Michael Verda is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and bringing 23 years of industry experience. He previously worked at Edward Jones for 22 years before joining Wells Fargo Advisors. In addition to his advisory role, he provides insurance solutions through Princeton Harriman Insurance Solutions. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and fee-based financial planning services. The firm offers tailored recommendations supported by proprietary research and planning tools, with services that include cash-flow, retirement, education, risk, and wealth-transfer planning.

Douglas Stephen is a financial advisor with Mass Mutual Investors Services in Cleveland, OH, holding a Series 63 designation and 19 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with METLIFE SECURITIES Inc. His other activities include managing fiduciary responsibilities, operating an LLC for business purposes, and involvement in a sports trading card streaming and sales venture. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and broader event-driven planning services.

Lisa Snyder is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at UBS Financial Services since 2020, previously serving at the Institute for Preparing Heirs and First Republic Securities Company. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and a range of capital markets services. The firm combines institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations to tailor investment plans.

John Zingales is a Senior Financial Advisor specializing in assisting corporate 401(k) plans and high net worth individuals. He is affiliated with Merrill Lynch Wealth Management, where he focuses on personalized wealth management strategies tailored to client goals. His areas of expertise include high net worth portfolio management and institutional consulting, covering client needs such as divorce transition planning, family wealth management, defined contribution plan consulting, and personal retirement planning. John holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from The University of Michigan. John adheres to a philosophy of working one-on-one with clients to develop personalized financial strategies designed to help pursue long-term goals. Outside of his professional work, he enjoys football, golfing, traveling, and watching movies, and is involved in community volunteering consistent with the Merrill tradition.

Bradley Brown is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 38 years of industry experience. His work history includes roles at Cetera Advisors LLC since 2022, Cetera since 2020, First Allied Advisory Services from 2012 to 2020, and First Allied Securities from 2010 to 2022. Outside of his advisory career, he is the sole owner of Royal Paladin Group, LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.

Zach Mosholder is an Investment Consultant who partners with clients to create financial plans that align with their goals. He leverages Fidelity's resources to connect clients with the right partners to help meet their financial objectives. Zach's professional experience includes roles such as Relationship Manager and Financial Representative at Fidelity Investments, Private Client Banker at JP Morgan Chase, and Insurance Agent at Rine Insurance. He is based in Akron, Ohio, where he was born and raised, and currently lives with his wife, Jacqueline. Outside of his professional work, Zach is an avid golfer and a lifelong Cleveland sports fan, with interests in baseball, football, and golf.

Tamara Bond is a financial advisor with Wells Fargo Clearing and holds a Series 63 designation. She has 25 years of industry experience, including roles at Wells Fargo Clearing and UBS Financial Services. Outside of her advisory work, she serves as a notary public, notarizing documents for non-Wells Fargo clients. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, supported by extensive research and a broad range of financial products.

Austin Vitello is a financial advisor with Primerica Advisors, holding a Series 63 designation and five years of industry experience. His work history includes roles at Primerica Financial Services and PFS Investments Inc., and he has also been involved with K&R Vitello & Associates. Outside of advisory services, he receives compensation related to sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,700 advisors and manages about $15.5 billion in assets, delivering advisory services primarily through model-based investment strategies.

Collin Martin is a CFA® charterholder with 16 years of industry experience. He is currently affiliated with Cetera Wealth Services, LLC and has held roles at Tower Square Investment Management LLC, Advanced Equities Asset Management, First Allied Asset Management, and First Allied Securities. Martin is based in University Heights, OH. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform that supports various program structures and investment strategies.

Michael Frayman is a financial advisor at Raymond James & Associates with 28 years of industry experience. He has been with Raymond James & Associates since 2006. He holds Series 63 and Series 65 designations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Mitchell Frankel is a financial advisor at Wells Fargo Clearing with 18 years of industry experience and holds a Series 66 credential. He has been with Wells Fargo since 2009, working first at Wells Fargo Advisors LLC and then at Wells Fargo Clearing since 2016. Outside of his advisory work, Frankel serves as a trustee for multiple family trusts and a community garden association, and he is involved with the Northeast Ohio Curling Club’s finance committee as well as the Jewish Federation of Cleveland’s retirement fund committee. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment strategies.

Karen Frankino is a financial advisor with LPL Financial based in Beachwood, OH, holding a Series 66 designation and four years of industry experience. She has served with Tyler-Stone Wealth Management, LLC since 2005 and provides investment advisory services through this independent firm. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Sarah Johnston is a financial advisor at Merrill with 15 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2015. Outside of her advisory role, she is involved in a family-owned real estate business with her husband. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Antonio Desoto is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors LLC. Outside of his advisory role, he owns a business selling saltwater corals and fish. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary investment advisory services tailored to plan objectives and risk tolerances.

Ronald Hollis Sr. is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 30 years of industry experience. He has been with Primerica Advisors since 1995 and has worked within Primerica Financial Services since 1982. Outside of his advisory role, he is involved in sales of home security and automation products through affiliated entities. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm employs a wrap-fee structure, curates third-party asset managers, and delegates trading responsibilities to BNY Mellon Advisors.

Robert Zappitelli II is a financial advisor at Cetera with Series 63 and Series 66 licenses and four years of industry experience. He has worked at Avantax Advisory Services and Avantax Insurance Services prior to joining Cetera in 2025. Outside of his advisory work, he operates Zappitelli Financial Services, where he provides accounting and tax preparation, and he is also a certified Remote Online Notary for the State of Ohio. Cetera Investment Advisers LLC serves individual and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated money managers.

Travis Criblez is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and two years of industry experience. His career includes roles at Avantax Advisory Services and Kissell Financial, LLC. Outside of finance, he owns Criblez Cue Sports, LLC, operating under the name Western Reserve APA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple custody platforms and both discretionary and non-discretionary investment strategies.

Patrick Hawkins Hodgson is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. He has worked at Merrill since 2017 and at Bank of America, N.A. since 2020. Outside of his advisory role, he is the owner of HawkHodge LLC, a for-profit investment-related business based in Cleveland, Ohio. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Charles Dudek is a financial advisor at Morgan Stanley with 40 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets beginning in 1994. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Rajdeep Chatterjee is a financial advisor with Raymond James Financial Services Advisors, Inc. in Mentor, Ohio, holding a Series 66 designation and bringing 19 years of industry experience. His prior roles include ten years at Wells Fargo Advisors LLC before joining Raymond James in 2017. Outside of his advisory work, he is involved in several family-owned and holding companies, including serving as CEO of Deep Investments, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using risk profiling and analytical modeling, and it supports both advisory programs and institutional consulting through a large advisor network.