Michael Doherty is a financial advisor at Oppenheimer with 49 years of industry experience. He holds the Series 63 designation and has been with Oppenheimer since 2005. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers advisory and brokerage services with a range of investment management programs, financial planning, and private-fund management, utilizing strategic asset allocation and manager selection tailored to client objectives.

Peter Klimuszko is a financial advisor at Janney Montgomery Scott with 35 years of industry experience. He has been with Janney Montgomery Scott since 2005 and holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage services, financial planning, and advisory programs.

Juan Garcia is a financial advisor with Eagle Strategies (NY Life) based in Melville, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked with Tri-Mountain Financial Group, Inc., Eagle Strategies, NYLife Securities LLC, and New York Life Insurance Company. Outside of advising, he is a partner in a corporation involved in real estate investment. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives and primarily manages assets on a non-discretionary basis.

Russell Stola is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at LPL Financial since 2004 and joined Private Advisor Group in 2024. Outside of advisory services, he is involved in tax preparation and accounting for individuals and small businesses through his firm, Stola & Associates, Corp. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion across more than 135,000 clients, including individuals, trusts, estates, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party asset management programs.

Li Huo is a financial advisor at Eagle Strategies (NY Life) with 13 years of industry experience. He holds the CFP® designation and Series 63 license. Li has been associated with New York Life Insurance Company and its related entities since 2011. Outside of advisory roles, he is also appointed as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of advisory solutions tailored to client objectives, with most assets managed on a non-discretionary basis.

Robert Ragusa is a financial advisor at Oppenheimer with a Series 66 designation and one year of industry experience. Prior to joining Oppenheimer, he held positions in various organizations including Eisenhower/Cantiague Golf Course, the University of Connecticut, and SUNY New Paltz. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans by offering a range of advisory programs and services, including portfolio management, consulting, and financial planning. The firm’s investment approach varies by program and includes strategic asset allocation, manager selection, and both commission-based and asset-based fee structures.

Douglas Keller is a financial advisor with First Command Advisory Services and holds a Series 66 designation. He has 11 years of industry experience, including 10 years with First Command Advisory Services and its affiliated entities. Outside of his advisory role, he is the president of Harvest Capital Services Corp and co-founder of Unlock New Worlds, a start-up virtual reality company. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Dean Di Maggio is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 2009. Outside of his advisory role, he serves as president of Dean C. Di Maggio Associates, Inc., a life insurance and fixed annuity sales business inherited from his father. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment programs, utilizing both strategic and dynamic approaches managed by an in-house Investment Management & Research team.

Don Santos is a financial advisor at Empower Advisory Group with 32 years of industry experience. He holds the ChFC®, Series 63, and Series 65 designations. His prior work includes extended tenures at TIAA-CREF and Prudential Investment Management Services, among others. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party planning methodologies focused on long-term portfolio returns and savings rates, with services delivered through Empower’s recordkeeping and administrative platforms.

William Barry is a financial advisor with Eagle Strategies (NY Life) and holds Series 65 and Series 63 licenses. He has three years of industry experience and has previously worked with Harlem Children's Zone and the University of Maryland, College Park. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of program types and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis.

Kun Li is a financial advisor with HSBC Securities (USA) Inc., holding a Series 66 credential and 18 years of industry experience. He has been with HSBC and its affiliates since 2014. Outside of his advisory role, Li is the owner and president of several non-investment-related businesses, including a liquor store, a fruit tea shop, and a bakery, though he does not actively manage these ventures. HSBC Securities (USA) Inc. provides managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm offers both client-directed and discretionary investment solutions and utilizes model risk profiles alongside input from global asset management affiliates in its portfolio management approach.

Charles Bilello is a Series 65 licensed advisor at Creative Planning with six years of industry experience. He previously worked at Compound Capital Advisors and Pension Partners. Outside of his advisory role, he produces market education content through a personal blog, email newsletter, Twitter account, and YouTube channel. Creative Planning provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment process emphasizing low-cost indexing and buy-and-hold strategies, supplemented by various portfolio management techniques and comprehensive retirement plan services.

Donna Cobb is a financial advisor at TIAA-CREF with 28 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining TIAA-CREF and Tiaa in 2023, she worked at Morgan Stanley for ten years. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA retirement plan relationships, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates point-in-time planning from ongoing discretionary management and serves as adviser to the TIAA Donor Advised Fund.

Jeffrey Tso is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 65 licenses. He has 20 years of industry experience, including multiple roles at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. He also operated a private business, My Sales LLC, from 2023 to 2024. In addition to his advisory work, he serves as a Bank Officer for HSBC Bank (USA) N.A., selling bank-related products and services alongside his registered representative duties. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various strategies, including client-directed and fully discretionary options. The firm combines strategic and tactical asset allocations with due diligence from affiliated providers and maintains a range of operational and structural features that differentiate its managed account business.

Xing Ma is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains a combination of large institutional scale and specialized market roles.

Xiaolan Kruk is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. Prior to joining Guardian Life and its affiliate Park Avenue Securities, Kruk worked at National Financial Network and held roles at SK Global Development Advisors, SK Hynix, and Samsung Electronics. Outside of advising, Kruk serves as a guide for Chinese entrepreneurs at the Consumer Electronics Show, assisting with navigation and translation. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and a range of investment advisory programs, including proprietary and third-party model portfolios.

Bernadette Baumgarten is a financial advisor with Eagle Strategies (NY Life) in Melville, NY, holding Series 65 and Series 63 licenses and having 12 years of industry experience. She has been associated with New York Life and its affiliated entities since 2013 and was previously involved with Main Street Cafe for six years. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its assets on a non-discretionary basis.

Christopher Koopman is a financial advisor with Primerica Advisors and holds a Series 63 designation. He has 20 years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he has participated in modeling for a real estate advertisement. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm employs a range of investment strategies through proprietary and third-party model portfolios and supports both discretionary and non-discretionary account management.

Stephen Murphy III is a financial advisor with Primerica Advisors and holds Series 63 and Series 66 designations. He has 16 years of industry experience, including roles at New York Life and Guardian Life Insurance. He also works as an independent contractor providing disability insurance through Assurity. Primerica Advisors serves a diverse retail client base, offering both brokerage and advisory services, financial planning, and retirement-plan consulting. The firm employs a range of investment strategies through proprietary models, third-party managers, and digital platforms.

Wendy Lam is a financial advisor at Citigroup Global Markets with 26 years of industry experience. She has been with Citigroup since 2007 and holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with in-house research, swap dealer and futures commission merchant roles, and provides bespoke discretionary solutions for very large client relationships.