Zachary Seigal is a Series 66 licensed advisor at Fidelity with one year of industry experience. His prior roles include positions at Management Planning Inc and various customer service jobs. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios using a broad range of mutual funds, ETFs, and ETPs and serves in advisory roles for registered investment companies and fund‑of‑funds.

Gilbert Moscatello Jr. is a CFP®-certified financial advisor with 29 years of industry experience. He is currently with Cetera and has held roles at Allied Wealth Partners and Securian Financial Services, among others. Moscatello is involved in community outreach as an officer of the College of NJ Wrestling Endowment Committee and owns an independent business called Independent Wealth Strategies. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors nationwide.

Nicole Monte is a Series 65-licensed financial advisor with Primerica Advisors, bringing 18 years of industry experience. She has been with Primerica Advisors since 2007 and also operates Joseph Michael Monte, LLC, an investment-related business. Outside of her advisory role, she is involved in referral activities for home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm employs a curated third-party asset manager platform with a tiered wrap-fee structure and delegates trading responsibilities to BNY Mellon Advisors.

Barry Friedson is a CFP®-certified financial advisor with 13 years of industry experience. He is currently with LPL Financial and has previously worked at Cetera, Allied Wealth Partners, and Minnesota Life Insurance Company. Friedson also engages in insurance sales involving non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Samuel Stroud III is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 licenses and bringing five years of industry experience. Prior to joining Cambridge, he worked at SEI Investments for five years and has experience at several other financial firms. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through a large network of financial professionals and multiple investment platforms.

Michelle Madsen is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and over 20 years of industry experience. She has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, she was with Citigroup Global Markets from 2005 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages significant client assets and employs a structured planning process using firm-approved tools and market modeling techniques.

Joseph Reed is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at 1st Global Advisors, Inc. and 1st Global Capital Corp. Reed is also a partner at CKW Advisors, LLC, an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, managed portfolio programs, and institutional platforms, providing advisory services through a large network of investment adviser representatives.

Barry Morris is a CFP® professional with 17 years of industry experience, currently serving at Cetera. His prior career includes roles at Avantax Investment Services, Avantax Advisory Services, and Avantax Insurance Agency. Outside of his advisory work, he owns ROCMOR Financial Services, which provides tax preparation, accounting, and financial services, and serves as an elected volunteer board member for The Sheen Center for Thought & Culture. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors offering a range of services including portfolio management, financial planning, and retirement plan consulting. The firm serves individual, retirement plan, corporate, charitable, and institutional clients through multiple investment platforms and program structures.

Onel Gonzalez is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and eight years of industry experience. His prior experience includes roles at UBS Financial Services Inc. and The Chatham Club. Merrill and its affiliate Managed Account Advisors LLC provide managed account services through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Sullivan is a financial advisor at Raymond James & Associates with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services, Merrill, and RBC Capital Markets. Outside of his advisory role, Sullivan serves in a political office for Essex Fells Borough. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional and pension plans, and municipal entities, offering financial planning and consulting services with a variety of portfolio management styles and affiliated research resources.

Dora Maltez is a Series 66-licensed financial advisor with 26 years of industry experience. She is currently with LPL Enterprise and has prior experience at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise, LLC offers investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach and provides access to third-party asset managers, financial planning, and affiliated trust and insurance services.

Michelle Janus is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and two years of industry experience. Prior to joining Mass Mutual in 2023, she worked in education and retail, including positions at Washington Township and Midland Park School Districts, Ulta, and Joe Trivia. She also operates an outside insurance business specializing in life, fixed annuities, disability, long-term care, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars, utilizing collaborative, software-supported approaches to develop written recommendations tailored to client goals.

Shaun Lehrer is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley for 13 years. Between 2023 and 2025, he was also involved with Orgo LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm offers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by a centralized due diligence process and a focus on eligible strategies that may include ESG considerations.

Mitchell Work is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and over 43 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Citigroup Global Markets from 2002 to 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors, offering both brokerage and advisory solutions.

Kushal Renjen is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. His prior work includes roles at BWG Strategy, Fidelity Investments, and Stevens Institute of Technology. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and Corporate Financial Planning agreements.

Jeffrey Durr is a financial advisor with MassMutual Investors Services in Warren, NJ, holding a Series 63 designation and 36 years of industry experience. He has been with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Co. since 1998. In addition to his advisory role, he coaches young insurance agents on building their practices. MML Investors Services, LLC operates as a subsidiary of MassMutual and offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures its financial planning as annual collaborative engagements and uses firm-approved tools to analyze client goals and deliver written recommendations.

Owen O Keefe is a financial advisor at Merrill with Series 63 and Series 65 licenses and two years of industry experience. He has held various positions since 2016, including multiple roles at Bryant University and work in property management. Outside of advising, he is an investor in Boneworks Real Estate. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Chiappetta is a financial advisor with Edward Jones, holding a Series 66 designation and eight years of industry experience. He has worked at several firms, including Vestmark Advisory Solutions, Royal Alliance, and Merrill. Outside of financial advising, he has been involved in an electrical contracting business, Ace Electric Services, in a support role. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Joseph Maglaque is a financial advisor at Stifel with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, R. Seelaus & Co., LLC, and Stifel Nicolaus & Co. Inc. since 2012 before joining Stifel in 2021. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group. The firm’s services include fee-based financial planning and model allocations designed to support client decisions.

Donald Ruggieri is a financial advisor with Wells Fargo Clearing in Florham Park, NJ, holding a Series 63 license and over 51 years of industry experience. He previously worked at Prudential Equity Group, LLC, and has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as an executor for his mother's estate. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute along with third-party data to inform its investment strategies.