Christopher Larsen is a Financial Advisor at Merrill Lynch Wealth Management. He works one-on-one with clients to define financial goals and develop portfolio strategies tailored to their needs, providing ongoing advice to adapt strategies as clients' situations change. His approach emphasizes understanding clients' priorities to pursue their financial objectives effectively. Larsen's areas of expertise include divorce transition planning, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. He holds several professional designations including Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He completed his high school education at Stansbury High School. In addition to his professional commitments, Larsen is involved with community organizations such as Bolder Way Forward and the Utah Food Bank. Outside of work, he enjoys activities like baseball, basketball, billiards, bowling, golfing, hiking, woodworking, traveling, and spending time with his family.

Ian Schafer is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 66 designation and has been affiliated with various Fidelity entities since 2006. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its commodity pool operator registration and advisory role to multiple registered investment companies.

Brendan Butterfield is an Investment Solutions Representative III at Fidelity Investments. He has held roles at Fidelity Investments since 2024, progressing from Customer Relationship Advocate to his current position. He focuses on understanding client needs to help build financial plans aimed at achieving their goals. Brendan's experience encompasses working directly with clients to develop tailored investment solutions. He values making clients feel heard and strives to create financial strategies that align with their personal objectives. Outside of his professional work, Brendan has a range of personal interests including baseball, family activities, fitness, movies, skiing, and traveling.

Kru Flint is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, he worked at Weild & Co and held various roles in education and local government. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research and quantitative analysis with systematic methodologies and uses algorithmic and AI tools in portfolio construction.

Kurtis Larsen is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Fidelity Investments, E*TRADE Securities, and TDS Telecommunications. Outside of his advisory role, he is involved in managing rental properties jointly owned with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Emily Nguyen is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding a Series 66 designation and having one year of industry experience. Prior to joining Fidelity, she held various roles in the wellness and beauty industry. Outside of her advisory work, she is an independent contractor making sales calls for online wellness and fitness courses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Alex Wheeler is a financial advisor with Robert W. Baird & Co. in Holladay, UT. He holds Series 63 and Series 65 designations and has 26 years of industry experience, including 15 years at Robert W. Baird. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides customized financial planning and portfolio management services, utilizing a range of strategies from traditional equity and fixed-income allocations to more complex approaches, including private funds and real-asset exposures.

Steve Bingham is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Fidelity, he worked in land development and consulting services, including roles at Nilson Land Development and BRE Consulting, where he assisted with due diligence and contract negotiations for raw land. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients through a process combining proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios using mutual funds, ETFs, and ETPs and serves as an advisor to multiple registered investment companies.

Jayson Brandner is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Transword LLC, United Healthcare - National Medtrans, Utah Valley University, AMC, and The Church of Jesus Christ of Latter Day Saints. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios built from mutual funds, ETFs, and ETPs.

Stefano Ruiz is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he held positions at Amazon.com LLC, GitLab, and several other companies. Outside of his advisory role, he owns and operates Stefano's Vintage Bikes and Photography, where he locates, repairs, and photographs vintage mountain bikes in the Mountain West region. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment approach integrating proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Braden Fass is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Osteria Amore and several other firms across diverse sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Wayne Baker is a financial advisor at Fidelity with Series 63 and Series 66 credentials and 26 years of industry experience. He has been associated with various divisions of Fidelity since 1999. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is also noted for its commodity pool operator registration, advisory roles to multiple registered investment companies, and the use of AI-driven research methods.

Wesley Murdock is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has been with Fidelity Brokerage Services LLC since 2014 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and is noted for its use of AI-driven methods and formal governance procedures.

John Hallgren is a financial advisor with RBC Capital Markets in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with RBC Capital Markets since 2015. Outside of his advisory role, Hallgren is involved with a professional association focused on investment excellence and ethics, where he reviews new applications and ongoing ethics matters. RBC Wealth Management serves a diverse client base that includes individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles using both in-house and third-party managers.

Jaysen Al Daraji is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Progressive Leasing, the Community College of Rhode Island, and America First Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including fund advisory and model portfolios.

Nathan Hatch is a financial advisor with Fidelity, holding a Series 66 designation and 16 years of industry experience. He has worked in various roles within Fidelity since 2011, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

Matthew Caldwell is a financial advisor with Fidelity Investments based in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has been with Fidelity since 2012, including roles at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s affiliate Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, multi-manager fund structures, and its role in delivering model portfolios and advising registered investment companies.

Annalyse Ward is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior work includes roles at Enlite Home and Alpine Country Club, as well as a two-year LDS Mission. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and develops model portfolios for Fidelity Institutional Wealth Adviser.

Sheldon Richards is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2006. He partners with clients to design and execute financial plans. Prior to his current role, he held various positions at Fidelity Investments including Senior Investments Consultant, Team Manager, Investments Representative, Senior Service Trader, Premium Representative, and Brokerage Representative, with his tenure at the company beginning in 1996. Before joining Fidelity, he was an Insurance Agent at World Marketing Alliance from 1994 to 1996. He holds insurance licenses in Arkansas and California. Outside of his professional career, Sheldon engages in fitness, golf, hiking, skiing, and volunteering.

David Kennedy is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at Comcast for five years and held roles at Vivint Smart Home, ADP, Orem Mazda, AT&T, and served in the United States Army Reserve. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines proprietary fundamental research with quantitative analysis and algorithmic methods to manage portfolios across a range of fund structures.