Matthew Probst is a financial professional with Cetera, holding a Series 66 designation and five years of industry experience. He has worked with several firms including Minnesota Life Insurance Co, Securian Financial Services, and North Star Resource Group. Outside of his advisory role, he is involved in fixed insurance sales through North Star Consultants and operates under multiple financial services DBAs. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, retirement services, and access to third-party managers through a multi-manager platform with a range of program structures and investment options.

Bryan Kramer is a Wealth Management Advisor with the Oslund Wealth Management Group, having joined the team in 2022. He holds the CERTIFIED FINANCIAL PLANNER® designation awarded by the Certified Financial Planner Board of Standards, Inc., and a Personal Investment Advisor (PIA) designation. Bryan graduated from Southwest Minnesota State University with a bachelor's degree in Finance. Since beginning his career in financial services in 2005, Bryan has focused on helping individuals and families, including executives and medical professionals, align their financial lives with their goals. His approach emphasizes understanding clients' financial situations, risk tolerance, time horizons, and liquidity needs. He partners with clients to develop personalized, goal-based plans, supported by Merrill's investment insights and Bank of America's banking services. Bryan lives in Orono, Minnesota with his wife, Dr. Jessica Kramer, and their three children. The family enjoys traveling, spending time outdoors, and attending their children's sporting events.

Jordan Kretsch is a financial advisor with OSAIC, holding the CFP® designation and Series 63 and 65 licenses, and has eight years of industry experience. He previously worked at Securities America Advisors and AIS Planning. Kretsch operates under the DBA Riverstone Financial Group & Insurance Services. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party relationships to construct customized portfolios.

Joseph Balut is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. Outside of his advisory role, he coaches basketball at Mound Westonka High School in Minnetrista, MN. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of investment strategies and affiliated products, with a large nationwide network of advisors and branch offices.

Taylor Foster is a financial advisor with Cambridge Investment Research Advisors in Wayzata, MN, holding Series 63 and Series 65 credentials and eight years of industry experience. Prior to joining Cambridge, Foster worked at Cetera Wealth Services, Prowealth Financial, Park Avenue Securities, and Guardian Life Insurance Company. Foster is also the owner of a separate investment-related business under the name Altura Wealth. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management solutions across multiple custody platforms.

Seth Koestler is a financial advisor with Wells Fargo Clearing in Wayzata, MN, holding a Series 66 designation and nine years of industry experience. He has been with Wells Fargo bank and related entities since 2011. Outside of his advisory role, he serves as a notary public in Carver County, MN. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm combines large-scale operations with research-driven investment evaluation and provides a range of brokerage and advisory solutions.

Andrew Seiler is a financial advisor at Robert W. Baird & Co. with five years of industry experience. He holds the Series 66 designation and joined Robert W. Baird in 2020 after working at PricewaterhouseCoopers LLP from 2015 to 2019. Outside of his advisory role, he serves as treasurer for Jewfolk Inc., a nonprofit organization. He is part of the DDK Group within Robert W. Baird’s Private Wealth Management practice, which provides tailored financial planning and portfolio management services to individuals, families, institutions, and charitable organizations, utilizing a range of investment strategies and overlays.

Matthew Koski is a financial advisor with Cetera who holds a Series 66 designation and has eight years of industry experience. He has held roles at several firms including American Enterprise Investment Services, Inc., Ameriprise, and AdvisorNet Financial Inc. Koski also serves as a portfolio manager at Sterling Retirement Resources Inc., where he is involved in investment management and trading. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors and operates a multi-manager platform with various program options and affiliations.

Jamie Chmielewski is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. She has worked with Wells Fargo affiliates since 2007, including Wells Fargo Advisors and Wells Fargo Clearing. Outside of her advisory role, she serves as a power of attorney for her husband. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial products, such as insurance-related vehicles and bank deposit sweep options.

Ali Kourouma is a financial advisor at Morgan Stanley in Wayzata, MN, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining Morgan Stanley, Ali worked at Wells Fargo Bank, nA and has held positions in both retail and educational settings. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and modeling techniques.

Peder Larson is a financial advisor at Mass Mutual Investors Services with five years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill Lynch, and TruChoice Financial. Outside of finance, he has experience in the food service industry, including roles at Davanni's Pizza & Hot Hoagies and Panera Bread. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, annual financial planning engagements that utilize firm-approved software and analytical tools.

Carson Lee is a Planning Consultant who collaborates with advisors to develop personalized financial plans tailored to clients' family and personal goals. He focuses on making the planning process clear and comfortable to instill confidence in clients' financial futures. His professional experience includes roles such as Relationship Manager and Financial Service Representative at Fidelity Investments, Retirement Consultant at Heartland Retirement Group, Associate Accountant at The Berg Group, and Financial Representative at Northwestern Mutual. These positions have contributed to his understanding of financial planning and client relationship management. Outside of his professional work, Carson enjoys boating, fishing, spending time at the lake, outdoor adventures, and caring for pets.

Amanda Kraus is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Prior to joining Ameriprise in 2021, she worked at CRI Securities, LLC and Securian Financial Services Inc. Outside of her advisory role, she is the owner of a retail business focused on essential oils and also operates a consulting service. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s retirement income service uses a centralized team and proprietary tools to deliver written recommendation reports and ongoing advice, with an investment approach influenced by its affiliated product ecosystem.

Kevin Kunnari is a Series 66-licensed financial advisor with Edward Jones in Eden Prairie, MN, where he has worked since 2016. He has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Amy Untiedt is a financial advisor with Ameriprise in Independence, MN, holding a Series 66 designation and 12 years of industry experience. Her prior roles include positions at Columbia Management Investment Distributors, Inc. and American Enterprise Investment Services, INC. She also serves as an operations manager at Strand and Associates, supporting the operations of her advisory practice. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research and modeling to provide tailored, tax-smart withdrawal strategies through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Sharon Kosir Krumme is a financial advisor at Wells Fargo Clearing with 48 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Liam Fanola is a financial advisor with UBS Financial Services in Minneapolis, MN, holding Series 63 and Series 66 credentials and six years of industry experience. His work history includes roles at UBS since 2021, Alerus since 2018, and self-employment from 2015 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.

Bradley Harder is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise in Hanover, MN. He has been with Ameriprise and its affiliated entities since 2001. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, emphasizing managed accounts and utilizing algorithmic tools overseen by a dedicated committee.

Eric Morris is a financial advisor with Edward Jones in Maple Grove, MN, holding the CFP® and Series 66 designations, and has six years of industry experience. Prior to joining Edward Jones in 2025, he worked at RBC Capital Markets LLC for nine years and briefly at Ameriprise Financial Services LLC in 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and other financial services.

Kristi Morton is a financial advisor at RBC Capital Markets in Wayzata, MN, holding a Series 66 designation with nine years of industry experience. She has been with RBC Capital Markets since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies and access to a range of in-house and third-party investment managers, along with various portfolio management and financial planning services.