Katie Urbaniak is a financial advisor at Cetera with 21 years of industry experience. She holds a Series 66 designation and has worked at Cetera since 2023. Her prior experience includes roles at CRI Securities, LLC and Securian Financial Services, Inc. Outside of her advisory work, she has served as an assistant coach for the Edina High School girls' golf team. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform allowing advisors to implement various investment strategies with discretionary and non-discretionary options.

David Huffcutt is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services, Inc. for 16 years before joining OSAIC. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering a range of brokerage and investment advisory services supported by integrated financial planning and multiple advisory platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios with various asset types, managed either discretionarily or non-discretionarily.

Rosemary O'Brien is a financial advisor with Cetera holding a Series 66 designation and two years of industry experience. She has worked with various Cetera entities since 2023 and previously was with Tax & Financial Group for four years. Her background also includes roles with nonprofit organizations such as Parentis Foundation/AmeriCorps and the Boys & Girls Club of Capistrano Valley. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of investment management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Gregory Johnson is a financial advisor at RBC Capital Markets with 38 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at RBC Capital Markets since 2009, following a seven-year period at City National Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with customized portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Holden Zinda is a financial advisor at Ameriprise with Series 66 credentials and one year of experience in the industry. Prior to joining Ameriprise, he held positions in various sectors including medical supplies, education, retail, and food service. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to create tailored recommendation reports delivered through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Brad North is a financial advisor with Cetera in Minneapolis, MN, holding the CFP® and Series 63 credentials and bringing 27 years of industry experience. He has worked with several firms, including Ascend Financial Services, Securian Financial Services, and North Star Resource Group. North is also involved in fixed insurance sales as an agent and broker. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

James Aman is a financial advisor at Thrivent Investment Management with 26 years of industry experience. He holds the CFP® and ChFC® designations and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning tailored to a wide range of financial topics, allowing clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while maintaining separate planning and management services.

Claire Lentsch is a financial advisor at Morgan Stanley in St. Paul, MN, holding a Series 66 designation. She has one year of industry experience, previously working at Ameriprise Financial and several other organizations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and various advisory programs supported by firm-approved planning tools and research resources.

Bjorn Miller is a CFP® professional with 13 years of experience, currently serving as a financial advisor at LPL Financial since 2013. He has been affiliated with Northwestern College since 2010. Outside of his advisory role, he owns a home-based business selling weekly planners on Amazon and eBay. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, financial planning services, and brokerage solutions, utilizing model portfolios, third-party subadvisors, and research from LPL Research and others.

Brian Bowen is a financial advisor with OSAIC, holding a Series 66 designation and four years of industry experience. He has been with Osaic Wealth, Inc. since 2022 and also works with Financial Dimensions Group, Inc. Beyond his advisory role, Bowen is a licensed insurance agent selling life, fixed, and non-securities related insurance products. OSAIC serves a broad mix of retail and institutional clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services with a variety of platforms and uses firm-provided tools to construct diversified portfolios managed on discretionary or non-discretionary bases.

Daniel Elo is a financial advisor at Edward Jones in Blaine, MN, holding a Series 66 designation. He has recently transitioned from a two-year role at Rise LLC and spent 12 years with ISD 622. He has one year of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, supported by a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Brennen Hill is a financial advisor at Ameriprise in White Bear Lake, MN, holding Series 63 and Series 65 licenses. He joined Ameriprise in 2025 and has prior work experience in various industries, including healthcare and retail. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports through a centralized consulting team.

Scott Augustine is a CFP®-designated financial advisor with 24 years of industry experience. He is currently affiliated with Cetera and has held roles at North Star Consultants and Minnesota Life. Outside of advising, he teaches a high school economics class and serves as a finance technician with the Civil Air Patrol. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Katherine Flood is a financial advisor at LPL Financial with three years of industry experience and holds a Series 66 designation. She previously worked at Ameriprise for four years and has experience in education and private family services. Outside of her advisory role, she is involved with Royal Ideas LLC, where she holds responsibilities related to an Ameriprise franchise. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Allen Steppa is a financial advisor at LPL Enterprise with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked extensively with Prudential Insurance Company of America and Pruco Securities, LLC over the past five decades. In addition to his advisory role, he provides notary services as a complimentary benefit for clients. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, third-party asset management, and brokerage products through an integrated platform that combines adviser programs with insurance and lending services.

David Richter is a financial advisor with RBC Capital Markets who holds Series 63 and Series 65 credentials and has 38 years of industry experience. He has worked at RBC Capital Markets since 2008 and previously was with City National Bank from 2019 to 2025. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs with personalized strategies and access to in-house and third-party investment managers, supported by RBC’s extensive capital markets and affiliated asset management capabilities.

Corinne Klitzke is a financial advisor with UBS Financial Services in St. Paul, MN, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Fidelity Investments, Edward Jones, the City of Southlake, and Tiffany and Co. Outside of her advisory work, she coaches youth volleyball, including serving as an assistant coach for a junior varsity team. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Kyle Christensen is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at Fastenal, 3M, and Fenix Pest Control. Kyle is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of proprietary fundamental research and quantitative analysis to construct model portfolios, employing systematic methodologies and long-term asset allocation benchmarks.

Joseph Burgess is a CFP® and ChFC® with 29 years of industry experience. He is currently affiliated with Cetera and has previously worked at Minnesota Life Insurance Company, Securian Financial Services, and Hays Companies. Burgess serves as president of Premier Resource Group and is owner of Moxie Holdings Inc, both financial services ventures. Cetera Investment Advisers LLC is a nationwide independent advisor network serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a multi-manager platform with discretionary and non-discretionary programs.

Michael Skillrud is a financial advisor at Thrivent Investment Management with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Thrivent and its affiliate Thrivent Investment Management since 2014. Outside of his advisory role, he serves as a director on the board of the National Association of Fraternal Insurance Counselors and is an at-large board member of a condominium association in West St. Paul, MN. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning across a broad range of financial topics and offers a consolidated billing option that combines planning with managed accounts, while maintaining separation between these services.