Donald Harrison Jr. is a financial advisor with Raymond James Financial in Severna Park, MD, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Raymond James Financial since 2001. Outside of his advisory role, he owns a music business involved in writing, recording, and performing. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and consulting supported by analytical tools, and is noted for its municipal advisor affiliation and specialized retirement plan services.

Robert Turner Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at Wells Fargo since 2016 and previously spent a year at UBS Financial Services. Wells Fargo Advisors is a national firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm operates at scale with over 14,000 advisors and $671 billion in assets under management, offering both brokerage and advisory solutions.

Beau Volley is a financial advisor at RBC Capital Markets with 28 years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Wells Fargo Securities, LLC for 22 years. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, and charitable organizations. The firm offers customized advisory programs with a variety of portfolio management options and integrates in-house and third-party investment managers to tailor strategies based on each client’s risk profile.

Philip Buchanan is a financial advisor with Cambridge Investment Research Advisors in Baltimore, MD, holding Series 63 and Series 65 licenses and with 30 years of industry experience. He has been with Cambridge Investment Research Advisors since 2007 and previously worked with API Financial Planning Services, Inc. He also serves in the United States Army Reserve and is a partner in Benefit Watch LLC, an independent insurance agency. Cambridge Investment Research Advisors serves a diverse client base that includes individual and institutional clients such as pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates numerous platforms and offers proprietary model strategies under the Founders Gate Capital brand.

Yong Lee is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America N.A. since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Debbie Merlos is a financial advisor with Merrill holding a Series 66 designation and four years of industry experience. She has been with Merrill and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Rachel Corregan is a financial advisor with RBC Capital Markets in Baltimore, MD, holding a Series 66 designation and 12 years of industry experience. She worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for nine years before joining RBC Capital Markets in 2021. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs, providing discretionary and non-discretionary portfolio management and financial planning tailored to each client’s Advisory Risk Profile.

Nicholas Ibello is a CFP® professional with 13 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Commonwealth Financial Network and Williams Asset Management. Outside of his primary advisory work, he is involved in an insurance brokerage and operates a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms, supported by a large network of advisors and advanced operational tools.

Omoniyi Oyekoya is a financial advisor at Morgan Stanley in Baltimore, MD, with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Fidelity Investments, JPMorgan Chase & Co, Ameriprise Financial, and Walmart. Morgan Stanley Wealth Management offers advisory programs to individuals and institutions, providing tailored financial planning services supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial plans.

Timothy Schere is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015, and Morgan Stanley Smith Barney LLC since 2014. He is based in Baltimore, MD. Morgan Stanley Wealth Management (MSWM) serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools like Secular Return Estimates and Monte Carlo simulations.

Zane VerBrugge is an Investment Consultant at Fidelity Investments, a role he has held since 2024. Prior to this, he served as a Financial Representative at Fidelity Investments from 2022 to 2023. In his current position, Zane focuses on understanding the unique financial situations of his clients to collaboratively develop financial plans aimed at meeting their future goals and addressing their concerns. Zane leverages the comprehensive investment resources available through Fidelity Investments to assist clients in navigating their financial journeys. His approach centers on becoming familiar with each client's individual financial story to provide tailored investment solutions. Outside of his professional work, Zane has interests in baseball, beach activities, fitness, football, running, and scuba diving.

Timothy Flynn is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked with Avantax Investment Services and Avantax Insurance Agency prior to joining Cetera. Outside of advising, Flynn is involved with Free State Tax Associates, where he provides tax preparation services. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to various third-party managers through a multi-manager platform with discretionary and non-discretionary programs.

Robert Dyer Sr. is a financial advisor at OSAIC with 42 years of industry experience. He holds the CFP® and Series 63 designations. His career includes long tenures at Compass Financial Group and Investacorp Advisory Services. Outside of advising, he is involved in life and health insurance sales and service. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers brokerage and advisory services through various programs and emphasizes model-based asset allocation, portfolio optimization, and a multi-advisor platform supported by a complex affiliate network and private-equity ownership.

Samuel Downs is a financial advisor with Equitable Advisors in Columbia, MD. He holds a Series 66 designation and has two years of industry experience. Prior to joining Equitable Advisors, he held roles at Idaho Falls Chukars, UMBC, Monrovia Mart, Food Lion, US Business Service, Stevenson University, and Linganore High School. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party solutions through a broad network of Investment Adviser Representatives.

Leah Ruffner is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill since 2007, totaling over 16 years in various roles within the firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Polucha is a CFP®-certified financial advisor with 26 years of industry experience. He is currently with LPL Financial, where he has worked since 2021. Prior to that, he was with M&T Securities for 16 years and Truist Investment Services, Inc. for 3 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Fatimah Hijjawi is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018. Prior to her advisory career, she was affiliated with DePaul University for three years. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and proprietary tools to model outcomes, offering advisory support without individual security recommendations as part of standalone plans.

James Gabarra is a financial advisor at Primerica Advisors with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked with Primerica Advisors and Primerica Financial Services since 2023. Outside of financial advising, he owns a self-employed consulting business in Arnold, Maryland. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services through a large network of advisors using model-based investment strategies managed by third-party asset managers.

Chris Cunningham is a Wealth Management Advisor at Merrill Lynch Wealth Management and serves as the Senior Resident Director of the Columbia, MD office. He has been assisting clients with disciplined investment and retirement planning since 1987. His work primarily focuses on corporate executives, business owners, and affluent families, providing personalized investment advice and guidance to balance their future needs with their current lifestyles. Chris's expertise encompasses a range of wealth management areas including corporate executive services, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and individual and corporate investment strategy. He also specializes in advanced planning such as pre- and post-IPO planning for executives, concentrated stock strategies, tax minimization, estate planning, private business succession, and planning for monetization and liquidity events. He holds a Bachelor of Science degree in Business from Mount Saint Mary's College and holds professional designations including Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Chris resides in Glenwood, Maryland with his wife, Kathy, and their five children. Outside of his professional responsibilities, he enjoys golfing, sailing, tennis, and spending time with his family. He also supports various charitable endeavors.

Robert Holland is a financial advisor at Equitable Advisors in Columbia, MD, holding a Series 66 designation. He joined Equitable Advisors in 2026 and has prior experience in the hospitality industry as well as entrepreneurial work with Unwind on the Water. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing both firm-offered programs and third-party asset managers.