Thomas Gawron is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has been with Equitable Advisors since 2017, following a period at AXA Advisors, LLC. Outside of his advisory role, he is involved in other insurance-related business activities, including Professional Group Plans and an affiliated health plan. Equitable Advisors serves individual clients across wealth segments, as well as pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing a range of firm-offered and third-party solutions.

Thomas Sacharanski is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo entities since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Dolores Monte is a financial advisor with Cetera who holds the Series 63 and Series 66 designations and has 51 years of industry experience. Her professional background includes roles at Summit Financial Networks and Crown Capital Securities, as well as operating her own firm, DM Financial Services, since 1992. Outside of advisory work, she is an enrolled agent providing tax planning and preparation services and serves as trustee for the Vito Caleca Trust. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with a broad range of program options and custodial relationships.

Adam Bogan is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 26 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors, combining large institutional advisory operations with multiple market-facing registrations and functions.

George Moss III is a financial advisor with Merrill in Red Bank, NJ, holding Series 63 and Series 66 licenses and bringing 44 years of industry experience. He has been with Merrill since 1988 and with Bank of America since 2009. Outside of his advisory role, he serves as an officer for the George H Moss Jr Mary Alice Moss Foundation, a nonprofit organization supporting various charities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with both model-based and discretionary investment strategies.

Brian Prusicki is a financial advisor at Merrill with 24 years of industry experience and holds Series 63 and Series 66 licenses. He has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Lawrence Lawson is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 licenses and bringing 45 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2016 to 2020. Outside his advisory role, Lawson serves as chairman of the Fredon Township Environmental Commission and president of the Fredon Volunteer Fire Company, as well as acting as a charter organization representative for a local scout troop. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Ameriprise Premier Retirement Income service that provides retirement income planning focused on dependable income and tax-aware withdrawal strategies.

Richard Donovan is a financial advisor at Morgan Stanley with six years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2019 and previously spent seven years at American International Group, Inc. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through employer arrangements.

Andrew Rutner is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Northwestern Mutual, Truist Financial Corp, American Heritage Federal Credit Union, and Firstrust Bank. LPL Enterprise provides investment advisory and brokerage services to a varied client base, including individual investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Jyoti Thawani is a financial advisor at Morgan Stanley in Red Bank, NJ, holding a Series 66 designation with nine years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Douglas Phillips is a financial advisor with Cetera, holding the Series 63 and Series 66 designations and possessing 20 years of industry experience. His career includes roles at Foresters Financial and its affiliated entities from 2011 to 2019 before joining Cetera in 2019. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform supporting both discretionary and non-discretionary strategies.

Sean Brennan is a financial advisor at Morgan Stanley with 24 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. He holds Series 63 and Series 66 designations and is based in Red Bank, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs. The firm emphasizes tailored financial planning and utilizes structured discovery processes and firm-approved tools to support client outcomes.

Chris Whalen is a financial advisor with OSAIC Wealth, Inc., holding Series 63 and Series 65 credentials and 27 years of industry experience. His career includes roles at Cantor Fitzgerald & Co., Maxim Group LLC, Liquidnet, Inc., Evermay Wealth Management, and Whalen Research & Trading. He is currently based in Colts Neck, NJ. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a wide network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with access to third-party managers, employing asset-allocation tools and automated rebalancing to construct portfolios across multiple asset classes.

Timothy Donnelly is a financial advisor at UBS Financial Services with 44 years of industry experience. He has been with UBS since 1999 and holds Series 63 and Series 65 credentials. Outside of his advisory role, he serves as President and a board member of the Wildwood Golf and Country Club and participates on the board of Shore Club LLC, a golf course and clubhouse partnership. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research to tailor client investment strategies.

Daniel Sopher is a CFP® with 11 years of industry experience, currently an advisor at LPL Financial. He previously worked at Kestra Advisory and Kestra Investment Services, LLC. Outside of his advisory role, he operates the Sopher Financial Group, a DBA related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Michael Manheim is a financial advisor at Wells Fargo Clearing with 51 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment menus.

Brett Basarab is a financial advisor with Equitable Advisors in Woodbridge, NJ. He holds a Series 66 designation and began his advisory career in 2026. Prior to entering the financial industry, his work experience includes positions at Meadowbrook Country Day Camp and Cedar Hill Golf and Country Club. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset management programs. The firm emphasizes risk assessment and matching clients to advisory models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Jeffrey Kroll is a financial advisor with Wells Fargo Clearing, holding 56 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Gary Clawson is a Senior Financial Advisor and Vice President affiliated with Merrill Lynch Wealth Management in the Toms River office. He leads the Stizza Clawson Group, which focuses on providing a comprehensive advisory experience tailored to affluent individuals and corporations. His team emphasizes thoughtful, tax-sensitive investment guidance designed to support clients’ lifestyles, retirement income needs, and legacy objectives through a disciplined, transparent process. Gary’s expertise spans multiple client focus areas including college education planning, family wealth management strategies, employee financial health, legacy planning, liquidity management, managing new wealth, personal retirement planning, socially responsible and values-based investing, tax minimization, and retirement income strategies. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Gary earned both his bachelor’s degree and MBA in Strategic Management from Rutgers University and the Rutgers Graduate School of Management. Raised in Ocean County near the shore, Gary currently resides in Old Bridge with his wife, Tracey, and their two children. He is passionate about education, helping others, and financial planning. Outside of his professional role, Gary enjoys outdoor activities, exercise, and spending time with his family.

Thomas Cooper is a Series 66–licensed financial advisor with LPL Financial, based in Warren, NJ, and has one year of industry experience. His prior work includes roles at KPMG and Barclays, among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a network of investment adviser representatives. The firm provides a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by operational tools like machine learning.