Elizabeth Mciver is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2015, including a role at Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its advisory process.

Terrance Dandridge is a financial advisor with Stifel, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2016 and previously spent three years at T. Rowe Price. Stifel serves a diverse client base, including individuals, institutional clients, and nonprofit organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Amanda Burnside is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Kestra Financial, The Leaders Group Inc, and The Affluence Group. Burnside joined Morgan Stanley in 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by structured discovery conversations and proprietary planning tools.

Mark Altemus is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 licenses and having 33 years of industry experience. His work history includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm‑approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and planning services.

Randolph Roulette is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. He has 26 years of industry experience, including prior roles at Bank of America and Merrill. He is based in Lutherville, MD. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Repko is a financial advisor with Ameriprise in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns businesses involved in consulting and education infrastructure and is the owner of Aiken Racing Management, a consulting business. Ameriprise serves individuals approaching or in retirement, offering a specialized retirement-income planning service that integrates research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm supports clients with a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Richard Craft Jr. is a CFP® and ChFC® credentialed financial advisor with 12 years of industry experience. He currently works with LPL Financial and previously spent 10 years with Lincoln Financial Advisors. Outside of his advisory work, he is a business owner involved with Guilford Brewing, LLC and Moodys Place. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by extensive advisor tools and a broad array of financial activities.

Scott Mcintyre is a financial advisor at Cambridge Investment Research Advisors with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Equity Fund Advisors, Cole Capital Corporation, Fisher Investments, and John Hancock Distributors. Outside of advisory roles, Mcintyre is active as a volunteer for a youth high school wrestling association and operates as an independent insurance agent and tax consultant. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports discretionary and non-discretionary management across multiple platforms and offers proprietary model strategies under the Founders Gate Capital brand.

Jonathan Kalu is a financial advisor at Morgan Stanley with 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Melissa Gregory is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has worked with Morgan Stanley since 2016 and was previously involved with Basignani Winery from 2014 to 2017. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, providing tailored financial planning services supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and combines a range of investment and planning solutions across retail and institutional markets.

Nathan Gounaris is a financial advisor at RBC Capital Markets in Baltimore, MD, holding a Series 66 designation and having two years of industry experience. His prior roles include positions at City National Bank and multiple engagements with Elon University and Woodholme Country Club. Outside of his advisory work, he has experience connected to 1623 Brewing Co. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies and a range of advisory programs. The firm combines in-house and external investment management resources to provide discretionary and non-discretionary portfolio management, financial planning, and custody services.

Andrew Berkowitz is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 designation and 25 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering financial planning and estate strategies supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Joel Cohn is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets from 1996 to 2009. Outside of his advisory role, he serves as a board member for Beth Tfiloh Synagogue in Baltimore, Maryland. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and serves clients through various programs, including corporate financial planning agreements.

Anthony Lepore is a financial advisor at Morgan Stanley in Baltimore, MD, with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its related entities since 2013, previously working at Scottrade. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

David Mott is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2013, having spent the past 11 years at Morgan Stanley Private Bank. Outside of his advisory work, he is involved in real estate ownership in Baltimore. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market outlooks.

Robert Demuth is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank since 2015. His prior experience includes roles at Citigroup Global Markets and Legg Mason Wood Walker. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by structured planning tools and firm-approved methodologies.

Thomas Palm Sr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Cetera Advisors LLC for eight years and operated his own practice, Thomas J Palm, from 1973 to 2020. He also has an ongoing involvement in tax preparation and accounting through Thomas J Palm, PA in Baltimore. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Richard Mutua is a Financial Advisor with Merrill Lynch Wealth Management. He works with professionals, families, and business owners to help them make clear and confident decisions despite financial complexities. His approach is strategic and analytical, focused on clarity, disciplined execution, and building long-term trust. He specializes in assisting busy professionals, growing families, and business owners with complex financial decisions including corporate executive services, equity compensation, endowments, foundations, nonprofit services, legacy planning, personal retirement planning, portfolio management, small business strategies, special needs planning, tax minimization, and retirement income. Richard emphasizes understanding his clients' unique goals to translate financial complexity into actionable steps and guide them through market shifts and life changes. Richard holds a Bachelor's Degree from the University of Nairobi and has earned the Professional Investment Advisor (PIA) designation. Outside of his professional work, he enjoys baseball, basketball, biking, boating, football, golfing, music, soccer, spending time with his family, and traveling.

Nicholas Perciasepe is a financial advisor at Fidelity with Series 63 and Series 65 credentials and one year of industry experience. His prior roles include positions at Freedom Mortgage and Prudential Financial. Outside of finance, he has been involved with Shore Acres Point Club in various capacities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios.

Alexander Mairone is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2012 and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.