Taylor Jeffers is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2018, including work with Morgan Stanley Private Bank, N.A. outside the advisory role, as well as prior experience in the retail and electrical industries. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer providing advisory services and financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and modeling techniques but does not provide individual security recommendations as part of its standalone planning services.

Jeffrey Sokol is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 designations and with eight years of industry experience. He has been with Charles Schwab since 2017. Prior to his advisory role, he worked as a caddie master for one year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research and due diligence on alternative investments.

Elijah Gallardi is a financial advisor with LPL Financial in Glendale, AZ, holding Series 63 and Series 66 licenses and having seven years of industry experience. His prior roles include positions at Schwab Wealth Advisory, The Vanguard Group, and Fullerton Financial Planning. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning and a variety of investment management programs delivered through a large network of advisers, utilizing model portfolios, third-party subadvisors, and customized strategies.

Wesley Hopkins is a financial advisor with Robert Baird & Co. in Phoenix, AZ, holding a Series 66 credential and three years of industry experience. His prior roles include positions at Raymond James and CDW. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves a range of clients including individuals, corporate and business clients, pensions, and charitable organizations. The firm offers financial planning, portfolio management, separately managed account programs, and brokerage services, with resources including internal research and the use of artificial intelligence in client advice.

Erik Gonzalez is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021, following prior roles at The Vanguard Group and in academia at Texas Tech University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios built from a broad investable universe.

Kevin Golden is a financial advisor with Ameriprise in Phoenix, AZ, holding Series 63 and Series 65 licenses and with 25 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Outside of his advisory role, he is involved in a business ownership unrelated to investments. Ameriprise is an institutional firm that offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria. The firm combines research and modeling with tax-efficient strategies to provide tailored, non-discretionary recommendations, primarily for clients with Ameriprise-managed accounts.

Melvin Primas III is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab & Co., Inc. since 2007, including time at Charles Schwab Bank, SSB, and OptionsXpress, Inc. Outside of his advisory role, he owns Arisma LLC, which manages mortgage and operating expenses for a short-term rental property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized supervision and custody with a comprehensive range of advisory products.

Sam Zimmerman is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 14 years of industry experience. He has been with Charles Schwab since 2010. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a structured approach to alternative investments.

Michael Ruggieri is a financial advisor at LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 licenses with 27 years of industry experience. His career includes roles at United Planners' Financial Services, USAA Investment Services, Cue Financial Group, and the University of Phoenix. He is also involved with MGI Publishing as an author. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Kenneth Knapp is a Series 63-licensed financial advisor with LPL Financial in Phoenix, Arizona, and has 40 years of industry experience. He has been with LPL Financial and its predecessor firms since 1991. Knapp also sells term insurance, health, and long-term care insurance as part of his business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Andrew Godwin is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and three years of industry experience. His work history includes roles at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB, as well as prior experience at Mark-Taylor Inc. and Broadmoor Development. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

James Marten serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he focuses on developing deep and genuine relationships with clients to address a wide range of financial situations. He leads The Marten Group with a commitment to honesty, diligence, and accountability. With more than 40 years of experience, James and his team have built a professional and flexible practice. He holds the Certified Investment Management Analyst (CIMA) designation and is also a Managing Director and member of Merrill's Institutional Consulting program. Additionally, he holds the Personal Investment Advisor (PIA) designation. James earned his bachelor's degree from the University of Wisconsin System. He is affiliated professionally with Merrill Lynch.

Devon Taylor is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2013, including a three-year period at Charles Schwab Bank. Based in Phoenix, AZ, he advises clients within Schwab’s extensive wealth advisory platform. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment due diligence, and a centralized operational structure.

Brandon Echeverria is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. His prior roles include positions at Cetera and Sentinel Pension Advisors. He is also the owner of Factor Admin LLC, an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting investment decisions with various research and technology tools.

Steven Leonard is a financial advisor at Merrill with 8 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, Merrill, The Federal Savings Bank, and Freedom Mortgage Corporation. Leonard is based in Phoenix, AZ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Wells is a financial advisor at Charles Schwab with 11 years of industry experience. He has been with Charles Schwab since 2014 and holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Alyssa Murphy is a CFP® certified financial advisor with nine years of industry experience currently with J.P. Morgan Securities. She has previously worked at The Vanguard Group and JPMorgan Chase Bank and holds Series 63 and Series 66 licenses. Outside of her advisory work, she is an owner and partner of two real estate LLCs. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative manager due diligence and incorporates ESG criteria, with clients retaining final decision-making authority.

Shannon Long is a financial advisor with Morgan Stanley in Phoenix, AZ, holding a Series 66 credential and two years of industry experience. Prior to joining Morgan Stanley in 2026, Shannon worked at RBC Capital Markets, LLC for three years and was involved in the hospitality industry as a part-time bartender at GenuWine Arizona, a wine bar in downtown Phoenix. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Joanne Dushek is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 designations and 12 years of industry experience. Her career includes roles at JPMorgan Chase Bank, N.A., Bank of America, Merrill Lynch, and UBS Financial Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory approach combines quantitative and qualitative due diligence to offer written asset allocation advice, investment manager searches, and customized performance reporting.

Robert Courter is a financial advisor at Cambridge Investment Research Advisors with 48 years of industry experience. He holds Series 63 and 65 licenses and has previously worked at First Financial Equity Corporation and Wedbush Securities Inc. His other business activities include work as an insurance agent and advisory representative. Cambridge Investment Research Advisors serves individual and institutional clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals across multiple platforms.