Julia Acer is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. She has 15 years of industry experience, including 14 years at Schwab Wealth Advisory and 17 years with Charles Schwab. Outside of her advisory role, she teaches classes on human energy fields and chakras at the Southwest Institute of Healing Arts and works as a life coach focusing on health-related issues. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes while leaving final trading decisions to clients.

Thomas Hunt is a Series 66-licensed financial advisor with Primerica Advisors, based in Scottsdale, AZ, and has five years of industry experience. Prior to joining Primerica in 2024, he worked at Guardian Life Insurance Company and was involved with Tango Commercial Real Estate, LLC for nine years. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, offering both brokerage and advisory services along with financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party platforms and supports various account-level services such as lending solutions and donor-advised funds.

Ryan Reming is a financial advisor at Concurrent Investment Advisors, LLC with 13 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Purshe Kaplan Sterling Investments, Elite Wealth Advisors, LLC, Raymond James Financial Services Advisors, Inc., and Roosevelt Group, LLC. He is also the owner and president of Elite Wealth Advisors, LLC. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers customized wealth and investment management, financial planning, and retirement plan advisory services supported by a network of approximately 286 advisors.

Jonathan Yaeger is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2014, joining Schwab Wealth Advisory in 2017. He is based in Phoenix, AZ. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem and uses Schwab’s research tools and asset allocation models to guide client decisions without exercising discretionary trading authority.

Lynette Kontkanen is a financial advisor with SPC based in Phoenix, AZ, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Edward Jones and VIP Mortgage, Inc. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice through various account programs, with custody services provided by Fidelity/NFS.

Patrick Hauge is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with both firms since 2016. Hauge is involved with the Government Financial Education Group, which provides public financial education. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm provides both discretionary and non-discretionary advisory relationships, utilizing model portfolios from in-house and third-party managers.

Asha Jain is a financial advisor with Stratos Wealth Partners, Ltd, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has worked at Stratos Wealth Partners and LPL Financial since 2016, with prior experience at Wells Fargo Advisors and Wells Fargo Clearing from 2000 to 2016. Stratos Wealth Partners serves a diverse client base, including high-net-worth individuals, retirement plans, charitable organizations, and corporations, offering financial planning, advisor-managed programs, and retirement plan consulting through a large network of investment adviser representatives. The firm emphasizes individualized asset allocation, active monitoring, and access to proprietary and third-party strategies across various custodians and platforms.

Jeffrey Seeman is a financial advisor at Benjamin F. Edwards & Company, Inc. with 39 years of industry experience. He previously worked at Colliers Securities LLC for 12 years. Outside of his advisory role, Seeman serves as a Line Judge in the National Football League. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, institutions, and charitable organizations. The firm offers fee-based wrap programs, financial planning, and investment management strategies that combine both discretionary and non-discretionary approaches, supported by an internal trading desk and oversight from an Investment Strategy Committee.

Rushil Patel is a CFP® professional with four years of experience, currently advising at Schwab Wealth Advisory Inc. in Phoenix, AZ. His prior experience includes roles at Charles Schwab, Cornerstone Capital Planning Group, and Northwestern Mutual. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within Charles Schwab’s ecosystem, focusing on annual financial reviews and investment recommendations guided by Schwab’s research tools and standard asset allocation models.

Matthew Miller is a financial advisor with Focus Advisor Solutions, LLC in Phoenix, AZ, holding Series 65, Series 66, and Series 63 licenses and bringing 19 years of industry experience. His prior roles include positions at Foreside Financial Services, Versant Capital Management, Continuum Capital Management, Calranch, and Rowland Carmichael Advisors. He also serves as Regional Director for Focus Partners Advisor Solutions, managing a small sales team that supports advisors. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors and their clients, offering model portfolios, operational support, and access to third-party cash-management and insurance solutions. The firm emphasizes diversified, systematically invested mutual fund and ETF portfolios alongside discretionary fixed-income management and retirement plan fiduciary services.

Jeffrey Kowal is a financial advisor at Creative Planning with over 50 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior experience includes roles at Mutual Securities, Inc. and Raymond James Financial Services Advisors, Inc. Kowal is also involved in managing real estate holding companies. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized investment infrastructure.

Brent Mcquiston is a CFP® professional with 32 years of industry experience, currently serving as an advisor at Hightower Advisors. He has worked with Hightower since 2018 and held prior roles at Wealth Trust Arizona and Purshe Kaplan Sterling Investments. His business activities include fixed insurance sales. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, employing a multi-manager approach that incorporates affiliated and third-party managers, proprietary research, and diverse investment vehicles.

Trace Winn is a CFP® professional with Mercer Global Advisors Inc. in Mesa, AZ, with experience beginning in 2022. Prior to joining Mercer, he worked at Mayo Clinic and held positions at AT Still University and Arizona State University. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified, risk-appropriate portfolios and offers a range of management and planning services along with public content programs and affiliated service lines.

Andrew Damour is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and three years of industry experience. He previously worked at Edward Jones and Charles Schwab & Co., Inc. His background includes roles at multiple firms across different industries prior to his advisory career. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, focusing on annual financial reviews and investment recommendations using Schwab’s proprietary asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many enterprise wealth managers.

Michael Bowen is a financial advisor with Hightower Advisors in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Prior to joining Hightower in 2018, he worked at Purshe Kaplan Sterling Investments and WealthTrust Arizona LLC. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, and charitable organizations. The firm’s approach includes discretionary and non-discretionary portfolio management with an emphasis on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers.

Erica Gargol is a CFP® professional with 24 years of industry experience, currently serving at Stratos Wealth Partners, Ltd since 2016. She has a long-standing association with LPL Financial, dating back to 2003. Outside of her advisory work, she is a licensed notary and has involvement in managing rental properties, including a Flagstaff residence intended for short-term rental. Stratos Wealth Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers a broad range of financial planning and advisory services through a large network of representatives, combining individualized asset allocation with active monitoring and access to both proprietary and third-party investment strategies.

Linda Bradle is a financial advisor with United Planners Financial Services of America and holds a Series 63 designation. She has 28 years of industry experience, including prior roles at LPL Financial and independent consulting. Outside of finance, she has been a consultant for Arbonne International, a skincare and nutrition company, since 2012. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base with advisory and brokerage services. The firm supports independent advisors through a limited-partnership ownership structure and provides a range of custodial and third-party investment solutions.

Kayla Mayoral is a CFP® and Series 66-licensed financial advisor with nine years of industry experience. She is currently with Concurrent Investment Advisors, LLC and has previously worked with MP Advisors and Raymond James Financial Services. Kayla is also involved with Baldini Investment Strategies in a non-investment role focused on administrative and client service functions. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios using ETFs, mutual funds, individual securities, and alternative investments, supported by a network of approximately 286 advisors.

Barbara Marquis is a financial advisor at Stratos Wealth Partners, Ltd with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and UBS Financial Services. Marquis is based in Scottsdale, AZ. Stratos Wealth Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, advisor-managed programs, access to model portfolios and third-party managers, and retirement plan consulting through a large network of investment adviser representatives.

William Stevens is a financial advisor with Primerica Advisors in Scottsdale, AZ, holding the ChFC® and Series 63 designations and bringing 37 years of industry experience. He has worked at Park Avenue Securities, Guardian Life Insurance Company, Foresters Financial Services, Hornor Townsend & Kent Inc, and Penn Mutual. Stevens is also the owner and chief strategist of Real Performance, LTD, a leadership and management consulting firm. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies with various account-level features such as lending solutions and tax-harvesting.