Evelyn Abraham Lopez is a financial advisor with Merrill in Pompano Beach, FL, holding Series 63 and Series 66 credentials and one year of industry experience. Her prior work includes positions with The Vanguard Group and Bank of America. She has also been involved with the Chewonki Foundation and operated a beachwear business, FL Waves Beachwear LLC. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s broader platform.

Angaddeep Ahluwalia is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and with 11 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved in consulting for Dynamic Yacht Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools combined with the expertise of its Global Investment Committee.

Donald Rigg is a financial advisor with Primerica Advisors in Coral Springs, FL, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with PFS Investments Inc. since 2012 and has a long-standing role with Broward County Schools beginning in 2006. Outside of his advisory work, he is involved in the sale of loan products and home-related services through affiliates of PFS Investments Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm emphasizes a tiered wrap fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Richard Caccamise Jr. is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has been with Raymond James & Associates since 1998, with a brief gap before returning in 2017. Outside of his advisory work, he is involved in real estate ownership through Starr Marine LLC and Starr Properties LLC. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations through both non-discretionary and discretionary advisory programs, and it also serves municipal clients with public-financing and investment banking services.

Glenn Lotenberg is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials and 20 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Advisors Asset Management, Inc. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis through a broad network of financial advisors and affiliated services.

William Rice is a financial advisor with Merrill in Margate, FL, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2012. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm integrates its services within Bank of America’s corporate platform, providing access to a broad range of products and investment options.

Thomas Harbour is a financial advisor with Ameriprise in Davie, Florida, holding a Series 63 designation and 34 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he works as a franchise consultant coaching other franchise advisors and owns a limited liability company that holds a boat. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax strategies to create tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Andrew Britton is a financial advisor with Wells Fargo Clearing in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he is the executive owner of a boxing studio through a family-owned LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Griffin is a Financial Advisor at Merrill Lynch Wealth Management, focusing on assisting corporate executives, growing professionals, and business owners with their financial planning needs. With over 10 years of experience, he specializes in creating personalized, goal-based strategies to grow and preserve wealth, covering areas such as tax-aware strategies, wealth and estate preservation, philanthropic giving, business succession and transition planning, investment management, and retirement cash flow planning. David holds a Bachelor's degree in Economics from Binghamton University (SUNY). He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His approach emphasizes building financial confidence, enabling clients to make informed decisions and optimize their long-term financial potential. Outside of his professional role, David enjoys spending time with his family and engaging in sports such as basketball, football, ice hockey, pickleball, soccer, and tennis. He also has interests in cooking, photography, and traveling.

Michael Rogero is a financial advisor with Morgan Stanley in Fort Lauderdale, FL. He holds a Series 66 designation and has been in the industry since 2024, with prior experience at MassMutual Life Insurance Company and MML Investors Services, LLC. He attended Florida State University and worked at Bishop Kenny High School before entering the financial services field. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide array of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Sarah Oseroff is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Prior to Merrill, she was involved with Main Line Technology Solutions, a small business she created focused on technology support and social media advertising, although the company is currently inactive. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth families, pension plans, and charitable organizations.

Christian Lisena is a financial advisor at Wells Fargo Advisors in Fort Lauderdale, FL, with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and divorce planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

George Davis is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has operated under his own entity, George Theodore Davis, since 2006 and has been affiliated with LPL Financial since 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial services supported by research and model portfolios from both in-house and third-party sources.

Kristi Gomez is a financial advisor with Mass Mutual Investors Services in Ft Lauderdale, FL, holding Series 63 and Series 65 credentials and with 10 years of industry experience. She has been with Mass Mutual Investors Services since 2015 and Massachusetts Mutual Life Insurance Company since 2013. Outside of advising, Ms. Gomez is the owner and founder of Miami Pollinators, an environmental nonprofit focused on fundraising and project organization. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements utilizing proprietary software and delivers written recommendations, while clients retain discretion over implementation.

Nicholas Kollias is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His career includes roles at JPMorgan Chase and J.P. Morgan Securities since 2016, as well as prior experience at TD Ameritrade. Outside of his advisory work, Kollias is involved in consulting through Okin Holdings LLC, focusing on life coaching and brand development, serves on the Audit Committee of the School Board of Broward County, and participates as an independent contractor with Marwar Junction Productions. He is also a musical artist with rights to a published song on iTunes. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Chanille Mckinney is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. Her work history includes roles at Bank of America, Uber Eats, Merrill, Seminole Casino Coconut Creek, JP Morgan Chase, Broward College, and Robert Wayne Footwear. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, and other institutional clients.

Gustavo Carvajal is an International Wealth Advisor and Managing Director with Merrill Lynch Wealth Management, where he has been serving since 1999. He is a key point of contact for the multinational, multigenerational families advised by The Carvajal-Lipkowitz Group, providing guidance focused on long-term continuity. Gustavo leads various initiatives within the team and regularly travels globally to meet clients in person. He also advises other professionals within the firm and the wider industry. Gustavo's expertise includes college education planning, family wealth management strategies, international wealth management, legacy planning, LGBT wealth planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, women and wealth, and tax minimization. The Carvajal-Lipkowitz Group specializes in trust and estate planning services, financial planning, investment management, and banking and credit through Bank of America. He earned a Bachelor of Arts degree in Business Administration with a major in Management from Florida International University. Gustavo holds the Personal Investment Advisor (PIA) designation and is proficient in both English and Spanish. Outside of his professional role, his personal interests include adventure sports, running marathons, scuba diving, skiing, skydiving, swimming, table tennis, and traveling. He participates in various sports events and raises funds for multiple foundations annually.

John Heyman is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC from 1999 to 2020. Heyman operates a business under the name Private Wealth Strategies Group. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, providing both advisory and brokerage/insurance services tailored to client goals, risk tolerance, and time horizon.

Kate Oliver is a financial advisor with Ameriprise in Ft. Lauderdale, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, she worked in education and property services. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which emphasizes dependable income sources and tax-aware withdrawal strategies.

Keith Fernandez is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.