Mai Park is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Prior to joining LPL Financial in 2025, Mai worked for Bank of America and Merrill from 2009 to 2025. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and research from LPL Research.

Amanda Hiatt is a financial advisor with J.P. Morgan Securities in El Segundo, CA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. Outside of her advisory role, she serves as Treasurer and board member for the Neptunian Woman's Club, a nonprofit focused on charitable, educational, cultural, and civic services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. Their Institutional Consulting Services offer customized, non-discretionary advice delivered by a specialized team of Wealth Advisors.

Roobina Yahya is a financial advisor at Morgan Stanley with 28 years of industry experience. She previously worked at RBC Capital Markets for 14 years before joining Morgan Stanley Smith Barney LLC. Yahya holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and provides financial planning services that include scenario modeling without individual security recommendations.

David Guyette is a Wealth Management Advisor with Merrill Lynch Wealth Management, having joined the firm in 1997. He provides personalized strategic advice and develops strong client-advisor relationships by offering clients preferential access to financial resources. David works with business owners, high-net-worth individuals, families, and retirees, consulting on various aspects of their financial lives. His expertise encompasses advising on corporate 401(k) plans, profit sharing plans, defined benefit plans, retirement planning, stock option analysis, alternative investments, non-profit and endowment strategies, philanthropic strategies, life insurance analysis, residential lending, and liability management. David creates customized wealth management plans aimed at optimizing clients' financial goals while collaborating with tax and legal advisors when necessary to develop tax-efficient financial strategies. His disciplined investment approach focuses on protecting clients' standard of living, maintaining their lifestyle, and taking measured risks to enhance their financial outcomes, seeking consistent returns by minimizing downside risks and volatility. David holds a Bachelor's Degree from the State University of New York System at Oswego and carries professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He lives in Santa Monica with his wife, Janet, and their two sons, Jake and Sam. David is also involved in community activities, reflecting the Merrill tradition of local engagement.

Brian Klimke is a CFA® charterholder with 21 years of industry experience. He is associated with Cetera and has held roles at various Cetera entities since 2013, as well as positions at Tower Square Investment Management LLC and Avantax Investment Services Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with access to affiliated and third-party managers and various program structures.

Bo Ram Lim is a financial advisor with Equitable Advisors in Los Angeles, holding a Series 66 designation and having two years of industry experience. Prior to joining Equitable Advisors, Lim operated as a CPA through Bo Ram Lim CPA and Renamed LLC for over a decade. Lim also works as an accountant with Gatto Mcferson CPAs. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Alexander Reuben is a financial advisor at LPL Financial with 10 years of industry experience. He holds the Series 66 designation and has worked at firms including Edward Jones, JP Morgan Chase Bank, and JP Morgan Securities. He is also associated with Jonathon P. Reuben, CPA An Accountancy Corporation in a non-investment related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a wide range of advisory programs and brokerage services.

Raul Hernandez is a financial advisor at LPL Financial with 17 years of industry experience. He holds the Series 66 designation and has previously worked at BMO Bank NA, BancWest Investment Services, Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank. Hernandez is also active as an advisor with BMO Bank NA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and technology to serve a diverse client base.

Carol Wilshire is a CFP® with 30 years of industry experience, currently serving at RBC Capital Markets and City National Bank since 2020. She previously worked at UBS Financial Services Inc for 11 years. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio strategies implemented through a combination of in-house and third-party managers, complemented by RBC’s extensive capital markets capabilities.

Lyle Murakami is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Morgan Stanley since 2009, including tenure at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Arami Bryant is a Planning Consultant at Fidelity Investments, where she assists clients in creating their financial roadmap. She has been in this role since 2026. Prior to her current position, Arami worked as a Relationship Manager at Fidelity Investments from 2025 to 2026, and as a Financial Services Representative at the same firm from 2024 to 2025. Her earlier experience includes roles as an Associate Banker at JPMorgan Chase from 2022 to 2023 and as an Associate Teller at Wells Fargo from 2020 to 2022. Arami brings a comprehensive background in financial services, encompassing client relationship management and financial planning support. Outside of her professional career, she enjoys fishing, fitness, hiking, and outdoor adventures.

Alexander Dickson is a financial advisor with Morgan Stanley, holding a Series 66 designation and 15 years of industry experience. He has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers a broad range of retail and institutional services.

Brian Britt is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise in Torrance, CA since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Brian manages financial reporting and accounting for apartment buildings. Ameriprise provides a retirement-income planning service aimed at individuals nearing or in retirement, combining research and modeling with tax-efficient strategies. The firm offers a wide range of advisory, brokerage, and insurance solutions through its large institutional platform.

Sergio Del Puerto is a financial advisor with Ameriprise in Long Beach, CA, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at LPL Financial, Kinecta Financial & Insurance Services, Bank of the West, and BancWest Investment Services. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendations tailored to clients’ income and withdrawal strategies.

Fred Hidalgo is a Financial Consultant at Fidelity Investments, where he has been working since 2025. In this role, he focuses on helping clients develop financial plans tailored to their unique needs by understanding their personal, financial, and investment situations. His approach aims to ensure clients feel confident and comfortable with their financial plans. Fred's experience at Fidelity Investments spans several roles, including Financial Consultant I, Planning Consultant, Relationship Manager, and Financial Representative, beginning in 2020. This progression reflects his broad experience in financial consulting and client relationship management within the firm. Fred holds a California Insurance License. Outside of his professional work, he has interests in fitness, football, and pets.

Neil Fujita is a financial advisor at RBC Capital Markets with 17 years of industry experience. He holds the Series 66 designation and has worked at City National Bank, Bank of America N.A., and Merrill prior to his current roles. Fujita is a donor involved with the PVG Foundation, a nonprofit organization. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations with advisory programs that offer portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles. The firm’s investment approach includes the use of in-house and third-party managers and integrates capital markets and lending capabilities.

Jessie M Vargas Gutierrez is a financial advisor with Merrill in Downey, CA. She holds a Series 66 designation and has one year of industry experience. Her prior roles include positions at Bank of America, TSG Wealth Management, and Tax Rise Inc, among others. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

James Townes II is a CFP®-designated financial advisor with 22 years of industry experience. He is currently with OSAIC and has held prior roles at Lincoln Financial Securities, Pacific Advisors, Leisure Wenden & Tsary Agency, Mutual of Omaha, and Aflac. Outside of his advisory work, he owns Townes Financial Consulting, providing business consulting for small business owners and financial education to community colleges and clergy members. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services with access to multiple platforms, third-party money managers, and employs a variety of tools for portfolio construction and management.

David Bate is a financial advisor with LPL Financial in Manhattan Beach, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory work, he is also involved in real estate as a Coldwell Banker real estate agent. LPL Financial serves a broad range of clients, including individuals, retirement plans, institutions, and charitable organizations, offering financial planning, advisory programs, and brokerage services supported by a variety of investment management approaches and research resources.

Joshua Coello is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo and U.S. Bancorp Investments, Inc. He is based in Los Angeles, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.