Victoria Aprano is a financial advisor with Eagle Strategies (NY Life) in Miami, FL, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to joining Eagle Strategies, she worked with NYLIFE Securities LLC and New York Life Insurance Company, and she has a background in behavioral services through roles at multiple organizations. Aprano serves on the boards of nonprofit organizations focused on adults with disabilities and special needs, including Speed Dating on the Spectrum and The WOW Center. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm emphasizes tailored recommendations and manages a majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Ines Barrutia is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 20 years of industry experience. She has worked at Citibank since 2016 in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various high-net-worth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and manages large-scale institutional and complex client relationships.

Lonny Greenberg is a CFP® with 16 years of industry experience, currently serving at Mariner. He previously worked for Singer Xenos Wealth Management for nine years before joining Mariner in 2019. Greenberg is involved with AMI Kids, attending board meetings and events periodically. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and access to various pooled vehicles and third-party managers. The firm employs discretionary, customized portfolios overseen by an Investment Committee, combining internal research with third-party allocations, and provides integrated tax, accounting, and financial wellness services uncommon for firms of its size.

Martha Nave is a financial advisor with Eagle Strategies (NY Life) holding Series 63 and Series 66 designations and three years of industry experience. Her prior work includes roles at NYLIFE Securities LLC, Ermer & Associates, Inc., and New York Life. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers, emphasizing tailored recommendations and a predominance of non-discretionary asset management.

Sherise Scott is a financial advisor at Citigroup Global Markets with a Series 66 designation and four years of industry experience. Her work history includes roles at J.P. Morgan and AARP, along with her current position at Citigroup since 2021. She has a background that includes both financial services and education. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, maintaining large institutional scale alongside specialized market roles and arrangements.

Lourdes Calas is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL, holding a Series 66 license and 13 years of industry experience. She has worked with Eagle Strategies since 2023 and concurrently operates CIGA Solutions, Inc., which brokers non-registered insurance products and sells New York Life products. Outside her advisory role, she manages multiple LLCs related to rental properties and has prior entrepreneurial experience in telecommunications and wireless communications businesses. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers tailored solutions across various program types and emphasizes non-discretionary asset management and fiduciary responsibilities to retirement investors.

Jonathan Lemos is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 65 and Series 63 credentials and has worked previously at JP Morgan Securities LLC and JPMorgan Chase Bank, N.A. He is based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and offers bespoke discretionary solutions for very large relationships.

Adriana Aranguren is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds a Series 66 designation and has previous experience at UBS Financial Services and HSBC Securities, as well as HSBC Private Bank International. Outside of her advisory role, she is president of ILGO Enterprises Corp, which offers babysitting services in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research, swap dealing, and bespoke discretionary solutions for very large clients.

Katia Pecci is a financial advisor at Truist Advisory Services with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Truist and its predecessor firms since 2012. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager-selection programs, utilizing a combination of discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

Carlos Morlote is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has worked at firms including Wells Fargo Clearing and several roles within Citigroup affiliates. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches, supported by internal oversight and external partnerships.

Nicole Carbone is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds a Series 66 designation and has worked within various Citigroup divisions in Miami, FL, including Citibank NA and Citibanamex. Carbone also completed a year of full-time study at London Business School. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides specialized solutions for high-net-worth clients and large relationships.

Diego Moretti Xavier De Aguiar is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and has worked with various Citigroup entities since 2015, including Citibank NA and CITI International Financial Services LLC. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and market roles that differentiate it from peers.

Maria Cancel is a financial advisor at Citigroup Global Markets with 30 years of industry experience. She has been with Citigroup since 2007 and holds Series 63 and Series 65 designations. Citigroup Global Markets serves a range of individual and institutional clients across multiple wealth segments, offering investment advisory programs, execution, custody, and specialized derivatives and futures services. The firm combines large institutional scale with unique market roles, implementing multi-asset, multi-manager strategies through discretionary and non-discretionary programs.

Jose Gonzalez is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney LLC, J.P. Morgan Securities, JPMorgan Chase Bank, N.A., AXA Advisors, LLC, and East Harbor. He serves as a director for ALPFA, a nonprofit organization, where he assists in coordinating events and participates in board meetings. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment process incorporates multiple risk profiles and combines strategic and tactical asset-allocation advice, leveraging affiliated providers for advisory and fund selection, and supports both client-directed and fully discretionary portfolio management.

Mateo Romero Riveros is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds a Series 66 designation and has worked at Citibank NA and CITI International Financial Services LLC since 2012, as well as Banco de Chile from 2012 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains a combination of large institutional scale with unique market roles, including in-house research and custody services.

Igor Lacerda De Almeida Bueno is a financial advisor with Citigroup Global Markets, holding Series 66 and Series 63 licenses and two years of industry experience. His prior roles include positions at Safra National Bank of New York and Argucia Capital Management. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, and it operates through internal standards and oversight committees to select and monitor investment managers.

Elieser Carrazana is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Securities LLC and Bank of America. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary program types. The firm combines strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base with both U.S. and offshore investment options.

Robert Newman is a ChFC® credentialed financial advisor with 18 years of industry experience. He is affiliated with Guardian Life and Park Avenue Securities, where he has worked since 2002 and 2007 respectively. Newman is involved in community organizations including the Great Miami Jewish Federation and serves as Treasurer of Jewish Community Services of South Florida. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management alongside model-based strategies and integrates proprietary and third-party solutions tailored to client needs.

Ruben Perez is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He has been with Citigroup since 2015 and holds a Series 66 designation. Outside of his advisory role, he works as a ride-sharing driver in Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and provides bespoke solutions for large relationships, supported by its significant institutional scale and diverse market roles.

Alejandro Gonzalez is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citi since 2010. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains in-house research and security-pricing functions, distinguishing it among large institutional firms.