Fatama Khan is a financial advisor at Charles Schwab with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated bank since 2011. Khan serves as a member at large for an Orange County education board, participating in decisions about event content. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Wilison Lim is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation and six years of industry experience. His career includes roles at Philippine Savings Bank from 2012 to 2017 and Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Million is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his advisory role, he is the managing member of NYSE Guy, LLC, an automotive and real estate business based in Montana, and co-manages JLMeCom LLC, a retail and online store operated primarily by his spouse. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Adam Fletcher is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation. Prior to joining Fidelity, Mr. Fletcher held various positions outside the financial industry, including roles in real estate and education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process that integrates proprietary research, quantitative analysis, and algorithmic portfolio construction, managing assets through model portfolios composed of mutual funds, ETFs, and ETPs.

Ole Nielsen is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a team of seven financial professionals serving a select group of wealthy families. His clients include current and past founders and senior executives of private and public companies, as well as multi-generational affluent families. Ole and his team focus on providing clients with simplification, organization, and proactive financial advice, incorporating private banking services through Bank of America alongside estate planning and comprehensive wealth management strategies. Ole's approach is grounded in treating clients' wealth with the same care as his own family's, emphasizing transparency, accountability, relationship-building, competency, and risk management. He holds the Certified Private Wealth Advisor® (CPWA®) designation from the Investments & Wealth Institute™ and has taught in conjunction with the University of Chicago Booth School of Business. He also contributes to the development of new advisors by teaching wealth management during their first four years at Merrill and serves on several non-profit boards. Ole holds a bachelor's degree from California State University Long Beach. Residing in Laguna Beach, California, Ole and his wife Michele enjoy long-distance mountain hiking and international travel. They are active in their local community and spend time with their daughter.

John Milligan is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. He previously worked at Scottrade from 2016 to 2018 before joining LPL Financial in 2018. In addition to his advisory role, he contributes writings on economic, market, and fundamental securities analysis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research to support both discretionary and non-discretionary management.

Neil Kessel is a Senior Financial Advisor with a career at Merrill Lynch Wealth Management that began in 1995. He became a Financial Advisor in 2000 and established the Kessel Group in 2004 to provide investment advisory services through complex market cycles. Neil serves individuals and families, including business owners and executives, focusing on goals-based wealth management strategies and risk management. He integrates the investment insights of Merrill and the banking services of Bank of America to address various aspects of his clients' financial lives. Neil holds a Bachelor of Science degree in Economics from the University of California at San Diego. He maintains several FINRA registrations, including Series 7, 31, 65, and 66, as well as a California State Insurance License. Additionally, Neil is a Senior Portfolio Advisor in the Merrill Investment Advisory Program and a member of CBOE. He is also recognized as a Personal Investment Advisor (PIA). Born in South Africa, Neil is married to Desiree, with whom he has two daughters, Lauren and Ava. The family has two King Charles Cavaliers named Remy and Riley. Neil is involved with organizations such as Global Teen and the Juvenile Diabetes Foundation.

Lisha Geng is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, she provides clients with personalized wealth management strategies tailored to their individual financial situations and goals, leveraging the investment insights of Merrill along with banking and lending solutions from Bank of America. Lisha holds a Master of Business Administration (MBA) from the University of Southern California and is a Personal Investment Advisor (PIA). She offers services in both English and Mandarin. Committed to community involvement, Lisha participates in volunteer activities within the communities served by Merrill.

Steven Shields is a CFP® and holds a Series 66 license with 17 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been affiliated with JPMorgan Chase Bank, NA since 2010. He is based in Mission Viejo, CA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory capabilities with broker-dealer and investment adviser registrations, delivering its services through a select group of Wealth Advisors.

Sumit Sharma is a CFP® professional with 14 years of industry experience, currently with LPL Financial since 2024. His prior experience includes roles at United Planners Financial Services, Falcon Wealth Planning, Deloitte, Morgan Stanley, Citigroup, Merrill, Bank of America, and AXA Advisors. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to model portfolios supported by extensive research and technology.

Ian Mcdougall is a financial advisor at LPL Financial with nine years of industry experience. He holds the CFP® designation and Series 63 license. His prior roles include positions at Fidelity Investments, JP Morgan Securities LLC, and Bank of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Jeffrey Stubbert is a CFP® with 32 years of experience in the financial industry. He has been with Charles Schwab since 1995 and also works with Charles Schwab Bank, where he has been employed since 2005. Based in Newport Beach, CA, he holds a Series 63 license. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Marcus Paredes is a financial advisor with LPL Financial in Newport Beach, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory role, he owns an insurance agency and is involved with MP Wealth Management Group LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and nonprofit organizations through a national network of advisors. The firm provides a broad range of financial planning and advisory programs, utilizing discretionary and non-discretionary management supported by proprietary and third-party research.

Denise Turner is a Senior Financial Advisor with Merrill Lynch Wealth Management. In her role, she collaborates with clients to develop personalized financial strategies that align with their long-term goals. Drawing on investment insights from Merrill and the banking and lending services of Bank of America, she focuses on creating flexible wealth management plans that adapt to changing market conditions. Denise holds a Bachelor's Degree from the University of Southern California and an Associate's Degree from the California State University System. She holds professional designations as a Certified Exit Planning Advisor (CEPA) and a Personal Investment Advisor (PIA). Committed to community involvement, Denise participates in local organizations, reflecting the Merrill tradition of service. Outside of work, Denise enjoys hiking, biking, boating, camping, cooking, music, reading, skiing, traveling, and yoga. She has a passion for travel and exploring new cultures, and often spends her free time either on hiking trails or riding her peloton.

Benjamin Engel is a financial advisor with LPL Financial in Irvine, CA, holding Series 66 and Series 63 credentials and five years of industry experience. His prior experience includes roles at Zions Bancorporation and Northwestern Mutual. He is also a licensed life insurance agent affiliated with Cavalier and Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, providing both discretionary and non-discretionary management supported by extensive research and model portfolio options.

Tino Pagano is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Newport Beach, California. He brings extensive experience in delivering comprehensive wealth management services to a diverse clientele, including affluent families, business executives, entrepreneurs, and professionals. Tino’s approach focuses on understanding clients’ financial situations, goals, and priorities to design clear strategies that address wealth growth, preservation, and transfer, as well as retirement income, tax minimization, and philanthropic planning. He has a particular expertise in working with women at significant life transitions, supporting them in managing their finances effectively. With a career in financial services spanning since 1984 and joining Merrill in 1991, Tino has developed long-term relationships with multiple generations of clients. He emphasizes ongoing dialogue to stay aligned with evolving client needs and collaborates with other advisors when appropriate to provide integrated financial solutions. Tino is a CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Plan Fiduciary Advisor (CPFA™), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), demonstrating his commitment to professional excellence. Tino holds a Bachelor of Science degree in Finance and Business Economics from the University of Southern California, where he was a walk-on for the football team. He has strong ties to the Southern California community, having served on the board of the Make-A-Wish Foundation for Orange County and the Inland Empire, and volunteered with youth athletic programs. Outside of his professional work, Tino enjoys cooking, fishing, football, reading, running, swimming, and adventure sports. He is married with one child.

Daniel Stevens is a financial advisor at UBS Financial Services in Newport Beach, CA, with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Burnham Gibson Wealth Advisors, Equitable Advisors, and Axa Advisors, among others. Outside of his advisory roles, he served as a Newport Beach lifeguard for six years. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and a wide array of capital markets solutions.

Lee Clark is a financial advisor with Morgan Stanley who holds a Series 63 designation and has 52 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of finance, he owns and manages a grain farm in Alma, Michigan. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools.

Jason Roxby is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been working in the financial services industry since 1996. Jason is a graduate of the University of California system and holds the Personal Investment Advisor (PIA) designation. In his role, he serves as the team’s investment analyst, focusing on providing family office–style services to select ultra-high net worth families. Outside of work, Jason enjoys mountain biking and coaching youth soccer and baseball. He lives in Laguna Niguel, California with his wife and son.

Lorraine Adams is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds a Series 66 designation and has previously worked at UBS Financial Services, Morgan Stanley, and Charles Schwab & Co., Inc. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.