Thomas Carlow Jr. is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 10 years of industry experience. He is also an independent contractor and partial owner of 1776 Financial Services Inc. located in Franklin, MA. Additionally, he has been involved in rental real estate through TC2 Realty LLC since 2022. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad range of clients, including individuals, high-net-worth clients, institutions, and corporations. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Vi Duong is a financial advisor at Merrill with Series 66 and Series 63 credentials and two years of industry experience. Prior to Merrill, Vi held roles at Bank of America, JPMorgan Chase Bank, J.P. Morgan Securities, and Rockland Trust. Outside of finance, Vi was involved with Hi Supply LLC for two years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party teams.

Sendi Slavinskaya is a Series 66-licensed financial advisor with Morgan Stanley Wealth Management, based in Wellesley, MA. She has 16 years of industry experience and has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm’s financial planning approach involves structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jack DeSantis is a Financial Consultant at Fidelity Investments' Chestnut Hill Investor Center, where he collaborates with clients to develop customized financial plans. He utilizes a broad range of strategies and services to meet individual client needs. Jack's role involves educating clients on various investment strategies, aiming to empower them to make confident and informed financial decisions. Jack has been with Fidelity Investments since 2021, progressing through roles including Workplace Planning Consultant from 2021 to 2023, Investment Consultant from 2023 to 2025, and currently serving as a Financial Consultant. This experience has contributed to his comprehensive understanding of investment strategies and client financial planning. Outside of his professional responsibilities, Jack's personal interests include beach activities, family activities, football, and golf.

Devinder Singh is a financial advisor at J.P. Morgan Securities in Boston, MA, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Bank of America, Merrill, and Jpmorgan Chase Bank, N.A. He is also involved in a family business, assisting with packaging and delivery at Otree Solutions. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, offering access to models that may include ESG considerations.

Tony DellAquila is a Financial Consultant at Fidelity Investments, a role he began in 2024. He partners with clients to create personalized comprehensive financial plans that align with their values, goals, and future aspirations. Tony leverages his experience to assist clients in pursuing their goals and providing peace of mind. Before joining Fidelity Investments, Tony held several positions at Merrill Lynch from 2015 to 2024, including Vice President Relationship Manager, AVP Relationship Manager, Premium Investment Specialist, and Service and Trade Investment Specialist. His decade of experience in the financial services industry has equipped him with a broad understanding of investment strategies and client relationship management. Outside of his professional work, Tony's personal interests include cooking and baking, golf, skiing, and traveling.

Daniel Riley is the Vice President, Wealth Planner at his current firm. He holds the designation of CERTIFIED FINANCIAL PLANNER™ which underscores his commitment to partnering with clients to understand their personal and financial priorities. He works closely with clients to co-create financial plans aimed at providing peace of mind, enabling them to concentrate on what matters most to them and their families. Daniel has professional experience spanning several roles in the financial services sector. He has been a Financial Consultant at Fidelity Investments since 2023, after serving as an Investment Consultant there from 2021 to 2022. Prior to that, he worked as a Financial Advisor at Equitable Advisors LLC from 2019 to 2021. Outside of his professional work, Daniel enjoys activities such as baseball, boating, fishing, fitness, football, and outdoor adventures.

James Scannell is a financial advisor at Edelman Financial Engines with one year of industry experience. He holds the Series 65 designation and has worked at Edelman Financial Engines in various capacities since 2021. Prior to that, he held roles at Maplebear Inc., Omni Career Search, and Providence College. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a proprietary, committee-driven investment process combined with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary advisory options.

Michael Lucarello is a financial advisor at Cetera with a Series 66 designation and two years of industry experience. He is the owner of two tax preparation businesses and manages a beekeeping operation that sells honey. Additionally, he holds an executive producer role in a film investment enterprise. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

William Cratty is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He has been with Ameriprise since 2014, including roles at both Ameriprise Financial Services, Inc. and Ameriprise Financial Services, LLC. Outside of advising, Cratty is involved in independent insurance brokering with multiple firms, including American General, Harvard Pilgrim, Integrity Life Insurance, and Guardian. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, which provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Lisa Virello is a financial advisor with Morgan Stanley in Norwell, MA, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. She has been with Morgan Stanley since 2011 and has worked at Morgan Stanley Private Bank, N.A. since 2015. Virello serves as a board member of the South Shore YMCA, where she reviews the organization’s investment portfolio and ensures adherence to its investment policy statement. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer providing a wide range of advisory programs to individuals and institutions. The firm offers tailored financial planning using structured tools and conducts planning supported by the Global Investment Committee’s return estimates and simulations.

William Danforth is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial goals and priorities, offering strategies across areas such as executive compensation, equity compensation services, liquidity management, personal retirement planning, portfolio management, and small business strategies. He also provides guidance in specialized areas like sports and entertainment finance and retirement income planning. William holds a Bachelor's Degree from Lehigh University and has earned the Personal Investment Advisor (PIA) designation. His professional approach focuses on building long-term relationships through thoughtful planning and disciplined investment management, ensuring that client strategies adapt as their life circumstances evolve. Outside of his professional work, William enjoys hiking, running marathons, and spending time with his family.

Paul Cooney Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63, Series 65, and Series 66 credentials and 19 years of industry experience. His prior roles include positions at Mutual of America Life Insurance Company, Assetmark, Inc., Ivy Wealth Management, and The Patriot Financial Group Insurance Agency. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of Financial Professionals and a multi-billion dollar asset base.

Christopher Riffle is a CFP® professional with 22 years of experience in the financial services industry. He is currently with MassMutual Investors Services and has been with the MassMutual family of companies since 2016, including prior experience at Metlife Securities Inc. since 2015. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships and provides a range of programs including educational seminars and event-driven planning services.

Francis Meuse is a financial advisor with Equitable Advisors in Wellesley, MA, holding Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Equitable Advisors, he was employed in education and construction roles, including positions within Waltham Public Schools and Consigli Construction. Outside of finance, he works as a bartender and server on a part-time basis. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through a range of programs delivered by its Investment Adviser Representatives and third-party managers.

Daniel Burnham is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 66 designations and previously worked for RBC Capital Markets Corp for 16 years before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Wilder is the Vice President Private Wealth Management Advisor at Fidelity Investments. In his current role, he helps families develop personalized wealth strategies focused on growth, preservation, and transfer of assets. He collaborates with specialists in investment strategy, financial planning, and estate planning to deliver comprehensive wealth management services. His professional experience includes positions such as Vice President, Executive Planning Consultant and Financial Consultant at Fidelity Investments, as well as prior roles including Financial Advisor at Equitable Advisors, EVP of Business Development at Newfleet Asset Management, and SVP of Relationship Management at Securities Finance Trust Company. He holds a California Insurance License.

Ryan Fitzpatrick is an Investment Consultant at Fidelity Investments. In this role, he collaborates closely with individuals and families to build comprehensive wealth plans tailored to their personal and financial needs, aiming to help them work toward their financial goals with confidence and clarity. Ryan's professional experience includes positions at Fidelity Investments starting in 2023, progressing from Financial Representative to Relationship Manager before becoming an Investment Consultant. He also completed an internship in US Retail Wholesale at MFS Investments in 2022. Outside of his professional work, Ryan's personal interests include attending concerts, fishing, fitness, golf, running, and yoga.

Todd Miller is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he held roles at CCDEVCOM-SC and the CCDC-Soldier Center, and worked with Northeastern University’s Center for Renewable Energy. Miller is also president of two B2B networking groups in Milford and Hopedale, Massachusetts. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, supported by a large network of advisors and branch offices nationwide.

Kirk Mccaw is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation and 21 years of industry experience. He previously worked at E*TRADE Capital Management LLC and E*TRADE Securities LLC from 2015 to 2022. Outside of his advisory role, he is involved in property management as an owner of a real estate condominium in Jacksonville, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.