Kevin Fernandez is a financial advisor with Raymond James & Associates in Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Russell Anderson is a financial advisor with LPL Enterprise, holding the CFP® designation and Series 65 and 63 licenses. He has 37 years of industry experience and has worked at firms including The Prudential Insurance Company of America and Metlife Securities. Anderson serves as Chairman of the Board for Life Recovery Ministries, a nonprofit organization in West Palm Beach, FL. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm primarily uses model-driven investment strategies developed by LPL’s Research Department and third-party portfolio strategists, and offers financial planning, consulting, and access to third-party asset managers and wrap programs.

Scott Arentsen is a Series 66 licensed financial advisor at UBS Financial Services with 21 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he works as a caddie at Seminole Golf Club in Juno Beach, Florida. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management offerings.

Nathan Krueger is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities since 2017. Prior to joining J.P. Morgan, he worked at UBS Financial Services from 2008 to 2017. In addition to his advisory role, he is also an employee of JPMorgan Bank, where he can offer bank products including deposit and credit services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Bruce Pratt is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with UBS since 1987. Outside of his advisory role, he is a governing person for a jewelry sourcing and design LLC but holds no active role or compensation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary market research with model-based asset allocations to tailor plans to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Michael Preate is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in various areas including divorce transition planning, family wealth management strategies, institutional and corporate benefit services, liquidity management, managing new wealth, philanthropic planning, portfolio management services, and socially responsible, values-based, and ESG investing. He also focuses on tax minimization and planning for retirement income. Michael holds a Bachelor's Degree from the University of Scranton and has earned the Personal Investment Advisor (PIA) professional designation. Outside of his professional work, he is involved with the American Red Cross. His personal interests include basketball, biking, chess, music, swimming, tennis, and traveling.

Matthew Munsell is a CFP® with 17 years of industry experience, currently serving at Cetera. He has held positions at Avantax Advisory Services and its affiliated entities for over a decade. In addition to his advisory work, he is president of Blue Water Accounting & Asset Management Inc., a firm specializing in corporate bookkeeping and tax preparation. Cetera Investment Advisers LLC is an SEC-registered adviser with a large nationwide network serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with over $256 billion in assets under management.

Jeffrey Heun is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding a Series 63 designation and 45 years of industry experience. He has worked with Citigroup Global Markets since 1983 and has been with Morgan Stanley and its affiliated entities since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning using firm-approved tools and offers services through Financial Advisors and its Estate Planning Strategies Group.

Kevin Gai is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding a Series 66 designation and possessing 21 years of industry experience. He previously worked at J.P. Morgan Securities for 10 years before joining Wells Fargo in 2024. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Peggy Kelleher is a financial advisor with LPL Financial holding a Series 66 designation and 20 years of industry experience. She has worked previously at Morgan Stanley Private Bank, Morgan Stanley, Chase Investment Services, Nfsg Corporation, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, combining advisory platforms with extensive non-advisory financial activities.

Jacqueline Spiro is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at UBS since 2019, following four years at Merrill. Outside of her advisory role, she owns Prime Properties of South Florida Inc., an S-corporation involved in real estate investments. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary capital market research and model-based asset allocations to tailor financial plans and manages a range of services including portfolio management, financial planning, and capital markets activities.

Carlo Della Mea is a financial advisor at Edward Jones with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including E*TRADE Securities, Equitable Advisors, Axa Advisors, Lincoln Investment, and Legend Equities Corp. Outside of finance, he is involved in sports data collection through STATS LLC and serves as an official scorer for Minor League Baseball games in Florida. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated financial services, supported by a nationwide network of financial advisors and branch offices.

Jetaindranath Sitahal is a financial advisor at Primerica Advisors with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2000. Outside of his advisory role, he is a partner in The Jammers, Inc., a business formed for Primerica purposes, which he operates with his wife. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of discretionary separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap-fee structure for its investment approach.

Thomas Pinckney is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has previously worked at Sanford C. Bernstein & Co. LLC and ABN AMRO Capital USA LLC. He serves on the fundraising committee of the Town of Palm Beach United Way. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bruce Horvitz is a financial advisor with LPL Financial in Boynton Beach, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 41 years of industry experience, including previous roles at Lincoln Financial Advisors and Veravest Investment Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Joseph Gorel is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services. Outside of finance, he assists a family friend's home automation low voltage AV company in Jupiter, Florida, helping with installation and repair on occasion. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Portia Culley is a CFP® professional with 25 years of industry experience, currently serving at J.P. Morgan Securities. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Benjamin Foster is a Private Wealth Advisor and Managing Director at Merrill Private Wealth Management, based in the West Palm Beach office. He has experience consulting to wealthy families, endowments, and foundations, with a focus on working with business owners who have undergone liquidity events. He adopts an educational approach in advising clients on asset allocation, portfolio strategy, manager selection, and wealth preservation strategies. In his current role, he does not provide tax advice. Benjamin began his career as a senior economic consultant at Arthur Andersen, working on international tax strategy for large multinational corporations. He holds an MBA in Accounting and Finance from the University of Chicago and graduated Cum Laude with a Bachelor of Arts in Mathematics and Economics from Bowdoin College. He is designated as a Personal Investment Advisor (PIA). Outside of his professional work, Benjamin has personal interests in basketball, golfing, and running.

Donna Bartelotti is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and affiliated firms, as well as at Bank of America and Merrill. Bartelotti is based in West Palm Beach, Florida. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment programs including corporate financial planning agreements.

Matthew Kuykendall is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity, he held roles at Insprex and spent three years at George Mason University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its advisory role to multiple registered investment companies and its use of AI and systematic methodologies in managing portfolios.