Margaret Kirby is a Wealth Management Advisor at Merrill Lynch Wealth Management in Houston Downtown. She focuses on total wealth management, providing solutions for personal and business finances, as well as foundations and endowments. Margaret works with clients to understand their risk tolerance, time horizon, liquidity needs, investment goals, and associated costs to develop tailored strategies. She meets regularly with clients to review progress and ensure their financial plans align with their current circumstances. Margaret has been with Merrill Lynch Wealth Management since 1997 and holds the Certified Investment Management Analyst (CIMA) designation from The Investments & Wealth Institute, where it was taught in conjunction with The Wharton School of Business. She is also recognized as a CERTIFIED FINANCIAL PLANNER (CFP) professional by the Certified Financial Planner Board of Standards, Inc. Margaret earned her bachelor's degree from the University of Texas. Beyond her professional role, Margaret is active in numerous charitable organizations in the Houston area. She has been involved with organizations such as the Jr League of Houston, the Breakfast Club, and the River Oaks Blossom Club. Outside of work, her personal interests include antiquing, gardening, reading, and tennis.

Mark Cavazos is a financial advisor at Equitable Advisors in Houston, TX, holding a Series 66 designation with 19 years of industry experience. He has been with Equitable Advisors since 2007, including its predecessor Axa Advisors, LLC. Outside of his advisory role, he is a 50% owner and manager of Bay Area Private Wealth Group, LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, relying on third-party program sponsors and affiliated asset managers for implementation.

Jonathan Davis is a financial advisor at J.P. Morgan Securities in Houston, TX, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Briar Capital, JPMorgan Chase Bank, Amegy Bank/Zions Bancorporation, Merrill, Bank of America, Raymond James Financial, and LPL Financial. Outside of his advisory work, Davis is the owner and partner of Opulent Oasis Realty Acquisitions LLC, where he invests in real estate and stocks. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s process combines quantitative and qualitative due diligence with a focus on eligible strategies, including an ESG eligibility framework.

Chad Odonnell is a Senior Financial Advisor at VMT Wealth Management, a nationally recognized financial advisory team headquartered in Houston. He focuses on providing tailored wealth management services to entrepreneurs, executives, retirees, and their families. Chad specializes in areas such as divorce transition planning, family wealth management, liquidity management, personal retirement planning, portfolio management, small business strategies, and individual and corporate investment strategy. Chad graduated with a bachelor's degree from Texas State University. During his time there, he was involved in managing a portion of the endowment portfolio through the McCoy College of Business. He holds the Personal Investment Advisor (PIA) designation. Prior to his current role, Chad worked on the portfolio strategy team at an endowment fund, applying a risk-managed and tax-efficient approach to investment allocations. As a former collegiate baseball player, Chad enjoys staying connected to the sport through pickup softball games and by introducing baseball to young players in his community, including his children. He also spends time playing golf, fishing, hiking, hunting, skiing, listening to music, traveling, and enjoying time with his family.

John Kaleh is a financial advisor with Edward Jones in Houston, TX, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Bryn Felitto is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 66 and Series 63 designations and has worked in various roles within JPMorgan Chase and BNY Mellon. His background includes a position at Notre Dame Clinical Law School and roles involving capital markets and investment services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through non-discretionary, written asset allocation advice and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and includes broader derivatives and commodities capabilities.

Logan Mclaughlin is a financial advisor at Fidelity with 11 years of industry experience and holds the Series 63 and Series 65 licenses. He has been associated with Fidelity Brokerage Services LLC since 2015 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Barbara Ray is a CFP® professional with 43 years of industry experience, currently affiliated with OSAIC since 2023. She previously worked at FSC Securities Corporation for 36 years. In addition to her advisory role, she owns a sole proprietorship through which she prepares income tax returns and provides accounting and bookkeeping services. She also reviews Medicare-related plans for clients as part of a separate investment-related sole proprietorship. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers both brokerage and advisory services with a model-based investment approach that incorporates asset allocation, portfolio optimization, and multiple program options through a multi-advisor platform.

Corey Di Fazio is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2018 and serves clients primarily in the energy sector, focusing on executives and professionals who lead complex and dynamic business and personal lives. Corey works closely with clients to organize, educate, advise, and execute all aspects of their financial affairs, aiming to help them achieve their goals and live their lives with financial confidence. Corey holds a bachelor's degree in Finance and Economics from The University of North Carolina at Charlotte. He holds professional designations including Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). His expertise encompasses a broad range of areas such as corporate benefits, divorce transition planning, employee benefits planning, executive compensation, equity compensation services, family wealth management strategies, legacy planning, personal retirement planning, tax minimization, and retirement income. Corey is involved in professional and community organizations, including Sigma Tau Gamma Fraternity and the Martin Truex Jr. Foundation. He resides in Houston and has a variety of personal interests including golf, offshore fishing with his father, mountain biking, hiking, camping, and fast cars.

Jennifer Lilly is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2020, she worked in education with roles at Conroe Independent School District and Collier County Public Schools. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jake Smaha is a financial advisor at Cetera with two years of industry experience. He holds a Series 66 designation and has worked at Cetera and IMG Financial Group, Inc. since 2024. Prior to his financial services roles, he held various positions including at The Catered Kitchen and educational institutions. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.

Matthew Miller is a financial advisor with Ameriprise based in Missouri City, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Julia Collins is a CFP® with seven years of industry experience, currently serving at J.P. Morgan Securities in Houston, TX. She has worked at JPMorgan Chase Bank, N.A. and Bank of America, N.A., as well as Merrill. She also has a brief background in the restaurant industry, having worked at Nazif's Grill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their approach emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting, with a focus on combining quantitative screening and qualitative research to build model asset allocations.

Paraskevi Porsch is a CFP®-certified financial advisor with one year of industry experience, currently with Cetera in Houston, TX. Her prior work includes roles at Forvis Mazars Wealth Advisors LLC, Deloitte & Touche LLP, and time spent at Texas A&M University. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base ranging from individuals to institutional accounts. The firm offers a variety of portfolio management and retirement services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Perla Cevallos is a financial advisor at Edward Jones with 11 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Edward Jones since 2023. Her prior experience includes roles at JPMorgan Chase Bank, N.A. and JPMorgan Securities, LLC from 2010 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Marina Pochoumenski is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Jarrett Lidell is Vice President and Executive Planning Consultant at Fidelity Investments, a role he has held since 2019. He is a Certified Financial Planner with 19 years of experience in financial services, including 12 years at Fidelity Investments. Jarrett specializes in holistic wealth planning and benefits optimization for executives and their families. His professional experience includes positions as Private Client Investment Consultant at TD Ameritrade from 2017 to 2019, Financial Advisor at Edward Jones from 2015 to 2017 and 2006 to 2007, Account Executive at Fidelity Investments from 2008 to 2015, Personal Banker at JP Morgan Chase Bank from 2007 to 2008, and Financial Services Intern at State Farm in 2006. He holds a California Insurance License. Outside of his professional life, Jarrett enjoys cooking and baking, participating in family activities, fishing, football, movies, and parenthood.

Jonathan Martinez Ramirez is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. He has been in the industry since 2023, with prior experience at Belfint, Lyons, & Shuman, P.A., Horty & Horty, P.A., and Goldey-Beacom College. He is based in Houston, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Justin Foster is a financial advisor at Merrill in Houston, TX, holding a Series 66 designation with less than one year of industry experience. His work history includes roles at Bank of America, EP Wealth Advisors, and Merrill, as well as prior experience in education and the restaurant industry. Foster has been involved with Delfino Restaurant for several years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Diana Momin is a financial advisor at J.P. Morgan Securities in Houston, TX, holding Series 65 and Series 63 designations with six years of industry experience. Her work history includes positions at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and BBVA Securities Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes derivatives and commodities capabilities not commonly found in similar institutional programs.