Kevin Klein is a CFP®-certified financial advisor with 20 years of industry experience. He currently works with Raymond James & Associates and previously held roles at Bank of America and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Connie Herr is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 63 designation and 17 years of industry experience. She has been with UBS Financial Services since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Joseph Shaw III is a financial advisor at LPL Financial in Williamsville, NY, holding a Series 66 designation with 17 years of industry experience. His prior experience includes roles at OSAIC, Private Advisor Group, LLC, and M&T Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and technology-driven strategies.

Nicholas Ludwa is a financial advisor with Equitable Advisors in Lakewood, NY, holding a Series 66 designation and 21 years of industry experience. He has been with Equitable Advisors since 2004, including time with its predecessor, Axa Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory, brokerage, and insurance services tailored through a detailed client intake process.

Matthew Briggs is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 16 years of industry experience. He has previously worked at City National Bank, Bank of America, and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include portfolio management, financial planning, custody, and brokerage services. The firm customizes strategies based on clients’ risk profiles and utilizes both in-house and third-party investment managers.

Adam Brunner is a financial advisor with Equitable Advisors and holds a Series 66 designation. He has 21 years of industry experience, including over two decades at Equitable Advisors and its predecessor, Axa Advisors. He serves on the boards of the ILIO DiPaolo Scholarship Fund, which awards scholarships to high school athletes, and the SonShine Charitable Fund. Equitable Advisors provides financial planning, retirement-plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, working with LPL and various third-party asset managers to tailor advisory services based on client goals, risk tolerance, and time horizon.

Mariah Hines is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining LPL Enterprise, she held positions at Northwestern Mutual, Good Neighbors FCU, Buffalo Metropolitan FCU, and First Niagara/KeyBank. Outside of advisory work, she is employed by The Westin. LPL Enterprise serves a broad client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs. The firm combines advisory programs with sales of financial products, including insurance, through an integrated platform.

William Oliver is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and 12 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and its affiliated entities from 2013 to 2020. Outside of his advisory role, Oliver is involved in structured settlement consulting and insurance brokerage activities related to health, life, disability, and annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved analytical tools to provide tailored recommendations without investment discretion.

Michael Costello is a financial advisor at LPL Financial with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including M&T Bank, TD Ameritrade, Bank of America, and AXA Advisors. Outside of his advisory role, he is involved with SkySeed LLC, a business unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting with access to model portfolios, research, and a variety of discretionary and non-discretionary management options.

Richard Fichter III is a financial advisor with OSAIC, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at Securities America Advisors Inc. and Securities America, Inc. for over 18 years combined before joining OSAIC in 2024. Fichter also operates Fichter Wealth Management, Inc., providing financial advice including investments, financial planning, and retirement services. He is designated to serve as co-trustee on a family trust. OSAIC serves a wide range of retail and institutional clients through a large network of financial advisers and offers integrated brokerage and investment advisory services. The firm employs asset-allocation tools and multiple advisory platforms, providing access to various investment products and third-party money managers.

Jill Carter is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. She holds Series 63 and Series 65 designations and has worked within Wells Fargo-affiliated firms since 2009. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations across various planning areas, with implementation options through brokerage or advisory programs.

Julie Murphy is a CFP®-certified financial advisor with 22 years of industry experience. She currently works at OSAIC and has prior experience with Securities America Advisors, Inc., where she worked for 17 years. Outside of her advisory role, she organizes the Gerry Gentner Memorial Fund, an annual golf tournament raising funds for cancer research, and serves as a high school softball and field hockey head coach. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios tailored to client needs.

Nicholas Cecere is a financial advisor at Thrivent Investment Management with five years of industry experience. He has held roles at several firms including Wealth Management Services, Principal Securities Inc., and Simplicity Financial Investment Services. He holds Series 63 and Series 65 licenses. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while keeping these services separate.

Thomas Wahl is a financial professional with one year of industry experience, currently affiliated with Cetera and Lifetime Wealth Management Group, an affiliate of Lumsden McCormick. He holds a Series 66 designation and has prior experience at Avantax Advisory Services and Roswell Park Comprehensive Cancer Center. Wahl's roles have included assisting with client communications and preparing financial documentation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with access to both affiliated and third-party investment strategies.

Jack Buncy is a Series 66-licensed financial advisor with Equitable Advisors in Williamsville, NY. He has one year of experience in the industry, including prior work at Landesign and a background that includes roles in education and service industries. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively through program sponsors and third-party managers to deliver advisory and brokerage solutions.

Sean Siracusa is a financial advisor affiliated with LPL Financial in Buffalo, NY, holding Series 65, Series 63, and Series 66 designations with eight years of industry experience. He has worked at multiple firms including Northwest Bank and Pruco Securities, LLC, with roles spanning investment-related positions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Taerica Blanding is a financial advisor with Merrill in Williamsville, NY, holding Series 63 and Series 66 credentials and has 23 years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ujala Tajammal is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Prior to joining LPL Financial, Tajammal worked at JP Morgan Securities and JP Morgan Chase Bank. Outside of finance, Tajammal has an ongoing interest in construction and roofing through involvement with NUST Construction & Roofing LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research and diverse investment strategies.

Michael Monin is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery conversations and advanced modeling tools.

Robert Romeo is a CFP®-certified financial advisor with 41 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Co, having previously worked at Wealth Advisors Network, Cambridge Investment Research, and TIAA. Romeo serves as a committee member for Feedmore WNY, a local food bank, where he assists with financial oversight and retirement plan management. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers collaborative, annual financial planning engagements utilizing advanced software tools and offers various event-driven planning services.