Hailey Opperman is a financial advisor at Morgan Stanley in Stamford, CT, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, she worked at Pfizer and studied at Syracuse University. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning and a range of investment services supported by structured planning tools and firm-approved methodologies.

Brendon Keady is an Investment Consultant at Fidelity Investments, where he works to help clients achieve their financial objectives. He focuses on understanding clients' visions and assisting them in constructing meaningful investment strategies. Brendon has been with Fidelity Investments since 2023, progressing from Customer Relationship Advocate to Investment Solutions Representative, and currently serves as an Investment Consultant. This experience has provided him with insight into client relations and investment solutions. Outside of his professional role, Brendon has interests in baseball, fitness, golf, food, and traveling.

Paul Eshleman is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior work experience at firms including LPL Enterprise, Prudential Advisors, and PNC Financial Services Group. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative analysis.

Charles Castro is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 66 credentials and 18 years of industry experience. He previously worked at David Lerner Associates, Inc. for 18 years and at Spirit of America Management Company for one year. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Steven Kyriakos is a financial advisor at Morgan Stanley with 43 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, and previously spent 14 years at UBS Financial Services. He holds Series 63 and Series 65 licenses and serves as a trustee/co-trustee in a trust capacity outside his advisory work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Michael Moskowitz is a Wealth Management Advisor at Merrill Lynch Wealth Management. He started his career in 1986 with a vision to provide clients with customized strategies and services tailored to their individual financial circumstances. Michael supervises all areas of the client servicing process and leverages his CERTIFIED FINANCIAL PLANNER® certification to assist clients in navigating the complexities of their finances. His practice focuses on addressing clients' complex financial and family circumstances to help them pursue or maintain financial independence. Michael has extensive experience offering services such as Corporate Executive Services, Education Planning, Employee Benefits Planning, Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Personal Retirement Planning, Philanthropic Planning, Portfolio Management Services, and Socially Responsible, Values Based, and ESG Investing. He has been recognized consecutively on the 2023-2026 Forbes "Best-in-State Wealth Advisors" list. Additionally, he supports clients with their investment, banking, and mortgage needs, and represents business owners and executives for corporate lines of credit as well as investment banking efforts for strategic acquisition or succession planning. Michael earned a Bachelor's Degree from American University and a High School Diploma from Islip High School. He holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. He grew up in Islip, NY, and currently lives in Stamford, CT with his wife Leslie and their two children, Roni and Russell. Michael's personal interests include boating, fishing, classic cars, attending sporting events, cooking, music, spending time with family, and traveling. He follows the Merrill tradition of community participation and spends time volunteering with organizations in his community.

Angelo Mamone serves as a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management in White Plains, New York. In this role, he leads a team that assists clients and their families with managing various aspects of their financial lives. The team's approach emphasizes care and approachability, reflecting a strong commitment to clients' long-term welfare. Since beginning his career in financial services in 2008, Angelo has developed particular expertise in helping union members navigate retirement decisions and their effects on investments and income streams. He also provides guidance to small business owners on the intersection of professional and personal finances. His advisory services cover retirement strategies, customized investment management, income preservation, and lending access through Bank of America, N.A. Angelo focuses on delivering tailored financial solutions and fostering lasting client relationships based on trust and responsiveness. Angelo holds a Bachelor's Degree from Iona College and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, he enjoys traveling, with a particular interest in Italy, as well as engaging in golf, hiking, cooking, and photography.

Aarti Mathur is a Financial Advisor with Merrill Lynch Wealth Management, currently serving as a Team Financial Advisor with Mathur, Simmons & Associates. In her role, she focuses on providing a high-quality client experience and assisting individuals and families in achieving their financial goals, particularly in areas such as retirement planning, college education planning, legacy planning, tax minimization, employee financial health, and retirement income. Before joining Merrill, Aarti practiced employment law as an attorney in New York City. Her legal background informs her approach as a fiduciary advisor, ensuring each decision is made with diligence, care, and skill. She holds a Juris Doctorate from Benjamin N. Cardozo School of Law and a bachelor's degree in psychology from Wesleyan University. Aarti lives in Greenwich, Connecticut with her husband and two children. Her personal interests include cooking, skiing, tennis, and traveling. Aarti holds the professional designation of Personal Investment Advisor (PIA). She does not provide legal or tax advice in her current role.

Kenneth Di Cairano is a CFP® professional with 33 years of experience in the financial services industry. He has been with Mass Mutual Investors Services since 2017 and previously worked at MetLife Securities for 11 years. Di Cairano holds an inactive CPA designation and is a partner in Harbor Oak Professional Services, LLC, which manages tax-related matters and IRS interactions for the partnership. MassMutual Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, and charitable organizations by providing financial planning, asset management, and educational seminars. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized services such as divorce, estate-settlement, and employer-sponsored planning.

Gisell Rivera is a financial advisor with Primerica Advisors in Elmsford, NY, holding a Series 63 designation and 19 years of industry experience. She has been with Primerica Advisors since 2007 and has worked at Primerica Financial Services since 2004. In addition to her advisory role, Rivera is involved in sales of investment-related products and provides referrals for home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of financial advisors and employs model-driven strategies managed by unaffiliated asset managers.

Hernando Paredes is Vice President and Financial Consultant at Fidelity Investments, where he supports clients in creating and maintaining financial plans tailored to their specific goals for future years and generations. He offers a personal level of service and ongoing support through a dedicated service team, assisting clients whether they seek an ongoing planning partnership or occasional timely assistance. His professional experience includes roles at Fidelity Investments since 2013, progressing from Investment Consultant to Financial Consultant, and currently Vice President, Financial Consultant since 2023. Prior to Fidelity, Hernando worked as Senior Investment Counselor and Investment Counselor at T. Rowe Price, Licensed Financial Specialist at Wachovia Bank, and Financial Advisor at Ameriprise Financial. Outside of his professional work, Hernando engages in family activities, music, outdoor adventures, reading, and soccer.

Jason Glasser is a Series 66 licensed financial advisor at Merrill with one year of industry experience. He previously worked at Flagstar Bank for two years and First Republic Bank for eight years. Glasser owns an inactive LLC, Glass Capital LLC, which was originally formed for a real estate investment that did not materialize. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Evan Brois is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at J.P. Morgan Securities LLC and Laidlaw & Company. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios that utilize mutual funds, ETFs, and ETPs.

Eugene Peysakh is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and 13 years of industry experience. He previously worked at Northwestern Mutual in a variety of roles from 2014 to 2018 before joining Mass Mutual in 2018. In addition to his advisory work, he serves as a Certified Exit Planning Advisor, consulting with entrepreneurs on business value creation and post-exit financial planning. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, collaborative financial planning engagements using firm-approved analytical tools, with optional implementation of recommendations through brokerage or insurance arrangements.

Peter Davies is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments and JPMorgan Chase Bank, N.A. prior to his current role. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The advisory process combines quantitative and qualitative research to build model asset allocations and integrates ESG criteria where applicable.

Patrick Mccarthy is a financial advisor with MassMutual Investors Services, holding Series 65 and Series 66 licenses and bringing 26 years of industry experience. He has been with MassMutual and its affiliated entities since 2016. In addition to his advisory role, he is an independent insurance agent offering dental, disability, life, annuity, and related insurance products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charities, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software tools to analyze client goals and deliver written recommendations.

Liam Mccabe Moran is a financial advisor with UBS Financial Services, holding a Series 66 designation and 13 years of industry experience. He has been with UBS since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services, leveraging proprietary research and market-making activities to support its clients.

Anne Gagnon is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as Chair of the Board of Trustees and a finance committee member for Friends of Malta House, a nonprofit organization in Norwalk, CT. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports both brokerage and advisory solutions while utilizing research from Wells Fargo Investment Institute and third-party sources.

Jeffrey Sheresky is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and 41 years of industry experience. His prior roles include positions at City National Bank, RBC Capital Markets, and Morgan Stanley. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Nicolas Luxama Jr. is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing two years of industry experience. His prior roles include positions with Primerica Advisors and Primerica Financial Services. Outside of financial advising, he is employed by the City University of New York and has experience serving in the United States Marine Corps Reserves. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, delivering advice through a large network of investment adviser representatives who use a range of strategies including discretionary and non-discretionary management.