Derek Grimm is a CFP® with 25 years of industry experience. He is currently with RBC Capital Markets and City National Bank, having previously worked at Bank of America and Merrill Lynch. Grimm serves on the Board of Directors for the Camaraderie Foundation, a veteran organization that supports individuals with PTSD. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations, offering customized advisory programs and portfolio management services tailored to client risk profiles.

Sheridan Major is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 credentials and 18 years of industry experience. Prior to joining Charles Schwab, Major worked at Edward Jones and Raymond James Financial Services. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts with an integrated operational and custody platform.

Joseph Uttlinger is a financial advisor with Wells Fargo Clearing in Melbourne, FL, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He also serves as power of attorney for his mother, dedicating time to investment-related matters. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services guided by an investment policy statement and modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options in its investment menus, distinguishing it among large institutional advisers.

Deric Milligan is a CFP® professional with three years of industry experience, currently affiliated with Raymond James & Associates in Winter Park, FL. Prior to joining Raymond James, he was the founder and Chair of the Board of Inheritance of Hope, a nonprofit serving young families with a terminally ill parent. He also serves as Treasurer and a board member for the Orlando Philharmonic Orchestra. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and nonprofit organizations, offering financial planning, investment consulting, and municipal advisory services.

Geoffrey Del Bene is a CFP®-designated financial advisor at Edward Jones with 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he is involved in several LLCs related to property management and a car-share business. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices across the United States.

Luis Rivera is a financial advisor at Charles Schwab in Orlando, FL, holding a Series 66 designation with 16 years of industry experience. He has worked at various Charles Schwab entities since 2011, including Schwab Private Client Investment Advisors and Charles Schwab Trust Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by Schwab Center for Financial Research due diligence.

Rossella Davis is a financial advisor at Wells Fargo Clearing with Series 66 and Series 63 credentials and three years of industry experience. She previously worked at Charles Schwab & Co., Inc. and held a position at Booking.com for eight years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Lisa Menendez is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Her prior work includes positions at Charles Schwab and Robinhood Financial, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Edick Lucas is a CFP® and ChFC® with 37 years of experience in financial services. He is currently with Cetera and previously worked at Concourse Financial Group Securities Inc and Lincoln Financial Securities Corp. He also operates Concierge Financial Planning Group, providing financial planning and insurance services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, including access to third-party money managers and multiple program structures.

Danielle Krise is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Raymond James & Associates since 2007. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Edwin Melo is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and five years of industry experience. His background includes roles at Merit Wealth Advisors, JP Morgan Chase, and Wells Fargo, as well as eight years of service in the US Navy. Outside of finance, he owns and administrates a car rental company, Beleco LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management solutions, utilizing multi-asset model portfolios and providing access to alternative investments via a centralized, integrated structure.

Kiet Tran is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and structured discovery conversations.

Mario Di Stefano is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. His work history includes roles at Wells Fargo Bank NA, Wells Fargo Clearing Services, LLC, and Edward Jones. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Matthew Hahn is a financial advisor with Morgan Stanley in Winter Park, FL, holding a Series 66 designation and 17 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

David Isaacson is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1994. Outside of his advisory role, he serves as a trustee for a trust based in Ontario, Canada. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients through a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Brooke Biddle is a financial advisor at Morgan Stanley in Winter Park, FL, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, Brooke worked at Grant Thornton, LLP for four years and operated an independent practice for six years. Outside of her advisory role, she is involved in buying and selling sports cards as a sole proprietor. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services designed to fit both direct clients and those under corporate financial planning agreements.

Kevin Rosen is a financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones, he worked as a real estate agent at Global Brokers Realty and served as managing director of a marketing agency, The Root List Inc. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,000 advisors, offering a range of advisory programs and affiliated investment products.

Kristian Garcia is a financial advisor at Charles Schwab with eight years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2019, with prior experience at Edward Jones and Bridgestone Retail Operations. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by centralized custody and supervisory infrastructure.

Michael Osborn is a financial advisor with Wells Fargo Clearing in Melbourne, FL, holding a Series 66 designation and 15 years of industry experience. He previously worked at JPMORGAN Securities LLC for seven years before joining Wells Fargo Clearing in 2020. Outside of his advisory role, he owns a small business selling novelty T-shirts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Erin Long is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and nine years of industry experience. She has worked with Thrivent Financial and Fidelity Investments throughout her career. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and written recommendations across a broad range of financial planning topics. The firm offers separate planning and managed-account services with periodic reviews and does not provide portfolio management for institutional clients.