Analisa Mcguffie is a financial advisor with UBS Financial Services, holding a Series 66 designation and two years of industry experience. Prior to joining UBS in 2022, she held roles at Quality Controlled Manufacturing Inc. and the University of Arizona. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans and portfolio management.

Gilda Aceves is an International Wealth Advisor with Merrill Lynch Wealth Management. She specializes in developing personalized wealth management strategies for a select group of high net worth clients, focusing on areas such as family wealth management, international wealth management, managing new wealth, portfolio management services, and women and wealth. Gilda holds a Bachelor's Degree from San Diego State University and the Personal Investment Advisor (PIA) designation. She emphasizes a one-on-one approach to create financial strategies tailored to each client's long-term goals. In addition to her professional work, Gilda is actively involved in community volunteer activities and enjoys personal interests including cooking, music, reading, running, tennis, traveling, and spending time with her family.

Christopher Quinley is a Series 66-licensed financial advisor with LPL Financial in San Diego, CA, where he has worked since 2011. He has 20 years of industry experience, including five years at Ameriprise prior to joining LPL. Quinley is also co-owner and president of Liang & Quinley Tax Management and co-owner of Bruno Skorheim LLP, both of which provide tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its advisors with model portfolios, third-party subadvisors, and various investment platforms while maintaining a broad range of related financial services.

Leonel Aceituno is a financial advisor at LPL Financial with 13 years of industry experience. He previously worked at Unionbanc Investment Services from 2013 to 2024 and Union Bank from 2008 to 2017. He holds Series 63 and Series 66 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jessica Hardy is a financial advisor at Cetera with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Cetera since 2019, following prior roles at Foresters Financial Services and Foresters Advisory Services. Outside of her advisory work, she serves as the 2nd Vice President of Education for Curie Elementary PTA and volunteers with the PTA Garden Club. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a nationwide network of over 10,000 advisors.

Charity Schulz is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 21 years of industry experience. She has been with J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Heather Gabbara is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2014, including roles at JPMorgan Chase Bank, N.A. since 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory with brokerage and investment management capabilities.

Claudia Emmet is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 designations and 19 years of industry experience. She previously worked at Commonwealth Financial for 10 years before joining Raymond James and its affiliated firms in 2025. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports implementation through advisory programs or other providers.

Tito Gutierrez is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. Prior to that, he worked at JPMorgan Chase Bank, N.A. starting in 2010. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Francisco Davila is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with J.P. Morgan Securities since 2013 and also works with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Sergio Bache is an International Wealth Advisor with Merrill Lynch Wealth Management. He has over 15 years of experience in the financial services industry and joined Merrill in 2015. Sergio works with both international and domestic clients, focusing on a broad range of wealth management strategies including family wealth management, retirement planning, portfolio management, small business strategies, and socially responsible investing. Sergio holds a Bachelor's Degree from San Diego State University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is bilingual in English and Spanish, enabling him to serve a diverse client base. He leverages the investment insights of Merrill and the banking services of Bank of America to provide comprehensive financial solutions. Beyond his professional role, Sergio engages in community activities such as coaching soccer and tutoring math to K-8 students. His personal interests include cooking, soccer, swimming, traveling, and spending time with his family.

Ryan Umbenhaur is a financial advisor with Edward Jones in La Mesa, CA, holding a Series 66 designation and four years of industry experience. His prior roles include positions at PNC Bank, BBVA Bank, and Comerica Bank. He serves as a board member for the Lake Murray Terrace Condominium Association in Santee, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large nationwide network of advisors and branch offices.

S Belloso is an International Wealth Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, international wealth management, and managing new wealth. With 30 years of experience, Belloso has focused on working with wealth creators from abroad who have investable assets of at least $10 million, as well as their second and third generations. Belloso began their career in 1985 as Head of International Private Banking at Bank of America in San Diego. In 1990, they joined Citi Bank International Private Banking in San Diego. Over the past 25 years, Belloso has served as an International Wealth Advisor at firms including UBS International, Smith Barney, and Morgan Stanley, with professional experience spanning Tucson, Phoenix, and Houston. Belloso holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Escuela Nacional de Comercio. Outside of their professional work, Belloso enjoys chess, music, reading, and spending time with family.

Veronica Benitez is a financial advisor at Merrill with 27 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2016. Based in San Diego, CA, her career includes a decade at Merrill in her current role. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Genie Lebay Short is a financial advisor with Osaic Wealth, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Prior to joining Osaic in 2023, she worked for Sagepoint Financial, Inc. for 14 years. Outside of her advisory role, she is a certified Citadel Estate Planner, referring clients for estate planning services. Osaic Wealth serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines brokerage and advisory services with financial planning and retirement consulting, employing tools such as asset-allocation models and automated rebalancing to construct customized portfolios.

Sung Hoon Pyon is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at Morgan Stanley, E*Trade Securities, TD Ameritrade, Merrill, MassMutual Investors Services, and Northwestern Mutual Investment Management. Outside of finance, he owns Grillsimply.com, a blog focused on grilling and smoking meats. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm delivers holistic, goal-based financial analyses and offers clients the option to combine planning with managed accounts under a consolidated billing service called WealthPlan, while keeping planning and portfolio management services separate.

Mark Thorne is a financial advisor with LPL Financial in La Jolla, CA, holding a Series 63 designation and having 39 years of industry experience. He has worked with LPL Financial since 2018 and has operated MTA Financial Services since 1992. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and portfolio management options supported by research and technology tools.

Kellen Bonnafoux is a Financial Advisor at Merrill Lynch Wealth Management, serving clients in San Diego. He works with high-net-worth families to help preserve and manage significant wealth with clarity and purpose. Kellen focuses on helping clients maintain what they have built, bringing thoughtful structure to their financial lives and supporting long-term planning across generations. Drawing from his background in International Finance and Wealth Management, Kellen takes a measured and steady approach to advising clients through life's financial transitions. His expertise includes corporate executive services, international wealth management, liquidity management, philanthropic planning, small business strategies, and tax minimization. He collaborates closely with clients and their advisory teams to ensure cohesive strategies tailored to long-term priorities. Kellen holds a Personal Investment Advisor (PIA) designation and has earned an Accredited Certificate Program from Semmelweis University Medical School as well as a Master of Arts from the University of Canterbury. Outside of his professional role, his personal interests include camping, reading, swimming, and traveling.

Katharine Downey is a financial advisor at Merrill with 22 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2009 and previously was with Banc of America Investment Services, Inc. from 2004 to 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Mang is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has been operating his own financial services firm, Thomas Mang Financial, since 2012. He has worked with Cetera and its related entities continuously since 2001. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a broad range of portfolio management and consulting services through a large network of independent advisors and utilizes a multi-manager platform with discretionary and non-discretionary program options.