Tien Vo is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding a Series 66 designation and seven years of industry experience. He has worked with various J.P. Morgan entities since 2018 and previously worked outside finance at San Jose Physical Therapy and HumanitiesDC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative screening and qualitative research, incorporating ESG considerations and supported by affiliates that provide implementation and portfolio services.

John Moran is a financial advisor at UBS Financial Services with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets support through its global platform.

Andrew Megia is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 licenses with 10 years of industry experience. His prior roles include positions at Merrill Lynch, Fidelity Investments, Fisher Investments, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, while clients retain final decision-making authority.

Russell Case is a CFP® professional with 16 years of industry experience, currently serving at Edward Jones since 2009. He is based in Los Gatos, CA, and holds the Series 66 designation. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Donald Bogue is a financial advisor at Osaic with eight years of industry experience. He holds the Series 66 designation and has previously worked at Lincoln Financial Advisors, LPL Financial, and HD Vest. Osaic Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, with a range of programs including financial planning, advisor-managed portfolios, and retirement plan consulting.

Allan Walsworth is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His career includes roles at Citigroup Global Markets from 1996 to 2009 and at Morgan Stanley since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Tongjing Wu is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping clients develop strategies to pursue their financial goals. As a Personal Investment Advisor (PIA), Tongjing takes the time to understand clients' priorities and provides guidance on areas including investing, retirement planning, and saving for unexpected events. Tongjing also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Tongjing holds a Bachelor's Degree from Zhejiang University of Finance and Economics and a Master of Business Administration (MBA) from the University of Southern California. Fluent in both English and Mandarin, Tongjing offers ongoing advice and support tailored to clients' evolving needs.

Vincent Yip is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo and JP Morgan in various capacities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning based on structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer agreements.

Anna Demarcus is a financial advisor at Morgan Stanley in Cupertino, CA, with 19 years of industry experience. She holds the Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and investment models to assist clients in developing their plans.

Ruth Freitas is a financial advisor at LPL Financial with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Bank of the West and BancWest Investment Services prior to joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Richard Abarca is a Financial Consultant currently with Fidelity Investments since 2019. He has experience working as a Financial Advisor at Bancwest Investment Services from 2018 to 2019, and Prudential Financial from 2017 to 2018. Prior to his advisory roles, he served as a Relationship Banker at Bank of America from 2010 to 2016. In his role, Richard focuses on understanding clients' unique financial situations and collaborates with them to develop plans aimed at reaching their financial goals. He emphasizes building strong relationships with clients and their families, maintaining competency, reliability, and integrity in his work. Richard holds a California Insurance License, supporting his capabilities in the financial advisory field.

Claudio Enriquez is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Morgan Stanley and its Private Bank since 2009. Based in San Jose, CA, his career includes 11 years at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenarios developed by its Global Investment Committee.

Mojgan Mohammadi is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies that begin with understanding her clients' financial situations, family dynamics, and priorities. Mojgan works with clients to develop flexible approaches tailored to their evolving needs and changing market conditions, offering access to Merrill’s investment insights alongside the banking and lending solutions of Bank of America. Her expertise encompasses family wealth management strategies, personal retirement planning, portfolio management services, and supporting women in wealth. Prior to entering the financial industry, Mojgan worked in the fashion and alternative health sectors, experiences that contribute to her holistic approach to advising clients. She holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the California State University system. Mojgan is fluent in English and Farsi. Outside of her professional role, Mojgan’s personal interests include dancing, hiking, music, reading, rock climbing, running, traveling, writing, and yoga. Her philosophy centers on connecting all aspects of a client’s financial life to help them prioritize and pursue the goals that matter most.

Fiera Brein is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing nine years of industry experience. Prior to joining Raymond James, Brein worked at JPMorgan Chase Bank and JPMorgan Securities LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals, with a notable municipal finance affiliation uncommon among large institutional advisors.

Lizandro Salazar is a financial advisor with LPL Financial based in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with LPL Financial since 2006 and previously worked at Banc of America Investment Services, Inc. from 1998 to 2005. Salazar is also involved in a non-variable insurance business operating as Sequoia Wealth Advisors & Investment Management, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Alka Madinur is a financial advisor at Merrill with a Series 66 credential and 12 years of experience, all with the firm since 2014. She is based in San Jose, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Williams is a CFP® professional with 31 years of experience in the financial services industry. He is currently affiliated with Mass Mutual Investors Services and MassMutual Life Insurance Company, where he has worked since 2017. Prior to that, he spent 20 years at Metropolitan Life Insurance Company and MetLife Securities Inc. Williams also works as an independent insurance agent specializing in dental and group disability income, life, accident, health, long-term care, and Medicare-related products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements that utilize firm-approved software to develop written recommendations tailored to clients' goals.

Matthew Park is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, following 13 years at CitiGroup Global Markets. Outside of his advisory role, he coaches a boys volleyball team at Leland High School in San Jose. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Lilianna Watt is a financial advisor with Morgan Stanley in Cupertino, CA, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2016. Outside of her advisory role, she serves as a trustee for a family investment property held in trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering financial planning and advisory services to individuals and institutions, managing approximately $2.74 trillion in client assets through structured planning processes and a broad array of investment programs.

Cheryl Tadlock is a Senior Financial Advisor at Merrill Lynch Wealth Management. In her role, she provides investment guidance and financial planning services to clients. Cheryl holds the professional designation of Personal Investment Advisor (PIA), demonstrating her commitment to expertise in personal investment management. She earned her Bachelor's Degree from San Diego State University. Her background combines formal education and professional credentials to support her advisory practice.