Mohammed Darwish is a financial advisor with Merrill holding a Series 66 license and four years of industry experience. His work history includes roles at Bank of America, N.A., Spire Credit Union, and Wells Fargo, N.A. prior to joining Merrill. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Paul Traczyk is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds Series 63 and Series 65 designations. Prior to his current role, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he owns MOCA Wealth Management LLC, an independent investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting a net-worth threshold and integrates advisory services with banking and other financial products.

Kristin Wanser is a Financial Consultant at Fidelity Investments, a role she has held since 2023. Prior to this position, she served as an Investment Consultant at Fidelity Investments from 2021 to 2023 and as a Financial Representative in 2021. In her professional capacity, Kristin collaborates with clients to develop personalized financial plans tailored to their unique goals, values, and preferences. She emphasizes trust, open communication, and ongoing learning in building long-term client relationships, focusing on protecting, growing, and spending wealth across various market conditions. Outside of her professional work, Kristin engages in activities such as biking, fitness, social events with friends, outdoor adventures, traveling, and yoga.

Tiffany Bell is a financial advisor at Morgan Stanley in St. Paul, MN, holding a Series 66 designation with three years of industry experience. Prior to her current role, she worked at the Saint Paul Conservatory for Performing Artists and the Minnesota Waldorf School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Jacob Pleschourt is a financial advisor with LPL Financial in Eagan, MN, holding CFP® and Series 66 credentials and bringing 13 years of industry experience. His prior work includes roles at Waddell & Reed, various insurance carriers, and short-term engagements with Derek Iverson and Jessica Schulberg. He was involved with the Lakeville South Baseball Association for five years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Granville Jordan is a financial advisor at Fidelity with 24 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. Prior to joining Fidelity, he worked at Diversified Investors Securities Corp. and Diversified Investment Advisors for 12 years. Outside of his advisory role, Jordan serves as secretary for the World Barbarian Foundation RFC, a rugby organization, and is vice president of the condo board at Mews at City Walk in Woodbury, Minnesota. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolios delivered to intermediary platforms.

David Johnson is a financial advisor at Cetera with 33 years of industry experience. He holds a Series 63 designation and previously worked for Securian Financial Services and Minnesota Life Insurance Company for 30 years each. Johnson is also the owner of Augustine & Johnson, a separate business activity. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and manager options.

Steven Madden is a financial advisor with Morgan Stanley in St. Paul, MN, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Morgan Stanley since 2009 and has worked in the Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analysis.

John Quigley is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 designations and has worked at John Hancock Mutual Life Insurance Co. since 1997 and at Financial Dimensions Group, Inc. and Osaic Wealth, Inc. since 2012. Quigley serves as president of the Therese Foundation, a family-established nonprofit that reviews grant requests annually. He also acts as trustee for family estates and manages insurance-related matters through his sole proprietorship. OSAIC serves a broad range of retail and institutional clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with an emphasis on diversified portfolio construction using firm-provided analytical tools, alongside multiple third-party managed-account solutions.

Abigail Lundquist is a financial advisor at Cetera with four years of industry experience and holds a Series 66 designation. She has worked at several firms including Avantax Investment Services Inc and Sagepoint Financial, Inc. Outside of her advisory role, Abigail owns and operates ACEAGEN Photography, a wedding and personal photography business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad range of clients including individuals, retirement plans, corporations, charitable organizations, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Russell Dedrick is a financial advisor with Primerica Advisors in White Bear Lake, MN, holding Series 63 and Series 65 licenses and 13 years of industry experience. His work history includes roles at PFS Investments, Inc., Century College, and Primerica Financial Services. Outside of finance, he is a self-employed flutist and owns Dedrick Construction, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts in a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, offering approaches that include Strategic, Tactical, Tax-Aware, and Income Distribution models.

David Skeens is a financial advisor at Morgan Stanley in St. Paul, MN, holding a Series 66 designation. He has recent experience in the automotive retail industry, including roles at Lexus of Wayzata and BMW of Minnetonka. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services supported by firm-approved tools and research.

Paul Demro is a financial advisor with Cambridge Investment Research Advisors in St. Paul, MN, holding a Series 66 designation and 21 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research since 2012. Outside of his advisory role, Demro volunteers as a firefighter and serves as vice president and board member of the Ham Lake Firefighters Relief Association. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management strategies and custody platforms.

Linda Hensel is a financial advisor at Thrivent Investment Management with a Series 66 designation and two years of industry experience. Prior to joining Thrivent, she worked at Hy-Vee and managed family business activities. She serves on the board of You're Not Alone, a nonprofit that partners with local schools to bring volunteer therapy dog teams into educational settings to support mental health and wellness. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering holistic, goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account programs under a consolidated billing system called WealthPlan.

Christina Sarazin is a Series 66-credentialed financial advisor with six years of industry experience. She is currently affiliated with LPL Financial and Old National Bank, having previously worked at Raymond James Financial Services and Bremer Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and access to model portfolios and research from multiple sources.

Joseph Mahlke is a financial advisor with Thrivent Investment Management and holds the Series 66 designation. He has eight years of industry experience and has been with Thrivent Financial and its investment management division since 2018. Outside of his advisory role, Mahlke volunteers as a worship leader for special events at Crossroads Church and works as a contract musician for various events at Covenant Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial planning and allows clients to combine planning with managed-account services under a consolidated billing option while maintaining separate planning and investment management components.

Jacob Olson is a Series 65 licensed financial advisor at Fisher Investments with seven years of industry experience. He has been with Fisher Investments since 2018. Prior to joining Fisher, he worked at Stillwater Investments LLC and Gustavus Adolphus College. Fisher Investments provides discretionary portfolio management to a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals. The firm employs a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and uses tax-aware strategies and risk management techniques.

Heather Fitch Radcliff is a financial advisor with UBS Financial Services in Saint Paul, MN, holding a Series 66 designation and 27 years of industry experience. She has been with UBS since 2001. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides a wide range of capital markets and advisory solutions.

Melissa Garcia is a Planning Consultant at Fidelity Investments, a position she has held since 2022. She partners with clients to help them pursue their financial goals by developing comprehensive plans that manage risk and align with their priorities. Her approach is focused on creating strategies that work toward clients' financial success and provide peace of mind. Melissa has extensive experience in the financial industry. Prior to her current role, she served as an Associate Advisor at RSM Wealth Management from 2015 to 2020 and was a Vice President Financial Consultant at Charles Schwab from 1995 to 2015. This background has provided her with a broad perspective on financial planning and client advisory services. Outside of her professional work, Melissa enjoys boating, family activities, kayaking, and outdoor adventures.

Lynnette Mahlke is a CFP® professional with 38 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across a range of financial planning topics. The firm supports clients with planning services separate from managed-account programs and conducts periodic reviews of recommendations.