Angel Miranda is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized supervisory and custody infrastructure.

Thomas Liberty is a financial advisor at Charles Schwab with 26 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Charles Schwab & Co., Inc. since 2016, following a brief tenure at MetLife Securities. He is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base primarily comprising high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, supported by multi-asset model portfolios, written advice policies, alternative investment due diligence, and integrated custody and brokerage services.

Jacob Bello is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. His prior work includes roles at Sharon Layman State Farm and CVS Pharmacy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment funds. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, utilizing a range of mutual funds, ETFs, and ETPs, and incorporates algorithmic methods and AI in its investment process.

Adam Cooley is a financial advisor with Equitable Advisors in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. Prior to joining Equitable Advisors, he worked at AXA Advisors LLC and has held roles outside finance, including positions at Cheddar's Scratch Kitchen and Claim Jumper Restaurant. He is also involved in real estate ventures, including partnerships in entities that manage Airbnb rentals and house flipping. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, utilizing a delivery model that emphasizes LPL-sponsored programs and endorsed third-party managers.

Marcin Urbanowicz is a CFP® professional affiliated with LPL Financial, with 20 years of industry experience. He has worked at LPL Financial since 2019 and also maintains a longstanding association with Rock Martin Private Wealth Management since 2008. Additionally, he has experience in tax preparation and accounting. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to model portfolios and research.

Jennifer Rydzewski is a financial advisor with Stifel in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She worked at UBS Financial Services for 13 years before joining Stifel Nicolaus & Co Inc in 2018. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to guide investment analysis and asset allocation.

Ayan Siddiqui is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at RBC Capital Markets, Morgan Stanley, Robinhood Financial, and The Vanguard Group. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Brian Kordansky is a financial advisor at Morgan Stanley with 17 years of industry experience. He has been with Morgan Stanley since 2009 and currently works at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he serves on the advisory board of the Phoenix Art Museum. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and serving approximately $2.74 trillion in client assets.

Jason Rhodes is a financial advisor with Cetera in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. His previous roles include positions at Royal Alliance, Penn Mutual Life Insurance Company, Hornor, Townsend & Kent, Inc., and Foresters Financial. He is also involved in Arizona Capital Management, a business affiliated with Cetera. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program options including automated allocations and bespoke strategies.

Ryan Schwenn is a financial advisor at Charles Schwab with eight years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab since 2019. His prior experience includes roles at Growler USA, LEST Group, LLC, Axa Advisors, LLC, and Arizona Benefit Plans, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary investment guidance and access to discretionary separately managed accounts. The firm combines brokerage, advisory, custody, and cash-sweep services within an integrated operational structure to support a large client base.

Joshua Moody is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2018. Prior to his current roles, he worked at Costco Wholesale from 2015 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Steven Thomas is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at USAA Investment Services Company and USAA Financial Planning Services. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios through systematic methodologies and long-term asset allocation benchmarks.

Nicholas Luitgaarden is a financial advisor at Edelman Financial Engines with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including The Vanguard Group and CCO Capital. Outside of advising, he is an owner and partner of NW Property Network, a residential real estate business. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and serves a large client base through advisor-led and online platforms.

Mitch Hatton is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. In this role, he provides clients with personalized financial services and collaborates with them to develop investment strategies aligned with their financial objectives. He has been with Fidelity Investments since 2016, progressing through various roles including Financial Representative, Investment Solutions Representative, Central Relationship Manager, Relationship Manager, Investment Consultant, and Financial Consultant. This experience has equipped him with a broad understanding of investment and client relationship management. Outside of his professional work, Mitch is interested in comedy, fitness, movies, parenthood, pets, and traveling.

Kristin Johnson is a financial advisor at Cetera with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Cetera since 2019. Previously, she was with Foresters Financial Service from 2002 to 2019. She serves as Vice President of a networking group, managing education tracking and referral activities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party money managers.

Sharon Welch is a financial advisor at LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials with 13 years of industry experience. She previously worked at Merrill for 11 years before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisors. The firm offers a broad range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios and research from multiple sources.

Andrew Castor is a financial advisor at Merrill with Series 66 credentials and 10 years of industry experience. He has been with Merrill since 2015 and concurrently associated with Bank of America, N.A. since 2018. Outside of his advisory role, he is a general partner and managing member of A-Squared Capital Management LLC, a firm focused on investment real estate in Scottsdale, Arizona. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm delivers model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Kristine Krahn is a financial advisor with LPL Financial in Goodyear, AZ, holding Series 63 and Series 65 licenses and having 10 years of industry experience. She has worked at LPL Financial since 2021 and concurrently at BMO Bank NA since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers diversified financial planning, advisory programs, retirement consulting, and brokerage services supported by model portfolios, research, and various management options.

Joseph McNaughton is a Senior Financial Advisor at Merrill Lynch Wealth Management based in Phoenix, Arizona. He assists a diverse client base including multi-generational families, C-suite executives, young professionals, physicians, business owners, and athletes. With over 10 years of experience, Joseph focuses on uncovering his clients' financial goals and working collaboratively to help them achieve those ambitions. His areas of expertise cover retirement planning tailored to desired lifestyle and income needs, goals-based wealth management strategies, tax-efficient financial strategies, trust and estate planning, legacy planning, executive services such as diversifying concentrated stock options and 10b5-1 plan execution, business owner services including succession and growth planning, as well as banking, liquidity, lending solutions, and alternative investments like private equity and hedge funds. Joseph emphasizes individualized and sophisticated recommendations combined with high-quality client service. Joseph holds a Bachelor's Degree from Arizona State University and the Personal Investment Advisor (PIA) designation. He is a member of the Arizona Country Club and Saint Theresa Dad's Club, and volunteers with the United Way, reflecting his commitment to community involvement.

Sean Bowers is a financial advisor at Edelman Financial Engines in Phoenix, AZ, holding a Series 65 designation with four years of industry experience. He previously worked at USAA from 2010 to 2020 and has been with Edelman Financial Engines since 2021. Edelman Financial Engines provides technology-enabled investment advisory services focusing on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and serves a large client base through both advisor-led and online platforms.