Julian Wong is a financial advisor at Equitable Advisors with a Series 66 credential and three years of industry experience. Prior to joining Equitable Advisors in 2022, he held roles at the Institute for Environmental Health and various other organizations. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Christina Battista is a financial advisor with Merrill in Buffalo, NY, holding a Series 66 designation and seven years of industry experience. She has been with Merrill since 2018 and previously worked in roles at AVI FoodSystems, the Faculty Student Association Centre Pointe, SUNY Fredonia, and Old Navy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Douglas Sosnowski is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has worked at several firms, including Avantax Investment Services, Avantax Advisory Services, and 1st Global Capital Corp. Outside of financial advising, he serves as a director at Brisbane Consulting Group, LLC, a litigation consulting firm. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

John Miskey III is a CFP®-designated financial advisor with Ameriprise, based in Lancaster, NY, and has 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the non-voting advisory committee for the St. Francis of Assisi School Endowment & Chapel Fund. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Austin Blujus is a financial advisor with Mass Mutual Investors Services and holds the Series 63 designation. He has 12 years of industry experience, including roles at MML Investors Services LLC since 2013 and Mass Mutual Life Insurance Company since 2012. Outside of his advisory work, he is an insurance broker with Heritage Agency LLC, focusing on life, disability, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver collaborative, goal-oriented recommendations.

Jordan Buell is a Series 66 licensed financial advisor with six years of industry experience. He has been with Equitable Advisors since 2020 and previously worked at Safran Aerosystems and the State University of New York at Cortland. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through LPL-sponsored programs and endorsed TAMPs, providing advisory and brokerage solutions with a mix of discretionary and non-discretionary asset management.

Jacob Young is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at LPL Financial since 2021. His prior experience includes roles at M&T Bank and M&T Securities, where he has been employed for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and technology-driven solutions.

Nicholas Zinter is a financial advisor at RBC Capital Markets with 14 years of industry experience. He holds a Series 66 designation and has worked at City National Bank since 2019 in addition to his tenure at RBC. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and portfolio management services tailored to client risk profiles and employs both in-house and third-party investment managers.

Jay Logan is a financial advisor at Merrill in Buffalo, NY, holding a Series 66 designation and beginning his advisory career in 2025. He has prior experience at Bank of America, N.A., and 1st Priority Mortgage Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Smith is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and eight years of industry experience. His career includes roles at Morgan Stanley and Axa Advisors, LLC, as well as a position at St. Gregory the Great Parish. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Michael Malaney is a Certified Financial Planner (CFP®) with eight years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and previously worked at Commonwealth Financial Network and AXA Advisors, LLC. Outside of his advisory role, he is also employed as a tax preparer. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary advice supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting.

Adam Schmitz is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he worked at USA Industrials and has been involved with 189 Burger, a business he has been associated with for two years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Christopher Spadafora is a financial advisor at MassMutual Investors Services with 22 years of industry experience. He holds a Series 63 designation and has been with MassMutual and its subsidiaries since 2008. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs using a collaborative, goal-focused approach without investment discretion in planning engagements.

Robert Peterson Jr. is a CFP® with 37 years of industry experience, currently serving at Osaic since 2024. His prior experience includes seven years at Securities America Advisors and INVEST Financial Corp. In addition to his advisory role, he is involved in brokering traditional life insurance and annuity products through multiple local agencies. Osaic Wealth, Inc. serves a diverse clientele including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services utilizing various investment platforms, asset allocation tools, and third-party money managers to construct portfolios managed on discretionary or non-discretionary bases.

Marc Pearlman is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and more than 30 years of industry experience. He has worked with firms including EverBank and Securities America Advisors, Inc., and has managed his own advisory practice since 2002. His work involves developing strategy, selecting managers, managing portfolios, and selecting investments. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Harender Arora is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His prior work includes long tenures at Securities America Advisors, Inc. and SECURITIES AMERICA, inc. He serves as a trustee of the Niagara Frontier Sikh Society. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisers and advisory platforms. The firm offers integrated brokerage and advisory services using various portfolio construction tools and supports both discretionary and non-discretionary account management.

Ryan Perry is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently with Edelman Financial Engines, where he has worked since 2012. His prior experience includes roles at AxA Advisors, Personal Capital Advisors Corporation, and Empower Advisory Group. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Kevin Meehan Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2013 to 2016. Outside of his advisory role, he has partial ownership in a rental property LLC associated with his practice location. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm follows an IPS-driven process based on modern portfolio theory and offers both discretionary and non-discretionary services, including investment policy development, performance reporting, and participant education.

Phillip Tronolone is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of finance, he is president of Harbor Media, an advertising agency he has operated since 2009, and serves as a volunteer Democratic Committeeman for Erie County, NY. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform combining advisory services with active sales of financial products.

John Byron is a Senior Financial Advisor at Merrill Lynch Wealth Management, holding the title of First Vice President. He joined Merrill Lynch in 2007 and leads a team supported by experienced Wealth Management Client Associates. John provides financial advisory services designed to simplify and customize wealth management according to each client's individual goals. His professional expertise includes investment management, retirement planning and IRA distribution management, estate planning, college tuition planning, cash flow management, legacy planning, philanthropy, and liability and trust services through Bank of America entities. John employs a disciplined process that involves assessing clients' financial objectives and risk tolerance, developing tailored investment strategies, and regularly reviewing progress to optimize outcomes. John holds a Bachelor of Science degree in Economics and Finance from Buffalo State College. His personal interests include boxing, fishing, music, spending time with family, and traveling. He approaches his work with a philosophy centered on collaborating one-on-one with clients to develop personalized financial strategies aimed at achieving their long-term goals.