Cynthia Vavrik is a financial advisor with Morgan Stanley in Orland Park, IL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as a board member and treasurer for the nonprofit organization Something For Kelly, which focuses on children and youth. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Michael Ruffalo is a financial advisor with Osaic Wealth, Inc. based in Downers Grove, Illinois. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Since 2002, he has served as Managing Director of The Mortgage Store Co., a residential mortgage brokerage. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and nonprofits through a large network of affiliated advisers and multiple advisory platforms. The firm employs various asset-allocation tools and offers integrated brokerage, advisory, and third-party managed account services.

Michael Monday is a CFP®, ChFC®, and holds a Series 66 license. He has nine years of experience in the financial industry, all of which have been with Edward Jones since 2017. Prior to joining Edward Jones, he worked at IBM for fifteen years. Beyond his advisory role, Monday serves as Chairman of the Burr Ridge Veterans Memorial committee and is President of the LaGrange Rotary Club, where he leads community service initiatives. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Kevin Leyendecker is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Equitable Advisors. Prior to his financial services career, he was employed at BlueTriton Brands Inc. and Sherwin Williams. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jack Glenn is a Series 66-registered financial advisor with Edward Jones in Clarendon Hills, IL. He has been with Edward Jones since 2024 and holds prior experience in various roles related to education and golf organizations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Benjamin Lally is a financial advisor with Equitable Advisors and holds a Series 66 designation. He began his advisory role at Equitable Advisors in 2026 and has prior work experience in construction, electronics, and at the University of Dayton. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered model as both an SEC-registered investment adviser and a broker-dealer.

William Hawrylak is a financial advisor with Merrill in La Grange, IL, holding a Series 66 designation and beginning his advisory career in 2026. His prior work includes roles at Bank of America, Northwestern Mutual, and Green Street Growth. Outside of finance, he has experience working at the University of Illinois Activities and Recreation Center and contributed to the Financial Times. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates model-based, discretionary, and tax-aware investment strategies within Bank of America’s broader platform, offering access to a wide range of financial products.

Anely Ustupski is a financial advisor at J.P. Morgan Securities with 7 years of industry experience. She holds Series 63 and Series 66 credentials and has held roles at JPMorgan Chase Bank, N.A. and PLS Financial Services. Outside of advising, she is a co-owner and partner of a real estate LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice and manager searches through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Beth O’Malley is a financial advisor with LPL Financial in Oak Brook, IL, holding a Series 66 designation and with 17 years of industry experience. Her prior roles include positions at Triwealth Partners LLC and several financial services firms dating back to 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Zachary Berg is a financial advisor at Morgan Stanley in Oak Brook, IL, holding a Series 66 designation with one year of industry experience. His prior work history includes roles at Morgan Stanley Private Bank and Newpoint Advisors Corporation. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing firm-approved tools and methodologies to support their financial planning process.

Daniel McCarthy is a CFP® with 40 years of industry experience, currently affiliated with OSAIC. He has worked with Securities America Advisors and operated his own advisory and CPA practices since the mid-1990s. In addition to advising, he is involved in tax preparation and holds a life insurance agent license. OSAIC serves a diverse client base, including individual and institutional investors, offering integrated brokerage and advisory services. The firm employs asset-allocation tools and third-party manager platforms to construct tailored portfolios across a range of asset classes.

David Smith is a financial advisor with Morgan Stanley in Orland Park, IL, holding Series 63 and Series 65 licenses and with 42 years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at UBS Financial Services for 17 years. Outside of advisory work, he is involved in managing real estate partnerships. Morgan Stanley Wealth Management offers a wide range of advisory programs for individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process.

William Brower is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. Outside of his advisory work, he owns William H. Brower, P.C., a bookkeeping and tax preparation business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services, utilizing firm-provided asset-allocation tools, risk assessments, and third-party platforms to construct and manage portfolios.

Mathew Puthenveetil is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Wells Fargo, he worked in dental care and held various positions at institutions including Benedictine University and the University of South Florida. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers a broad range of brokerage and advisory solutions supported by extensive research and analytics.

Gerardo Silva is a Financial Consultant currently working at Fidelity Investments since 2021. He has experience in providing tailored financial plans to clients and their families, focusing on wealth growth, preservation, and distribution. Prior to his current role, Gerardo worked as a Financial Advisor at Edward Jones from 2018 to 2021. He collaborates with a team of professionals to support clients throughout their financial planning process. Outside of his professional work, Gerardo has personal interests that include the beach, cars, pets, soccer, and traveling.

Ashley Edgeworth is a financial advisor at Equitable Advisors with Series 63 and Series 65 credentials and less than one year of industry experience. Prior to joining Equitable Advisors, she held various roles in retail and hospitality. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning, brokerage services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, working extensively through program sponsors and endorsed third-party managers.

James Ferguson II is a financial advisor with Morgan Stanley in Orland Park, IL, holding a Series 66 designation and one year of industry experience. His background includes roles at Morgan Stanley Private Bank, The University of Alabama, NXT Capital, and Gibsons Restaurant Group. Outside of finance, he has experience connected to the hospitality industry through these positions. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, employing structured financial planning tools and firm-approved processes. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

John Veirup is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 35 years of industry experience. He has been with Cetera and its affiliate Cetera Investment Services LLC since 2019. Beyond his advisory role, he serves as president of the Spanish Galleon Condo Association. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable accounts, and institutions. The firm offers various portfolio management and consulting services through a large network of independent advisors, utilizing multi-manager platforms and diverse program options.

Aivilis Wibbeler is a Financial Consultant at Fidelity Investments, a position held since 2023. In this role, Aivilis partners with clients to understand their financial goals and collaborates with them to build customized plans tailored to their unique situations. Clients benefit from Fidelity's trusted reputation, advanced technology, and cost-efficient investment platform. Aivilis is committed to developing long-lasting relationships with clients, focusing on aligning financial strategies with individual needs. Outside of work, Aivilis enjoys cooking and baking, as well as participating in family activities.

Andrew Mau is a CFP®-certified financial advisor with 14 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at Voya Financial Advisors and Lionheart Financial LTD. Mau serves as a board member of a networking group and operates multiple independent business entities including insurance and financial planning firms. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of financial planning, investment management, and retirement advisory services through a network of independent professionals, employing multiple investment approaches and platform arrangements tailored to client objectives.