Stella Chay is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 credentials and has worked in various capacities within Fidelity since 2015, including roles at Fidelity Brokerage Services LLC and FIDELITY Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including management of model portfolios that use a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its involvement with registered investment companies, use of AI-driven research methods, and its registered commodity pool operator status.

Jeneen Slack is a CFP®-certified financial advisor with 18 years of industry experience, currently affiliated with LPL Financial. Her prior work includes roles at Raymond James Financial Services, Summit Financial Group, and Cetera Advisors. In addition to her advisory work, she serves as an independent contractor for Summit Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment programs and utilizes various portfolio strategies supported by research and operational tools.

Matthew Healy is a financial advisor with LPL Financial based in Fremont, CA, holding Series 66 and Series 63 licenses and bringing 27 years of industry experience. His career includes a decade at U.S. Bancorp Investments and U.S. Bank, along with multiple tenures at LPL Financial. Outside of advisory work, he is involved with Healy Insurance Services, focusing on non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing various model portfolios and subadvisors, supported by advanced operational and research tools.

Shannon Bosick serves as Vice President and Branch Leader, where she helps lead, coach, and inspire a team of financial professionals dedicated to partnering with families to achieve their financial goals through established standards of care. Prior to this role, she was a Vice President Regional Planning Consultant at Fidelity Investments from 2013 to 2025. Shannon holds a California Insurance License, supporting her expertise in the financial services industry. Outside of her professional work, she enjoys hiking and music.

Jyoti Sharma is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds the Series 63 and Series 66 designations and has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019. Prior to that, she was affiliated with Wells Fargo Clearing and Wells Fargo Investments. Sharma serves as a board member and officer for the Blackhawk Community Cares Foundation, a civic organization based in Fremont, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Jon Owens is a Series 65 licensed financial advisor with seven years of industry experience. He has worked at Fisher Investments since 2019 and previously was employed at Pridewood Financial Compliance for five years. Fisher Investments serves institutional and private clients worldwide, offering discretionary portfolio management across various asset classes. The firm uses a centralized investment process combining quantitative and qualitative analysis, with tax-aware and risk management strategies, and has a notable non-U.S. client base and extensive sub-advisory relationships.

Mackenzie Sitzwohl is a Series 66-licensed financial advisor with Morgan Stanley in Orinda, CA, and has four years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2021, Sitzwohl worked at Victory Financial Planning and The Standard Insurance Company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their planning process employs firm-approved tools and modeling techniques, offering tailored financial plans without individual security recommendations as part of standalone programs.

George Kugman is an Investment Consultant at Fidelity Investment, a role he has held since 2023. He works closely with clients to understand their investment objectives and constraints, partnering with them to create customized plans aimed at achieving their family's financial goals. He leverages Fidelity's resources to support clients in navigating their financial journeys. George has accumulated extensive experience in the financial services industry. Prior to his current position, he served as a Financial Consultant VP at Charles Schwab from 2022 to 2023, a Senior Financial Consultant at TD Ameritrade from 2020 to 2022, a Senior Financial Advisor at Merrill Lynch from 2017 to 2020, and a Senior Private Banker at Wells Fargo Advisors from 2005 to 2017. He holds a California Insurance License. Outside of his professional work, George enjoys biking, comedy, fitness, exploring food, watching movies, and scuba diving.

Sui Ha Mok is a financial advisor at Fidelity with one year of industry experience. She holds the Series 66 designation and previously worked at Stanford Health Care and PharMerica. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Kathy Sowl Chelini is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Her prior roles include 24 years at RBC Dain Rauscher Inc. and eight years with Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including specialized services such as business-owner transition and sports & entertainment planning, utilizing Wells Fargo research and planning tools to develop tailored financial recommendations.

Karl Arias is a financial advisor with Edward Jones in Walnut Creek, CA, holding a Series 66 designation and two years of industry experience. He previously worked at JPMorgan Chase Bank for 18 years before joining Edward Jones in 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Russel Singer is a financial advisor with Mass Mutual Investors Services in Pleasanton, CA, holding a Series 66 designation and 23 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with METLIFE Securities Inc. from 2006 to 2017. Singer also operates as an independent insurance agent offering fixed annuities and Medicare-related products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides ongoing financial planning and asset management using a collaborative approach supported by firm-approved analytical tools.

Jeffrey Miller is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with MML Investors Services Inc since 2009 and MassMutual Life Insurance Company since 2008. Outside of his advisory work, Miller serves as a high school swim coach. MassMutual Investors Services operates as a subsidiary of MassMutual and provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services, along with educational seminars.

Deborah Tharp is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 designations and has worked at various divisions within Morgan Stanley since 2009. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through structured planning processes and firm-supported investment tools.

David Bail is a financial advisor with Morgan Stanley who holds a Series 63 designation and has 35 years of industry experience. He has been with Morgan Stanley in various capacities since 2009, including his current role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is involved in agricultural planning and development through Farm DHB LLC and participates in retail and online sales activities as a partner in ReUseBricks.com LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning supported by proprietary tools and investment research, managing approximately $2.74 trillion in client assets.

Connor McGuire is a financial advisor with Morgan Stanley in Pleasanton, CA, holding a Series 66 designation and possessing 10 years of industry experience. He has worked at Morgan Stanley since 2015, including roles with Morgan Stanley Private Bank, National Association since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Tarik Glenn is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to his current role, he worked at Morgan Stanley for three years. Outside of financial services, he has experience with the National Cycling League and the Kombu Kitchen. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Yaochao Wei is a financial advisor at Merrill with four years of industry experience and holds the Series 66 designation. Prior to joining Merrill in 2016, Wei worked for two years at Sincere Home Decor. Outside of advisory work, Wei is a co-owner of a family rental property. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jeffrey Bohn is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and 21 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Dominic Mc Kenna is a financial advisor with Edward Jones in Alameda, CA, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has been with Edward Jones since 1996. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and proprietary mutual funds, operating under a fiduciary standard.