Charles Nagy is a financial advisor with Wells Fargo Clearing in Princeton, NJ, holding Series 63 and Series 65 licenses with 44 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by extensive research and analytics.

Michael Renegar is a financial advisor with UBS Financial Services in Princeton, NJ, holding Series 63 and Series 65 licenses and having 25 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he serves as an executor for a personal estate. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of services supported by proprietary research and capital markets expertise.

Jonathan Gruca is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2002. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Rafano is a CFP® professional with 24 years of industry experience, currently with OSAIC since 2020. He previously worked for Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he serves as a board member at large for the Monmouth Council Boy Scouts of America, focusing on community fundraising efforts. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization.

Craig Hyldahl is a financial advisor with Equitable Advisors in Edison, NJ, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors. Hyldahl is also a Certified Divorce Financial Analyst and provides financial analysis and retirement planning services to divorcing individuals through a collaborative law group. Equitable Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of advisory models through third-party managers and provides ERISA fiduciary services, emphasizing various investment vehicles such as mutual funds, ETFs, and alternative investments.

William Hipple is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing financial guidance in areas such as college education planning, executive compensation, legacy planning, managing new wealth, personal retirement planning, and portfolio management services. William holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Wesley College. His professional focus is on helping clients develop strategies tailored to their unique financial goals.

Jignesh Patel is a Financial Consultant at Fidelity Investments, where he has been serving since 2022. He has held various roles within Fidelity, including Planning Consultant and Relationship Manager, demonstrating a progressive career in financial services since joining the company in 2019. Prior to his tenure at Fidelity, Patel gained experience as a Client Account Manager at Bleakley Financial Group, a Research Analyst at Portfolio Evaluations, a Senior Investment Advisor at Frisch Financial Group, and a Financial Solutions Advisor at Merrill Lynch. Patel's professional focus involves partnering with individuals, couples, and families to build trusting relationships and provide peace of mind regarding their financial futures. He approaches financial planning holistically, aiming to integrate all aspects of a client's financial life. His role leverages the resources of his Fidelity team to co-create, execute, and monitor financial plans tailored to clients' goals. Outside of his professional responsibilities, Patel has interests in fitness, parenthood, photography, running, and traveling.

Thomas Schulte is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes eleven years at First Empire Securities, Inc. and a year at E D & F Man Capital Markets Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Neda Sabbagh is a Financial Advisor with Merrill Lynch Wealth Management. In her role as a Merrill Financial Solutions Advisor, she works closely with clients to understand their priorities and develop strategies tailored to their short-, mid-, and long-term financial goals. Her services encompass a range of financial planning areas including general investing, retirement planning, and saving for unexpected events. Additionally, she facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Neda emphasizes building strong relationships based on trust and communication to provide ongoing advice and guidance as clients' needs evolve. She holds the Personal Investment Advisor (PIA) designation and has an educational background that includes a Bachelor's Degree from Northeastern University and a Master's of Business Administration (MBA) from the University of Massachusetts Boston. Outside of her professional activities, Neda enjoys various personal interests such as badminton, biking, interior decorating, music, reading, soccer, spending time with her family, swimming, traveling, and watching movies.

Jennifer Cartagena is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 designations and has been with Bank of America and Merrill for 11 years. Outside of her advisory role, she is associated with Cartagena Group LLC, a family-owned business in the battery and lightbulb retail sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andrew Tomasko is a financial advisor with Primerica Advisors in West Windsor, NJ, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 1990 and 1991, respectively. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses an operational model focused on percentage-based wrap fees and independent due diligence.

Ashley Frazier is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Citizens Securities, Inc. and JPMorgan Chase Bank, N.A. among other roles. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process includes written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Kevin Losch is a Financial Consultant who focuses on creating and implementing holistic financial plans tailored to clients' short and long term goals. He aims to help clients work toward enjoying life on their own terms. Kevin's professional experience includes serving as a Financial Solutions Advisor at Bank of America Merrill Lynch from 2014 to 2022. Prior to that, he worked as a Financial Advisor at Morgan Stanley from 2012 to 2014, and as a Client Associate at Merrill Lynch from 2006 to 2012.

Leah Zikoski is a financial advisor at RBC Capital Markets with 11 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and UBS Financial Services. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio strategies and access to in-house and third-party investment managers.

Kevin Primich is a Planning Consultant at Fidelity Investments, where he collaborates with clients to identify their financial goals and develop tailored investment strategies. He focuses on understanding each client's unique needs to create and implement personalized financial plans. Kevin has worked in the financial services industry since 2020, beginning as a Financial Service Representative at Merrill Lynch. He progressed to the role of Investment Specialist at Merrill Lynch before joining Fidelity Investments as an Investment Consultant in 2023. In 2025, he advanced to his current position as Planning Consultant. Outside of his professional work, Kevin's personal interests include socializing with friends, golf, pets, running, snowboarding, and soccer.

Michael Spina is a Series 66-licensed financial advisor with Merrill in Princeton, NJ, with three years of industry experience. Prior to joining Merrill and Bank of America, he held various roles including multiple positions at Seton Hall University and community involvement such as coaching Kiddie Soccer. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Debra Getz is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms, including Prudential Investment Management Services and Empower. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Santoso Lessiohadi is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having six years of industry experience. He has worked with Primerica Financial Services since 2006 and was employed at Yusen Logistics Americas Inc. for 13 years. Lessiohadi is also involved in consulting for an international logistics firm and engages in part-time sales of home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model-based strategies managed by unaffiliated asset managers and supports trade execution and custody via BNY Mellon Advisors and Pershing.

Catherina Migliaccio is a financial advisor with Raymond James & Associates, holding a Series 66 credential and bringing 10 years of industry experience. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. for a decade before joining Raymond James in 2022. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning and consulting services supported by a nationwide adviser network.

Arthur Martin is a financial advisor with RBC Capital Markets in Princeton, NJ, holding Series 63 and Series 65 licenses and bringing 52 years of industry experience. He has previously worked at Morgan Stanley in various private banking and Smith Barney roles from 2010 to 2020. Outside of his advisory practice, he is an active general partner in a family investment partnership. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s capital markets capabilities and integrated financial services.