maiorano & Associates Inc. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm uses model-based asset allocation and portfolio optimization tools and offers a broad range of brokerage and advisory services through a multi-advisor platform.

Johnny Burks is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ridge Foot and Ankle Associates and FTI Consulting. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Matthew Guarino is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in areas including employee benefits planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He focuses on risk analysis, client relationship management, and financial tax strategies. Matthew holds a Bachelor of Arts degree in Economics from Rutgers, The State University of New Jersey-New Brunswick. He holds FINRA Series 7 and Series 63 registrations and has earned the Personal Investment Advisor (PIA) designation. Prior to his current role, he gained experience in portfolio risk management at Bloomberg and investment services at Jennison Associates. Outside of his professional work, Matthew participates in community organizations such as Camp Quality and the Graeme Preston Foundation for Life. His personal interests include football, golfing, running marathons, soccer, traveling, yoga, Brazilian Jiu Jitsu, weight lifting, hiking, and spending time with his wife, dog, family, and friends.