Paul Abrams is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Cetera since 2006 and is also a partner in Abrams & McKeever CPAs LLC, a CPA firm. Abrams serves as treasurer for the nonprofit Table to Table and acts as an executor of an estate distributing assets to charitable organizations. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services and operates a multi-manager platform with discretionary and non-discretionary account management.

Thomas Wynne is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup Global Markets for 15 years prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2025. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Miroslav Pouev is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2012, with a broader tenure at JPMorgan Chase Bank dating back to 2007. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors as part of its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Matthew Higgins IV is a financial advisor with Mass Mutual Investors Services in Paramus, NJ, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior work includes roles at Peoples United Bank and Ramapo College. He is also involved in outside insurance sales, focusing on life, disability, long-term care, fixed annuities, and health insurance products. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing comprehensive financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, collaborative annual planning engagements and offers various programs including asset management and educational seminars.

William Downey is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 66 designation and has worked at notable firms including Charles Schwab and JP Morgan Chase. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is known for its use of model portfolios, algorithmic methods, and a formal advisory role to multiple registered investment companies.

Anthony Monks is the sole advisor and managing member of CTM Financial, LLC, an independent registered investment adviser based in Mahwah, NJ. He holds Series 63 and Series 65 licenses and has 23 years of industry experience, leading CTM Financial since 2002. CTM Financial provides portfolio management and advisory services to a small client base that includes individual investors and corporate clients. The firm offers separately managed accounts and utilizes derivatives in some strategies to manage exposures, distinguishing itself as a boutique, one-advisor practice with a specialized approach.

Steven Bruce Miller is a CFA® charterholder with 10 years of industry experience. He is the principal advisor at Kingston Horizon Advisors LLC, having previously worked at Morgan Stanley Private Bank and Morgan Stanley for a combined 10 years. Outside of his advisory role, he is the sole owner of Jamaica Island Honey Limited, an agro-processing business. Kingston Horizon Advisors LLC provides investment advisory and financial planning services to pension plans, businesses, non-profit and government entities, trusts, families, and individual investors. The firm typically builds diversified, long-term oriented portfolios tailored to client goals, using both fundamental and technical analysis, and offers distinctive retirement plan advisory and pension-consulting services uncommon among firms of its size.

Carl Chaikin is the sole advisor at Chaikin Capital Management Inc., an independent registered investment adviser based in Woodcliff Lake, NJ. He holds a Series 63 designation and has 20 years of industry experience, having operated his firm since 1990. Chaikin Capital Management provides discretionary portfolio management and investment advisory services to a small group of individual clients. The firm manages approximately $55.8 million in assets across about 15 client relationships, focusing on a concentrated client base and employing performance-based fee arrangements.

David Sokolower is a financial advisor at Repex Investment Management Co., Inc. with 41 years of industry experience. He holds Series 63 and Series 65 designations and has been with Repex & Co., Inc. since 1982. Repex Investment Management Co., Inc. provides discretionary portfolio management and advisory services primarily to individual and high-net-worth investors, managing approximately $54.6 million in assets across 59 client relationships. The firm employs a percentage-of-assets-under-management fee model and outlines its investment strategies, operational controls, and regulatory disclosures in its Form ADV brochure.

Douglas Sokolower is a financial advisor with Repex Investment Management Co., Inc. in Closter, NJ, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has worked at Repex and Co., Inc. from 2013 to 2018 before joining Repex Investment Management Co., Inc. in 2019. Repex Investment Management Co., Inc. is a state-registered investment adviser managing approximately $52 million for about 59 primarily individual and high-net-worth clients. The firm provides portfolio management and advisory services under discretionary and non-discretionary arrangements, operating with a small team and a concentrated client base.