Jay Hochheiser is a CFP® professional with 43 years of experience in the financial services industry. He is currently affiliated with Cetera and has held various roles related to insurance sales, retirement plan consulting, and wealth management. Hochheiser is the author of a book titled *The Entrepreneur's Guide to Achieving Financial Freedom* and serves on the board of the Children's Medical Fund of New York. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform that includes model portfolios, third-party managers, and customized strategies.

Robert Bonich is a financial advisor with LPL Enterprise, holding a Series 63 designation and bringing 39 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and PRUCO Securities, LLC. He is also involved in non-variable insurance activities related to Prudential. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm emphasizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance products through affiliated entities.

Kathleen M Di Meo is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. She has worked with Ameriprise since 2016, initially at Ameriprise Financial Services, Inc., and continuing at Ameriprise Financial Services, LLC since 2020. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Gary Stern is a financial advisor at LPL Enterprise with eight years of industry experience. He has held positions at Prudential Insurance Company of America and Pruco Securities, LLC, and has worked in the financial sector since 2006. Stern serves as a board member of the Long Island Alzheimer’s Association and works as a consultant for Alphasights, GLG, and Guidepoint. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Sharon Lacolla is a financial advisor with OSAIC who holds Series 63 and Series 65 licenses and has 29 years of industry experience. Her career includes roles at American Portfolios Financial Services and Securities America, as well as experience as a certified public accountant operating her own tax and accounting practice. She also serves as a trustee for an irrevocable lifetime trust. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment process is model-based, emphasizing asset allocation and portfolio optimization, supported by various tools and options for discretionary or advisor-managed strategies.

Dennis Leahy is a financial advisor with LPL Financial in Commack, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at MML Investors Services Inc. and MassMutual, spanning 16 years, as well as involvement with Strategic Retirement Partners and Global Retirement Partners. Outside of LPL, he maintains active roles in other advisory businesses, including Caswell Advisors and Global Retirement Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by extensive technology and operational resources, with a broad platform encompassing financial planning, model portfolios, third-party asset management, and institutional solutions.

Ian Rubin is a financial advisor with Ameriprise in Hauppauge, NY, holding a Series 66 designation and five years of industry experience. His prior roles include a year at Equitable Advisors and several positions unrelated to financial services. Outside of his advisory work, he coaches volleyball teams, including a club team at Sportime Clubs. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Arthur Matarazzo is a financial advisor at Raymond James Financial with 30 years of industry experience. He holds a Series 63 designation and has been associated with Raymond James and its related entities since 2016. Outside of his advisory role, he is the owner of Matarazzo Staiger Wealth Management and serves as trustee of the Matarazzo Family Irrevocable Trust. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm delivers tailored, non-discretionary planning and investment consulting using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Juzel Duenas is a financial advisor with OSAIC in Melville, NY, holding a Series 66 designation and bringing nine years of industry experience. His prior experience includes roles at Royal Alliance Associates, Inc., Signator Investors, Inc., and Lighthouse Financial Corporation. Outside of advisory services, he operates as an insurance broker specializing in fixed insurance products. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporate entities. The firm offers brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization with access to discretionary management, third-party managers, and alternative investments.

Alison McGowan is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and bringing 33 years of industry experience. She has been with Wells Fargo Advisors since 2023, following eight years at Wells Fargo Clearing. Alison serves as a board member of the American St Boniface Society, a Catholic charity organization. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients through a broad menu of planning options tailored to meet various client needs.

Raymond Piacentini is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Bank of America, N.A. since 2014 and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions. The firm integrates internal Chief Investment Office teams and third-party managers to deliver tailored portfolio implementation and administration.

Paul Miller is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He previously worked at North Ridge Securities Corp. for 28 years and at Cetera Advisor Networks LLC for 2 years. In addition to his advisory work, Miller provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, third-party asset management access, and institutional platforms, supported by advanced research tools and a broad network of over 22,800 advisors.

Kimberly Bethea is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and with one year of industry experience. Her work history includes roles in healthcare and education organizations such as AHRC Nassau and Amityville Public Schools, alongside nearly three decades with Primerica Financial Services. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors as well as corporate and charitable clients. The firm manages approximately $15.5 billion in assets through a large network of advisors and employs model-driven investment strategies supported by third-party asset managers and custodians.

Robert Martino Jr. is a CFP® and ChFC® with 23 years of industry experience. He is currently with OSAIC and was previously at Ameriprise Financial Services, Inc. for 19 years. Martino serves on the board of the Boy Scouts of America Suffolk County Council and is CEO of MBPG Assoc Inc., a financial advisory firm. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach relies on model-based asset allocation and portfolio optimization, with options for discretionary and advisor-managed strategies.

Elizabeth Rose is a financial advisor with Merrill in Melville, NY, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. Her work history includes multiple tenures at Merrill since 2015 and a brief period at BOFA Securities, Inc. She has been with Bank of America, N.A. since 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Philip Basile is a financial advisor at Ameriprise with three years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Ameriprise in 2026, he worked at Wells Fargo Clearing and has experience in other business sectors including equipment rental and alarm services. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service that provides tailored written recommendations and ongoing advice focused on reliable income and tax-efficient withdrawal strategies.

Frank Codispoti is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and possessing 22 years of industry experience. Prior to joining LPL Enterprise in 2024, he was affiliated with Prudential Insurance Company of America and Pruco Securities, LLC from 2004. LPL Enterprise provides investment advisory and brokerage services to a diverse range of clients, including individual investors, high-net-worth individuals, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, utilizes third-party asset managers, and offers access to various financial planning and insurance services through affiliated entities.

Kevin Dayton is a financial advisor at Equitable Advisors with 44 years of industry experience. He has been with Equitable Advisors since 1999, including its prior iteration as AXA Advisors. Outside of his advisory role, he is the managing member and founder of a real estate LLC focused on property transactions in the Detroit area. Equitable Advisors serves individual clients across wealth levels, as well as pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm utilizes a network of Investment Adviser Representatives and third-party managers to deliver tailored advisory solutions without sponsoring its own wrap fee program.

John Mcmullen is a financial advisor at Primerica Advisors with 23 years of industry experience. He holds a Series 63 designation and has been with Primerica since 2003. Outside of advising, he is involved in several business ventures including KSW Mechanical LLC and Precision Receivable Services, LLC. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offers model-based investment strategies supported by third-party asset managers and custodians.

John Purcell is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with AXA Advisors, LLC. Outside of his advisory role, he serves as a trustee of a family trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm employs a range of advisory models and third-party asset managers, offering diversified investment options including mutual funds, ETFs, and alternative investments.