Thomas Murphy is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior experience includes roles at Bank of America, T. Rowe Price, Manning & Napier Advisors, and several other financial firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various organizations.

David Milowe is a financial advisor with RBC Capital Markets in Palm Beach Gardens, FL, holding Series 63, 65, and 66 licenses with 34 years of industry experience. He has been with RBC Capital Markets since 2009 and also works at City National Bank. Milowe serves on the board of directors for Jewish Family Service, a social service agency. RBC Wealth Management, part of RBC Capital Markets, offers a range of advisory programs and serves individual investors, institutions, and charitable organizations. The firm employs a tailored investment approach using both in-house and third-party managers, providing comprehensive portfolio management, financial planning, and brokerage services.

John Olson is a Managing Director and Private Wealth Manager, currently serving as the founder of The Olson Group with offices in New York City and West Palm Beach, Florida. Prior to joining Merrill in 1980, he spent three years working in the audit and tax departments at Price Waterhouse. His role involves dividing his time between these two fully staffed offices to support his team's mission of providing personalized, in-person service to clients across multiple generations of their families. He works alongside his daughter and son-in-law to maintain continuity and build lasting relationships with clients. With over four decades of experience in the financial services industry, John possesses extensive knowledge to navigate diverse market conditions and economic environments. He remains attentive to changes in investment markets, regulations, and macroeconomic policy to provide timely advice and guidance. As the lead strategist on his team, he focuses on delivering tailored portfolio management strategies aligned with clients' unique objectives, time horizons, risk tolerances, cash flow needs, and tax situations. He advocates for long-term planning based on disciplined investment approaches grounded in research and analysis. John earned a Bachelor's degree in accounting from Ithaca College in New York. Outside of his professional responsibilities, he volunteers with organizations such as the Telluride Foundation.

Christian Clinton is a financial advisor with Robert W. Baird & Co. Incorporated, holding the CFP® designation and Series 63 license, and has 26 years of industry experience. His prior firms include Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He is based in West Palm Beach, FL. Robert W. Baird & Co. is a large institutional firm serving individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing manager-traded and model-traded strategies, tax-management, and direct-indexing, supported by internal research and technology including artificial intelligence.

Derek Thornhill is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Securities LLC and RBC Capital Markets Corp. Outside of his advisory career, he managed Thornhill Vineyard Properties, LLC for over two decades. J.P. Morgan Securities provides institutional consulting services focused on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients.

John Gordon is a financial advisor with LPL Financial in Loxahatchee, FL, holding a Series 66 designation and 18 years of industry experience. He previously worked at Bank of America, Merrill, and Wells Fargo Clearing. Outside of his advisory role, he is involved with Dressage Advisors of Palm Beach, a non-investment related activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management services supported by extensive operational and research tools.

Corey Brown is a Series 66 licensed financial advisor with J.P. Morgan Securities, where he has worked since 2020. He has 11 years of industry experience, including prior roles at Bank of America and Merrill Lynch. Brown served on the board of the Cancer Alliance of Help and Hope, Inc. from 2017 to 2022. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm utilizes a centralized due diligence process and offers a range of derivatives and commodities capabilities not commonly found in similar advisory programs.

Paul Zbytniewski is a financial advisor at Morgan Stanley with 31 years of industry experience. He has held positions at Scottrade, Inc., TD Ameritrade Investment Management, LLC, and TD Ameritrade, Inc. before joining Morgan Stanley in 2020. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and modeling techniques.

Eric Mertz is a financial advisor with Charles Schwab in West Palm Beach, FL, holding a Series 66 license and two years of industry experience. His work history includes roles at Charles Schwab Bank, LPL Financial, and Bud Buddies, LLC. Outside of advising, he is a partner in Excelsior Advertising, a local business providing advertising services to small companies in the West Palm Beach area. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a distinctive operational structure that integrates brokerage, custody, and advisory services.

Chanan Bergman is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He previously worked at Bank of America and Merrill Lynch, Pierce, Fenner & Smith. Bergman is involved with the Jewish Federation of Cleveland as a community leader volunteer on a committee overseeing the organization’s retirement funds. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor client solutions.

Mario Ceasor is a Series 66-licensed advisor at Merrill with six years at the firm and one year with Bank of America, N.A. He has prior experience in education at Cypress Charter School and Charles Rutenberg Realty. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Benjamin Silberman is a financial advisor with Ameriprise in Port St Lucie, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement who meet specific eligibility criteria, providing tailored Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm delivers a range of advisory, brokerage, and insurance solutions through affiliated entities, combining research, modeling, and algorithmic tools to support retirement income planning.

Victoria Dorsey is a Planning Consultant at Fidelity Investments, where she collaborates with financial consultants to help clients develop comprehensive financial plans aimed at achieving their investment goals. She focuses on building long-lasting relationships with clients to support their financial success. Victoria joined Fidelity Investments in 2020 and has held several roles within the company, including Financial Representative and Relationship Manager, before becoming a Planning Consultant in 2022. Prior to joining Fidelity, she worked as a Client Service Representative at Bank of America from 2019 to 2020.

Sean Flanagan is a financial advisor at Morgan Stanley in West Palm Beach, FL, holding Series 65 and Series 63 licenses with two years of industry experience. Prior to joining Morgan Stanley, he held various roles across different sectors including positions at Amazon and a parking management company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, leveraging structured discovery conversations and firm-approved tools to support client financial goals.

Donna Mackay is a CFP® and CFA® charterholder with 28 years of industry experience. She has been with Morgan Stanley since 2014, including roles at Morgan Stanley Private Bank, National Association. Outside of her advisory work, she is a partner in Chez M&W LLC, a property management business in Jupiter, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Thomas Leinwol is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Securities America Advisors, Guardian Life Insurance, Morgan Stanley, Stifel, Manulife Investment Management, and John Hancock Investment Management. Leinwol is a principal at Upward Wealth Group, LLC, which provides financial planning services, and serves as Vice President of the Foundation Board for Rotary International. OSAIC Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services across various programs including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm utilizes model-based asset allocation and portfolio optimization tools and supports discretionary and third-party manager strategies on a large, multi-advisor platform.

Harold Latortue is a financial advisor with Primerica Advisors in West Palm Beach, FL, holding Series 63 and Series 65 licenses and having two years of industry experience. He previously worked at Bain Consulting for five years and has been the owner of Flatortue LLC since 2017. His other business activities include involvement with Primerica Mortgage and Primerica Client Services in non-investment related product sales. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options to individual and high-net-worth clients, with an operational model that curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

David Bradford Jr. is a CFP®-certified financial advisor with Edward Jones, based in Jupiter, FL. He has 10 years of industry experience, all with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and advisory services, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Tomas Caicedo is a financial advisor at Fidelity with 8 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Wells Fargo Bank and Santander Securities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios and registered investment companies.

Timothy Broderick is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through individual and corporate financial planning agreements.