Domarina Awdow is a Wealth Management Senior Relationship Manager at Fidelity Investments. In her current role, she serves as a primary point of contact for affluent investors, working alongside teammates and specialists to provide efficient and individualized wealth information to clients. Her professional experience at Fidelity Investments includes roles as a Private Wealth Management Senior Relationship Manager since 2021, Private Wealth Management Planning Consultant from 2018 to 2021, and Relationship Manager from 2016 to 2018. Domarina holds a California Insurance License. Outside of her professional work, she has interests in food, tennis, and yoga.

Sarah Freitas is a financial advisor with J.P. Morgan Securities in Palo Alto, CA, holding Series 63 and Series 66 licenses and three years of industry experience. Her prior roles include positions at Citibank/Citigroup and LPL. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending investment strategies.

Crystal Norris is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors. She is also the owner of Crystal Clear Wealth Management, a financial services business. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 advisors and serving a broad client base ranging from individual investors to institutional accounts. The firm offers various portfolio management and retirement services through a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Yubi Li is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. They hold Series 63 and Series 66 licenses and have worked at firms including Wells Fargo Advisors and First Republic Investment Management. Yubi is based in Palo Alto, CA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers access to a range of investment products and strategies through its Institutional Consulting Services program.

Judy Keng is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management serves a broad client base with advisory programs for individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Charles Mok is a Senior Financial Advisor with Merrill Lynch Wealth Management, a role he has held since joining the firm in 2009. He has been a financial advisor since 1980, bringing decades of experience in total wealth management to his clients. Charles focuses on areas including family wealth management strategies, legacy planning, retirement and investment planning, liquidity management, portfolio management services, tax minimization, and both individual and corporate investment strategy. His investment approach employs a top-down methodology, beginning with an analysis of the fundamentals of each country's economy to inform sector and individual investment selections. Charles has extensive experience in stock, bond, and mutual fund research and incorporates alternative investments selectively to enhance portfolio construction. He holds the designation of Personal Investment Advisor (PIA) and earned his High School Diploma/GED from the University of Texas System. Outside of his professional work, Charles participates in community volunteer activities consistent with Merrill’s tradition of community involvement. His personal interests include basketball, chess, cooking, photography, and traveling.

Mason Arnold is a financial advisor at Fidelity with Series 66 and Series 63 licenses and three years of industry experience. He has worked at Fidelity Investments since 2022 and previously held roles at DXC Technology and Avetta LLC. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research and quantitative analysis to construct model portfolios that include mutual funds, ETFs, and ETPs.

Roberto Garfias is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He previously worked at Bank of America, N.A. and Merrill from 2014 to 2023. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Douglas Keyston is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association for the past 10 years. Outside of his advisory role, Keyston is a partner in Silversword Investors, an agriculture-related investment entity. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group. The firm uses structured planning tools and various modeling techniques, managing approximately $2.74 trillion in client assets.

Scott Symank is a financial advisor with Morgan Stanley in Pleasanton, CA, holding a Series 66 designation. He has professional experience beginning in 2025 with Clearwater Analytics and joined Morgan Stanley in 2026. His background includes four years at Clemson University and prior roles in education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Lu Hao is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and two years of industry experience. He previously worked at China Merchants Bank for seven years and has been with J.P. Morgan Securities and JPMC Bank NA since 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a centralized due diligence process. The firm emphasizes an ESG eligibility framework and offers customized, non-discretionary advice through its Institutional Consulting Services program.

Thomas Ransohoff is a financial advisor at Merrill with 34 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 1991, concurrently working with Bank of America since 2009. Outside of his advisory role, he is involved with Sacred Heart Community Service in San Jose, focusing on efforts to help individuals gain workforce skills and improve their opportunities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Khoa Luong is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with J.P. Morgan in various roles since 2017, including positions at JPMorgan Chase Bank and JP Morgan Securities LLC. Prior to that, he worked at Enterprise Holdings for three years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain decision-making authority.

Scott Rash is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Morgan Stanley since 2009. Rash serves as a non-public arbitrator for the Financial Industry Regulatory Authority. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment and planning services.

Scott Edington serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with Corporate Executives, Business Owners, and Retirees, guiding them through personalized wealth management strategies. His responsibilities include addressing client priorities such as preserving and growing wealth, mitigating taxes, supporting loved ones, and facilitating charitable giving. Scott emphasizes client goals as the foundation of his team's approach to financial planning. Scott's expertise encompasses executive compensation, family wealth management, liquidity management, personal retirement planning, small business strategies, tax minimization, and retirement income. He provides access to investment insights from Merrill as well as banking and lending solutions from Bank of America to create strategies responsive to changing market conditions. He holds the Personal Investment Advisor (PIA) designation. Scott attended Butte College without obtaining a degree and completed his high school education at Granada High School. Beyond his professional work, he participates in community service, volunteering with local organizations in line with Merrill's tradition of community involvement.

Samer Georges is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop strategies tailored to their individual priorities and evolving goals. His approach emphasizes transparency and partnership, helping clients navigate financial options with clarity and confidence to create informed plans aligned with their values. He has been with Fidelity Investments since 2024, initially serving as an Investment Consultant before becoming a Financial Consultant. Prior to that, Samer worked at JPMorgan Wealth Management as a Private Client Advisor from 2021 to 2024 and as a Private Client Banker at JPMorgan Chase from 2019 to 2021. He holds a California Insurance License. Outside of his professional work, Samer enjoys spending time at the beach, social events with friends, watching movies, playing soccer, swimming, and traveling.

Ahmed Khatib is a Private Wealth Advisor and founder of the Lloyd Khatib Group within Merrill Private Wealth Management. He works closely with entrepreneurs, wealth creators, senior executives, and ultra-high-net-worth clients to help them grow, preserve, and transfer their wealth more effectively. Ahmed focuses on understanding his clients’ unique financial goals and developing clear strategies that address the complexities associated with substantial wealth. Ahmed has extensive experience in investing and wealth management, having worked since 2000. Prior to joining Merrill, he was a Senior Investment Strategist at Wells Fargo Private Bank and served as a Senior Portfolio Manager at HighMark Capital Management. His expertise spans areas such as education planning, executive compensation, family wealth management, legacy planning, liquidity management, and socially responsible investing. He holds an M.B.A. from the Paul Merage School of Business at the University of California, Irvine, and a bachelor's degree in Psychology with a minor in Economics from the University of California, San Diego. His education also includes a year of study at the University of Reading in England. Ahmed is a Chartered Financial Analyst® (CFA®) and a CERTIFIED FINANCIAL PLANNER™ (CFP®). He serves on the Board of Directors and the Finance Committee of LifeMoves, a Bay Area nonprofit supporting homeless families and individuals. Ahmed is a member of the CFA Society of San Francisco and resides in San Mateo with his wife and two children. In his free time, he enjoys traveling, playing golf, tennis, basketball, and playing guitar.

Gail Rogers is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, and Morgan Stanley Smith Barney since 2010. Outside of her advisory role, she serves on the advisory board of Associate Resources LLC, a strategy consulting firm, and is a board member of the University of Pennsylvania Alumni Club of San Francisco. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment modeling in its advisory process.

David Hoang is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Solaria Perez Stepanov is a financial advisor at Morgan Stanley with 15 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2010 and at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she owns SOLARIA TV, a video production business. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques in its financial planning process.