John Dubois is a financial advisor at Oppenheimer with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Oppenheimer since 2018, following 19 years at Nori, Hennion, Walsh, Inc. He also serves as trustee of the John R. & Nancy H. Dubois Family Trust, overseeing its administration. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a variety of programs including asset management, consulting, and retirement services, with advisory approaches spanning equity, balanced, and fixed-income portfolios delivered on both discretionary and non-discretionary bases.

Thomas D'angelo is a financial advisor at Goldman Sachs Wealth Services with 18 years of industry experience. He holds the Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2021, following 15 years at The AYCO Company, L.P. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm leverages centralized investment resources and a large integrated financial group to offer tailored wealth solutions and a range of specialized programs.

Sarah Equils is a CFP® professional affiliated with Beacon Pointe Advisors, LLC. She has one year of industry experience and previously worked at Lighthouse Financial Advisors and multiple banking institutions. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer services to a diverse client base, including high-net-worth individuals and institutional clients. The firm uses a combination of proprietary asset-allocation modeling and third-party independent managers, employing both active and passive strategies across various asset classes.

Yaoxuan Wang is a financial advisor at HSBC Securities (USA) Inc. with three years of industry experience. Wang holds a Series 66 designation and has worked at HSBC Bank USA, N.A. and M&T Bank prior to their current role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a structured investment process based on model risk profiles and leverages affiliated and third-party providers for advisory and fund selection services.

Yolanda Santiago Irizarry is a financial advisor at Citigroup Global Markets with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, custody services, and derivatives and futures services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs and operates at a large institutional scale with unique market roles and commercial arrangements.

Ryan Petti is a CFP® and ChFC® credentialed advisor with Hornor, Townsend & Kent, LLC, where he has worked since 2020. He has six years of industry experience and has also been associated with Penn Mutual Life Insurance Company since 2019. Outside of his primary role, he is involved in insurance sales and several financial advisory activities through affiliated businesses. Hornor, Townsend & Kent serves individuals, high-net-worth clients, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, managing billions in assets through a platform that includes discretionary and non-discretionary accounts alongside third-party asset manager relationships.

Kathryn Dougherty is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. She holds the Series 66 designation. Prior to her current role, her work history includes positions at Goldman Sachs & Co. LLC and various other roles outside the financial sector. Goldman Sachs Wealth Services advises individual investors, corporate clients, executives, plan sponsors, and institutions, providing financial planning and portfolio management alongside specialized services such as Private Family Office and Executive Wealth programs. The firm employs strategic and tactical allocation models and offers clients a variety of platforms and fee arrangements, leveraging resources across the Goldman Sachs organization.

Peter Vitale is a financial advisor at Guardian Life with 28 years of industry experience. He holds a Series 63 designation and has previously worked at firms including Park Avenue Securities, Mass Mutual Investors Services, and MetLife Securities. Outside of his advisory role, Vitale is also active as an insurance broker for products other than those offered by Guardian Life. Guardian Life’s Park Avenue Wealth Management provides brokerage and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm combines discretionary and model-based investment strategies supported by proprietary programs and third-party platforms, offering tailored client solutions including financial planning and group education.

Jackson West is a financial advisor at HSBC Securities (USA) Inc. with a Series 66 designation and less than one year of industry experience. Prior to joining HSBC, he held roles at several organizations including The Ellerson Group, Abacus Corporation, Island Kitchen, and QP Global Family Offices, as well as educational positions at the University of Michigan and Fox Lane High School. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and discretionary investment solutions, utilizing multiple model risk profiles and combining strategic and tactical asset allocation developed with HSBC Global Asset Management and affiliated providers.

Andrew Themis is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding a Series 66 designation and 17 years of industry experience. He has worked at HSBC Bank USA, N.A. since 2016 and HSBC Securities (USA) Inc. since 2014, with prior experience at Merrill from 2009 to 2014. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary portfolio options. The firm utilizes a structured investment process with risk-profile models and incorporates strategic and tactical asset allocation, supported by affiliated and third-party providers for advisory and fund selection services.

Matthew Clingerman is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has been with HSBC Securities since 2005. HSBC Securities (USA) Inc. offers managed account programs to a broad client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm employs multiple program types with varying levels of client direction and discretion and uses model risk profiles combined with global asset management and fund due diligence to guide its investment process.

Steven Sklaver is a CERTIFIED FINANCIAL PLANNER™ professional affiliated with Schwab Wealth Advisory, Inc. He has 15 years of industry experience, including roles at Charles Schwab & Co., Charles Schwab Bank, USAA Financial Planning Services, and Guardian Life Insurance. He serves as a committee member for Red Bank RiverCenter, a nonprofit organization focused on local community projects. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and selected referrals. The firm uses Charles Schwab & Co.’s standard asset-allocation models and internal research to offer tailored recommendations and typically utilizes separately managed accounts managed by third parties.

Abigail Morgan is a financial advisor at Citigroup Global Markets with a Series 66 designation and less than one year of industry experience. Her previous roles include positions at Boston College and Hathaway Brown School. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains a unique combination of large institutional scale with specialized market roles and arrangements.

Sebastian Franks is a financial advisor at Citigroup Global Markets with a Series 66 designation and no prior industry experience. His work history includes roles at University Partners, Greystar Real Estate Partners, and Fairfield Integrated Systems. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs along with broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including swap dealer and futures commission merchant activities.

Simon Weinstock is a financial advisor at Hornor, Townsend & Kent, LLC, with two years of industry experience. He holds Series 65 and Series 63 licenses and has been involved with Penn Mutual and his own insurance businesses, including Gedid Financial Alliance, where he recruits and manages financial professionals. Additionally, he serves as a court-appointed guardian for two adults, handling their personal care and financial affairs. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered advisor and FINRA member broker-dealer, providing custody, execution, brokerage services, and access to third-party asset managers.

Paul De Sisto is a CFA® charterholder with 12 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and previously worked at M&R Capital Management Inc for 12 years. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active managers, supported by an internal Investment Committee, and offers a range of financial planning, asset management, and retirement consulting services.

Daniel Brown is a financial advisor at Transamerica Financial Advisors with 21 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked previously at Edward Jones and HSBC Securities (USA) Inc. In addition to his advisory role, he operates Anaj Enterprises Inc, providing tax preparation and accounting services. Transamerica Financial Advisors serves a broad client base including individual investors, pension plans, trusts, and charitable organizations. The firm offers both advisory and broker‑dealer services, utilizing proprietary and third‑party model portfolios with discretionary and non‑discretionary options.

Anthony Marino is a financial advisor at Oppenheimer with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Oppenheimer since 2016, with prior roles at Ameriprise, Private Advisor Group, LPL Financial, and RBC Capital Markets. Outside of his advisory work, Marino is involved in a music performance group as a guitar player. Oppenheimer is a registered investment adviser and broker-dealer serving a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment and consulting services, employing various portfolio management strategies on both discretionary and non-discretionary bases.

Gregory Auerbach is a financial advisor at Goldman Sachs Wealth Services with 17 years of industry experience. He has held roles at Goldman Sachs & Co. LLC since 2021 and previously worked at The Ayco Company, L.P./Mercer Allied for 13 years. He holds a Series 66 designation. Goldman Sachs Wealth Services serves a diverse client base including individual investors, executives, corporate participants, plan sponsors, and institutional clients. The firm offers financial planning, portfolio management, and specialized programs, leveraging proprietary research, tactical allocation models, and integrated capabilities across Goldman Sachs affiliates.

David Garner is a financial advisor at Oppenheimer with 23 years of industry experience. He holds a Series 66 designation and has previously worked at Centaurus Financial, Inc., Wamu Investments, Inc., and Fidelity. Outside of his advisory work, he serves as president of his community's homeowners association board, participating in decision-making and occasional manual labor. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of advisory programs and services across equity, balanced, and fixed-income portfolios, with both discretionary and non-discretionary management options.