Mitchell Guarnieri is a financial advisor at Merrill with 8 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Solecki is a financial advisor with Merrill based in West Hartford, CT, holding a Series 66 designation and 2 years of industry experience. He has been with Merrill since 1999. Outside of his advisory role, he serves on the boards of the United Way of Greater New Haven and Connecticut Children's Medical Center, where he participates in finance and quality control committees. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Peter Junggren Jr. is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 21 years of industry experience. His career includes roles at UBS Financial Services from 2005 to 2011 and Morgan Stanley Smith Barney since 2011. He is currently based in Hartford, CT. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and Corporate Financial Planning agreements.

Timothy Carmon is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. He previously worked at Moody's Corporation and MassMutual Life Insurance Company. Outside of finance, he serves as CFO of Carmon Funeral Homes and chairs the endowment committee at Trinity United Methodist Church. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars with a focus on collaborative, annual planning relationships.

Cheryl Chapis is a Certified Financial Planner® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, supported by algorithmic automation and oversight committees.

Marla Charron is a financial advisor with Ameriprise in Glastonbury, CT, holding a Series 66 credential and five years of industry experience. She previously worked at Bombardier Business Aircraft and Loomer & Associates. Outside of her advisory role, she serves as a paraplanner and financial planning analyst for HUB AND SPOKE OPERATIONAL SUPPORT LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Kayla Weaver is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 credentials. She has experience working at Wells Fargo Bank, N.A. since 2021 and began her role with Wells Fargo Clearing in 2025. Prior to her career in financial services, she spent 14 years working with Waterbury Public Schools. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a range of brokerage and advisory solutions supported by research and analytics, managing roughly $671 billion in assets with over 14,000 financial advisors.

Conor Moore is a CFP® with 22 years of industry experience, currently advising at LPL Financial. His prior roles include positions at Voya Financial Advisors and GWFS Equities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisers, utilizing both proprietary and third-party strategies.

Nicholas Kolitsidas is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has held positions at firms including LPL Financial, Ethos Wealth Management, and Good Life Advisors, LLC. Kolitsidas is based in Hartford, CT. OSAIC serves a wide range of retail and institutional clients through a large multi-advisor platform, offering brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization. The firm is notable for its scale, affiliate network, and diverse investment programs.

Charity Uldrikis is a financial advisor at Raymond James & Associates with 24 years of industry experience. She holds Series 63 and Series 66 designations and has worked with Raymond James and Marinelli Wealth Management over her career. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a broad range of portfolio management styles and affiliated research.

Joanne De Palma is a financial advisor with Cetera, holding a Series 63 designation and 26 years of industry experience. She has been with Cetera and its affiliates since 2015 and currently operates under Kelly & Company Wealth Partners LLC. In addition to advisory services, she is also licensed to sell fixed insurance products including life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment strategies, combining discretionary and non-discretionary management across various program options and custodial relationships.

Brian Bender is a financial advisor with Primerica Advisors in Farmington, CT, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Primerica Advisors since 1999 and Primerica Financial Services since 1998. Outside of his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Thomas Scanlon is a financial advisor at Raymond James Financial with 25 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James Financial Services, Inc. since 2000. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs a tailored, non-discretionary approach using risk profiling and modeling tools, and it supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Nick Exias is a Financial Consultant who focuses on helping clients develop and implement financial plans utilizing the resources available through Fidelity. He works to assist clients in achieving improved financial outcomes. His professional experience includes roles as a Private Client Banker at Santander Bank from 2021 to 2022, Sr. Investment Consultant at TD Ameritrade from 2019 to 2021, Private Client Banker at JPM Chase & Co. from 2016 to 2019, and Financial Planning Consultant at Barnum Financial Group from 2012 to 2015. Nick's personal interests include fitness, kayaking, running, soccer, traveling, and volunteering.

Michael Fenn is a financial advisor with Morgan Stanley in Hartford, CT, holding a Series 66 designation and 14 years of industry experience. He worked at Voya Financial and Voya Financial Advisors from 2014 to 2019 before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers both direct financial planning services and corporate arrangements.

Christian Forsyth is a CERTIFIED FINANCIAL PLANNER™ with 27 years of industry experience. He is currently with Edelman Financial Engines and has held previous roles within affiliated firms dating back to 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified model portfolios, discretionary management, and non-discretionary online advice while managing approximately $326 billion for roughly 477,000 clients.

Krista Czarnec is Vice President and Wealth Planner at Fidelity, a role she has held since 2026. She has been with Fidelity since 2019, previously serving as Vice President, Financial Consultant. Prior to her tenure at Fidelity, Krista worked at Voya Financial, where she held positions as Financial Planning Consultant and Retirement Specialist from 2012 to 2019. Throughout her career, Krista has focused on engaging with clients and their families to develop personalized financial planning strategies. She emphasizes listening to each client's unique story to provide ongoing support and guide them toward achieving their financial goals. Outside of her professional work, Krista enjoys activities such as cooking and baking, family activities, horseback riding, puzzles, skiing, and yoga.

Jeanne Nuhfer is a financial advisor at Edward Jones with 25 years of industry experience. She holds the Series 66 and Series 63 designations and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Holden Whaley is a financial advisor at Charles Schwab with a Series 66 designation and approximately four years of industry experience across several firms, including Ascend Bank and First Financial Advisory Services. Prior to entering the financial sector, he worked for Big Y Foods for four years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management options supported by multi-asset model portfolios and centralized operational services.

Rhonda Lisbon Kendall is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 21 years of industry experience. Her prior roles include positions at UBS Financial Services, Merrill, and Bank of America. She is a 50% partner in an auto detailing business operated jointly with her spouse. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering a range of financial planning and advisory services typically delivered on a non-discretionary basis.