Zachary Strutt is a financial advisor at Raymond James Financial with 10 years of industry experience. He holds a Series 66 designation and has been associated with various Raymond James entities since 2016. Outside of his advisory work, he owns a rental property in St. Petersburg, FL. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors and public sector entities. The firm offers specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses and delivers tailored, non-discretionary investment solutions alongside municipal and public finance capabilities.

Paul Lentini is a financial advisor with Raymond James & Associates in Largo, FL, holding CFP® and ChFC® designations and 24 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. He serves as a director on the board of LEO Family Fun Day, Inc., an organization that plans an annual event supporting law enforcement families in Pasco County. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and municipal clients. The firm offers both non-discretionary advisory services and institutional consulting, with notable capabilities in public finance and municipal investment banking.

Christopher Jett is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds the Series 66 designation and has seven years of industry experience. He has been with Raymond James & Associates since 2007. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both retail and institutional clients, including municipal and public finance sectors.

John Eussen is a financial advisor at Fisher Investments with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Fisher Investments since 2011. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized Investment Policy Committee to guide investment decisions and employs tax-aware and risk management strategies in its globally diversified portfolios.

Dawn Gatti is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding Series 63 and Series 66 credentials and 25 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA, from 2014 to 2023. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Gina Di Grandi is a financial advisor with J.P. Morgan Securities in Clearwater, FL, holding a Series 66 credential and 14 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. from 2012 to 2024 before joining J.P. Morgan in 2024. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Laura Blaya is a financial advisor at Raymond James & Associates with six years of industry experience. She holds the Series 66 designation and previously worked at The Heckman Group. She has been with Raymond James since 2017. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering advice through non-discretionary planning and a range of firm-sponsored programs.

Matthew Gourgues is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at USAA Financial Planning Services and Koba Apps LLC. Outside of finance, he manages Nawlins Snowballs LLC, a mobile concession trailer business selling shaved ice treats. Raymond James & Associates is a registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm provides wealth advisory planning, investment consulting, and institutional services to a diverse client base, delivering non-discretionary advice supported by a broad affiliate network and specialized capabilities in municipal and public finance.

Yandri Arces Obregon is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and one year of industry experience. Prior to joining Raymond James, Obregon worked at Truist, Wells Fargo, and Golden Gates Financial. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management, serving a broad client base including individuals, pension plans, corporations, and government entities. The firm provides non-discretionary wealth advisory planning and investment consulting, supported by an extensive affiliate network and active involvement in municipal and public finance.

Todd Foley is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones. Outside of his advisory role, he owns the domain name swimadvisor.com. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, pension plans, corporations, and government entities. The firm offers wealth advisory planning and investment consulting through non-discretionary services and provides specialized municipal and public finance capabilities.

Chad Schafer is a CFP®-certified financial advisor with 25 years of industry experience. He has worked at LPL Financial since 2018 and previously spent four years with Invest Financial Corp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Bethanie Gore is a financial advisor with LPL Financial in Clearwater, FL, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining LPL Financial, she worked at Northwestern Mutual in various capacities from 2023 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations, through a large national network. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Paz Chandra is a financial advisor at OSAIC with 30 years of industry experience. They hold Series 63 and Series 66 credentials and have previously worked at LPL Financial and Sii. Chandra serves as a board member of SPT Inc. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using advanced asset-allocation tools and automated rebalancing to construct diversified portfolios.

Shawn Isaacson is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Merrill, Bank of America, Morgan Stanley Private Bank, MML Investors Services, and MassMutual. He is based in Palm Harbor, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm uses structured discovery conversations and firm-approved tools to develop financial plans, managing approximately $2.74 trillion in client assets.

Jed Mccrumb is a financial advisor with Ameriprise in Clearwater, FL, holding a Series 66 designation and 17 years of industry experience. He has worked at Ameriprise since 2017, including time at Ameriprise Financial Advisors Inc., and previously at Wells Fargo Advisors. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, with a focus on assets held in Ameriprise Managed Accounts and product selections that include affiliated funds.

Sumaiyya Khan is a CFA® charterholder and holds a Series 66 license, currently serving as a financial advisor with Raymond James & Associates. She has three years of industry experience, with prior roles at Sabal Trust Company, Premier Family of Companies, and the New Jersey Turnpike Authority. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm provides wealth advisory planning and institutional consulting services to a diverse client base, including individuals, corporations, and government entities, delivering non-discretionary financial planning and investment recommendations supported by a broad affiliate network.

James Petika is a financial advisor at UBS Financial Services with six years of industry experience. He has worked at UBS since 2019 and previously was with Brown & Brown Insurance from 2015 to 2019. He holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Jay Timberlake is a financial advisor with Raymond James Financial Services Advisors, Inc. in Largo, FL, holding a Series 66 designation and having 26 years of industry experience. He has been with Raymond James since 2016. He also owns Timberlake Financial, LLC, a support company. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers non-discretionary financial planning and investment consulting, emphasizing tailored recommendations supported by extensive research and a broad affiliate network.

Quinn Ebright is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 10 years of industry experience. He has worked with various entities within Raymond James since 2015. Outside of finance, he owns Quinn Ebright Photography, a small e-commerce business selling landscape photography prints and related services. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, providing non-discretionary wealth advisory and investment consulting through a range of programs and affiliate resources.

Sharon Toston is a financial advisor at LPL Financial with six years of industry experience and holds a Series 66 credential. Her prior roles include positions at Waddell And Reed, Inc. and various insurance carriers with W&R Insurance Agency. She also managed Command Your Clutter, a business she operated for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.