Jonathan Bernstein is a CFP® professional with 15 years of experience in the financial services industry. He is currently with BakerAvenue Asset Management, LP and has prior experience at Charles Schwab and Fidelity in both advisory and brokerage roles. BakerAvenue provides investment advisory and wealth planning services to individuals, retirement plans, charitable institutions, and other U.S. institutions, offering portfolio management, financial planning, family office services, and specialized strategies including estate and philanthropy planning. The firm employs a multi-strategy investment approach that integrates fundamental, quantitative, and technical analysis with tactical asset allocation.

Shawn Miles is a financial advisor at RFG Advisory, LLC with a Series 65 credential and recent industry experience beginning in 2026. He has prior work experience at United Capital Financial Advisers, LLC from 2016. RFG Advisory is a multi-team registered investment adviser with around 178 advisors managing approximately $8 billion for more than 17,000 clients. The firm serves individuals, high-net-worth households, trusts, retirement plans, and institutional accounts, offering portfolio management, financial planning, retirement plan consulting, and access to alternative investments and annuity management using a blend of actively managed and passive strategies.

Lane Richardson is a financial advisor with Navy Federal Investment Services, LLC, holding Series 66 and Series 63 licenses and three years of industry experience. He previously worked at Robinhood Markets, Inc. and The Vanguard Group, Inc. Outside of finance, he operated Christi Ann Estate Sale Service for four years. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, providing financial planning, retirement-plan fiduciary services, and portfolio management. The firm utilizes third-party portfolio managers through the Envestnet platform and offers a range of advisory and brokerage services, including a Private Wealth Consulting program for high-net-worth clients.

Reagan Irons is a financial advisor at Cain, Watters & Associates, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Koch Industries, Inc. and EY, as well as serving in roles at the University of Oklahoma and State Farm. Cain, Watters & Associates provides financial planning, retirement planning, and investment management services primarily to dental healthcare professionals, offering comprehensive solutions including ERISA plan advisory, pooled trusts, unified managed accounts, and referrals to tax and accounting specialists. The firm utilizes both discretionary and non-discretionary investment platforms and maintains formal affiliations with related financial and accounting entities.

Scott Mc Candless is a CFP® and CFA® with 13 years of industry experience. He currently works at CX Institutional, LLC and has previously been affiliated with Mariner Wealth Advisors, Personal Capital Advisors Corporation, Edward Jones, and TD Ameritrade. CX Institutional serves individuals, high-net-worth clients, charitable organizations, and business entities by providing discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a multi-strategy investment approach that incorporates fundamental, quantitative, technical, and cyclical analysis across a variety of asset classes, including equities, fixed income, ETFs, structured products, and private investment funds.

Dan Wicker is a PFS™ credentialed advisor with 27 years of industry experience, currently serving at Cain, Watters & Associates, LLC since 2008. He holds minority ownership interests in Tectonic Financial, Inc. and several affiliated entities that provide services related to clients’ business or industry, to which he may refer clients as part of the financial and business planning process. Cain, Watters & Associates, LLC provides financial planning, retirement-plan advisory, and investment management primarily to dental healthcare professionals, individual investors, and pension or profit-sharing plan sponsors. The firm combines CPA/accounting services with multiple investment programs and maintains formal affiliations with a banking institution and related entities.

Eduardo Cano is a financial advisor with BOK Financial Securities, Inc. in Plano, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Hancock Whitney Bank, Cetera, PNC Investments, and JP Morgan Chase Bank. BOK Financial Advisors serves a diverse client base including individuals, high-net-worth clients, corporations, and institutions, providing non-discretionary, fee-based investment management through its Guided Portfolio Solutions program along with financial planning and consulting services. The firm combines advisor-led client interactions with research and asset allocation conducted by its Strategic Investment Advisors.

Sabiha Karakus is a financial advisor with USAA Investment Services Company based in Plano, TX, holding Series 63 and Series 66 licenses and eight years of industry experience. Her prior roles include positions at JP Morgan Securities LLC and New York Life. She is also employed concurrently with USAA Life Insurance Company and Amazon. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors through phone and digital channels. The firm offers guidance on retirement savings, asset allocation, risk tolerance, and income planning but does not manage client assets directly.

Brady Davis is a financial advisor at Quotient Wealth Partners, LLC in Dallas, TX, holding a Series 65 certification with one year of industry experience. His prior work experience includes roles at Encore Search Partners, LLC and several energy and real estate companies. Quotient Wealth Partners serves individuals, trusts, estates, corporations, and retirement plans with financial planning, consulting, and investment management, utilizing diversified portfolios with tax-aware strategies and a range of investment vehicles. The firm works with both mass affluent and high-net-worth clients and employs a variety of custodial and technological resources to manage and monitor client accounts.

Timothy Harder is a financial advisor at Quotient Wealth Partners, LLC with 29 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Goldman Sachs Personal Financial Management, Mercer Allied Company, L.P., and Quotient Wealth Asset Management, LLC. Quotient Wealth Partners serves individuals, trusts, estates, corporations, and retirement plans through financial planning, consulting, and investment management. The firm offers diversified portfolios using low-cost ETFs, individual securities, mutual funds, options, and alternative investments, employing tax-aware strategies and third-party platforms to monitor and rebalance client accounts.

Kristen Marsh is a financial advisor at Ethos Financial Group, LLC with four years of industry experience. She holds a Series 65 designation and has worked at Chapwood Capital Investment Management, LLC since 2019. Prior to her advisory career, she spent time as a student and briefly worked with First Baptist Church Houston. Ethos Financial Group serves a diverse client base including individuals, trusts, estates, and charitable organizations, providing investment management, financial planning, and consulting services. The firm uses model portfolios and a core allocation strategy combining index-based exposures to create diversified, risk-conscious portfolios, supplementing its process with third-party research and optional tax-overlay management.

George Decell is a financial advisor with BOK Financial Private Wealth, Inc. in Plano, TX, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. BOK Financial Private Wealth, Inc. provides discretionary and limited non-discretionary investment management and wealth advisory services primarily to high-net-worth individuals, trusts, estates, and pension plans, managing approximately $3.72 billion as of December 31, 2025. The firm customizes investment programs based on client objectives and risk tolerances, typically focusing on diversified allocations and leveraging integrated relationships with affiliated banking, brokerage, and investment management entities.

Curtis Williams is a financial advisor at CliftonLarsonAllen Wealth Advisors, LLC in Addison, TX, holding the CFP®, CFA®, and Series 63 designations. He has nine years of industry experience, all with CliftonLarsonAllen since 2017 except for a one-year gap in 2016-2017. Outside of his advisory role, he serves as a professional educator and grader for the CFA Institute. CliftonLarsonAllen Wealth Advisors provides wealth advisory and asset management services to individuals, including high-net-worth clients, corporate and institutional clients, and qualified retirement plans. The firm combines RIA fiduciary services with broker-dealer and insurance activities and employs a multidisciplinary planning approach supported by its parent firm, CliftonLarsonAllen LLP.

Jonathan Fowler is a financial advisor at USAA Investment Services Company with four years of industry experience. He holds the Series 65 and Series 63 designations and has prior work history with Charles Schwab & Co., Inc. and Schwab Wealth Advisory, Inc. Fowler’s background also includes roles in education and language instruction. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors through phone and digital channels. The firm emphasizes retirement income planning and asset allocation but does not manage client assets or charge percentage-of-assets fees.

Kenia Jones is a financial advisor at Balefire, LLC with five years of industry experience. She holds the Series 66 designation and has worked at firms including Purshe Kaplan Sterling Investments and LPL Financial. Jones has also worked for the Legislative Counsel Bureau. Balefire, LLC is an SEC-registered multi-team investment adviser serving individual investors, retirement plans, trusts, charities, and business entities. The firm employs a core-and-tactical investment approach, offering discretionary asset management and comprehensive financial planning through a platform with approximately $2 billion in regulatory assets.

Nicholas Moore is a CFA® charterholder with six years of industry experience. He is currently with Advisor Resource Council, where he has worked since 2022, following roles at Artemis Capital Advisers, LP and Charles Schwab. Outside of his advisory work, he serves as a senior trader for AIQ Asset Management. Advisor Resource Council serves individuals, families, retirement plans, charitable organizations, and business enterprises, offering asset management, financial planning, and retirement plan consulting. The firm uses a combination of artificial intelligence tools and fundamental analysis in actively managed strategies delivered through model portfolios and separately managed accounts.

Justin Brown is a financial advisor at Grimes & Company with three years of industry experience. He holds the Series 65 designation and previously worked at Mercer Advisors, Capital Investment Advisors, Genesis Asset Management, Score Sports, and Benedict College. Grimes & Company provides discretionary investment management and financial planning to individuals, families, trusts, estates, charitable organizations, pension and profit-sharing plans, and government entities. The firm employs proprietary research and portfolio management systems to build customized strategies and offers a range of institutional-type services, including acting as a sub-advisor to other advisers and managing affiliated private investment funds.

Skyler Hedden is a financial advisor at Level Four Advisory Services with three years of industry experience. He holds a Series 66 designation and has worked at several firms, including Hilltop Securities Inc. and Securities America Advisors. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing approximately $5.32 billion across 115 advisors and over 13,800 client relationships. The firm serves a broad client base, offering fee-only financial planning, asset management, third-party manager referrals, and retirement plan advisory services, using model portfolios and both affiliated and unaffiliated sub-advisers.

Bradford Beeson is a financial advisor with BOK Financial Securities, Inc. in Fort Worth, TX, holding Series 63 and Series 65 licenses and 14 years of industry experience. His prior work includes roles at JPMorgan Chase Bank and J.P. Morgan Securities from 2011 to 2021, as well as a lengthy tenure at Primrose Partners, Ltd. from 1997 to 2021. BOK Financial Securities, operating as BOK Financial Advisors, serves a diverse client base including individual investors, corporations, retirement plans, government agencies, and municipalities. The firm offers non-discretionary, fee-based investment management through its Guided Portfolio Solutions program, with investment research provided by an affiliated entity, and is notable for its municipal-advisor registration and affiliation with a bank holding company.

M F Long II is a financial advisor with Calton & Associates, Inc. in Denton, TX, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Calton & Associates since 2016 and also operates under First Financial Services Group since 2015. Outside of advising, he is an agent for LegalShield, providing prepaid legal services. Calton & Associates serves individual investors, retirement plans, trusts, and estates by offering portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm provides both discretionary and non-discretionary management with multiple program structures and integrates commission-based brokerage and insurance products alongside asset management services.