Ronit Badlani is a Series 66 licensed financial advisor with one year of industry experience, currently affiliated with J.P. Morgan Securities. Prior to joining J.P. Morgan, Badlani worked at Equitable Financial Life Insurance and Equitable Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized due diligence team and incorporates ESG eligibility frameworks.

Leith Bakhit is a financial advisor at Morgan Stanley in New York, NY, holding Series 63 and Series 65 designations with eight years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Pruco Securities, LLC, Compunnel Inc, and deVere USA. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, including investment modeling and scenario analysis.

Peter Malafronte is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2012. He serves as a member of the Vestry at Calvary Episcopal Church in Summit, NJ. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, utilizing model-based and discretionary investment strategies.

Vincent Di Geronimo is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior work includes roles at MML Investors Services, MassMutual Life Insurance, and several athletics organizations. He serves as a board member on the fundraising committee for Somerset Children's Center and is an executive board member of the Somerset County Bar Association Foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment options, including third-party asset management and institutional platforms.

Theresa Consola is a financial advisor at Merrill in New York, NY, with 28 years of industry experience. She has held her position at Merrill Lynch, Pierce, Fenner & Smith since 2000. She holds the Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Craig Haber is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has been affiliated with Cetera since 2017 and also operates Catarina Catarina, an internet sales business. Additionally, he serves as a business advisor for Audition Technology, a medical device company. Cetera Investment Advisers LLC is a large nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering portfolio management, financial planning, and access to third-party managers.

Daniel Hamm is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and seven years of industry experience. His career includes roles at JPMorgan Chase Bank, Strata Capital, Eagle Strategies, and New York Life Insurance. Outside of finance, he has experience as a background actor. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm's advisory process integrates quantitative and qualitative research and incorporates ESG criteria, supported by affiliates for implementation and portfolio services.

Erik Yates is a financial advisor with RBC Capital Markets in New York, NY, holding a Series 66 credential and 3 years of industry experience. He has been with RBC Capital Markets LLC since 2006. Outside of his advisory role, he is a freelance musician. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, pension plans, corporations, and charities. The firm offers multiple advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Joe Mangino is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and research.

Supriya Dave is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Walsh is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds CFP®, Series 66, and Series 65 designations and previously worked at Goldman Sachs for eight years. He serves on the Congregational Financial Advisory Committee for the Sisters of Charity-Halifax, a nonprofit organization. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective team of wealth advisors. The firm’s advisory program emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and quantitative and qualitative research.

David Perrone is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has 19 years of industry experience. Perrone is also the owner of support companies and operates in the non-variable insurance space, providing clients with term, whole life, and long-term care insurance quotes. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional entities. The firm employs tailored, non-discretionary planning and risk profiling tools and supports a large advisor network with specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Michael Degenhardt is a financial advisor with Morgan Stanley in New York, NY, holding a Series 63 designation and 17 years of industry experience. He has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations to model financial outcomes.

Joseph Chiurazzi is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has 24 years of industry experience, including ten years at UBS Financial Services and extensive tenure at JPMorgan Chase and JPMorgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program offers written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and incorporates an ESG eligibility framework.

Scott Drayer is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and possessing 33 years of industry experience. His prior work includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of advising, he is the director of Chicken Fat Enterprises Inc., an author of a children’s fitness book. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, providing collaborative, goal-oriented advice without discretionary investment authority.

Peter Bruno is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he serves as president of a homeowners association and acts as trustee and power of attorney for family trusts and related entities. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser providing investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services supported by proprietary research and tools, allowing clients to implement recommendations through various brokerage or advisory options.

Rodney Jackson is a financial advisor at Primerica Advisors with 11 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Nexa Mortgage, Nationwide Mortgage Bankers, and American Financial Network. He is based in Cranford, NJ. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 financial advisors and approximately $15.5 billion in assets under management, delivering advisory services through model-driven recommendations.

Charbel Ojeil is a financial advisor with Cetera, holding a Series 63 designation and 28 years of industry experience. His career includes roles at Voya Financial Advisors and New England Securities. He is a council member and volunteer at St Shorbel Church and owns a tax preparation business. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

John Mccormack Jr. is a financial advisor at Raymond James Financial with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Commonwealth Financial Network, Wells Fargo Clearing, and Chase Investment Services. He also spends a small portion of his time involved in fixed insurance sales. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, institutional, and nonprofit clients. The firm delivers tailored, non-discretionary planning and supports both advisory programs and institutional consulting through a large network of advisors.

Osip Makagon is a financial advisor with Mass Mutual Investors Services in Brooklyn, NY, holding the ChFC® designation and Series 63 license. He has 30 years of industry experience, including prior roles at Metlife Securities, Inc. and Massmutual Life Insurance Co. Additionally, he works as an independent insurance agent specializing in dental, group disability income, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning relationships using firm-approved software to analyze client goals, with implementation services available through separate brokerage or insurance arrangements.